Royal Bank of Canada

Solutions Architect - Digital Payments

Royal Bank of Canada$110K — $130K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Deep experience in distributed system design, especially event-driven architecture and cloud-based deployments.
  • Strong understanding of modern application platforms and full lifecycle delivery.
  • Ability to communicate technical trade-offs clearly to both technical and non-technical stakeholders.
  • Proven experience in driving technical outcomes across multiple initiatives efficiently.
  • Strong influence skills to align cross-functional teams without formal authority.
  • Excellent communication skills, including the ability to create architecture diagrams and presentations.
  • Hands-on experience with technologies like Java/Spring Boot, modern integration patterns, CI/CD, and observability.

Responsibilities

  • Own end-to-end architecture for Digital Payments initiatives, from framing problems to implementation guidance.
  • Lead architecture decisions for digital payment rails, emphasizing integration and non-functional requirements.
  • Work closely with cross-functional teams to align business outcomes with technical execution.
  • Provide architectural leadership in distributed systems using micro-services and event-driven design.
  • Mentor technical leads and promote technical excellence and continuous improvement.
  • Ensure teams build resilient and observable services, considering performance and security.
  • Identify opportunities for architectural reuse and evolve current architectures through clear roadmaps.

Benefits

  • Work on high-visibility initiatives that impact millions of clients.
  • Influence multi-domain architecture decisions spanning various products and channels.
  • Join a committed peer group of architects focused on modern engineering.
  • Receive comprehensive rewards including flexible benefits, bonuses, and stock options.
  • Benefit from leadership's support in your personal and professional growth.
  • Opportunities for broader architectural leadership within RBC.
Full Job Description
Job Description

We are looking for a self-motivated, passionate individual who wants to shape the future of digital client acquisition at enterprise scale. You will lead architecture on multiple initiatives across the Digital Payments Rails. You will set technical direction that others follow, and turn ambitious ideas into clear, executable blueprints. You thrive in complexity, challenge legacy assumptions, and raise the bar for simplicity, resilience, and user experience. In this role, you will partner across business and engineering domains to deliver modern, scalable solutions that create measurable client and platform value.

You will influence architecture across multiple product and technology teams, balancing near-term delivery with long-term platform health. Responsibilities are carried out in accordance with RBC's Code of Conduct, Values, Guiding Principles and Privacy standards.

What will you do?
  • Shape the future of digital client acquisition at RBC by owning end-to-end architecture for key Digital Payments initiatives, from problem framing and option analysis through solution design and implementation guidance.
  • Lead architecture decisions for digital payments self-serve rails, including integration patterns, domain boundaries, API/event contracts, and non-functional requirements.
  • Partner closely with Product, Development, Security, Risk, and Operations to align business outcomes with pragmatic technical execution.
  • Provide architectural leadership in modern distributed systems: micro-services, event-driven design, cloud-native delivery, and API-first development.
  • Mentor and guide technical leads, helping drive a culture of technical excellence and continuous improvement across the team.
  • Guide teams in building observable, operable, and resilient services, including performance, availability, security, and recovery considerations.
  • Identify reuse opportunities, reduce duplication, and evolve current-state architectures toward target-state capabilities through clear roadmaps.
  • Use hands-on prototyping and technical spikes to de-risk design choices where appropriate.
  • In this role, you will communicate and interact frequently with RBC partners and/or employees located across Canada and/or worldwide.


What do you need to succeed?
Must-have
  • Deep experience in distributed system design, including event-driven architecture, API-first integration, and cloud-based deployments.
  • Strong practical understanding of modern application platforms (web and/or mobile-backed services) and full lifecycle delivery.
  • Demonstrated ability to make and communicate difficult technical trade-offs with clarity to both technical and non-technical stakeholders.
  • Proven ability to drive technical outcomes across multiple concurrent initiatives while keeping work aligned and priorities clear.
  • Strong influence skills with a proven ability to build alignment across Architecture, Development, Product, and Business teams without formal authority.
  • Excellent written and verbal communication, including architecture diagrams, decision records, and presentations.
  • Hands-on technical depth (e.g., Java/Spring Boot, modern integration patterns, CI/CD, observability) to credibly guide implementation teams.


Nice-to-have
  • Familiarity with RBC's solution design methodology and governance processes.
  • Experience in banking or other highly regulated domains, including privacy, risk, and compliance considerations.
  • Experience shaping target architectures across multiple teams and managing architectural runway for multi-quarter roadmaps.
  • Integration experience with third-party SaaS partners and external platforms.
  • Experience with cloud platforms (Google Cloud, AWS, and/or Azure).
  • Strong DevOps/SRE mindset and experience with operational excellence patterns.
  • Experience using AI-enabled engineering tools to improve architecture and delivery outcomes.
  • Bachelor's degree in Computer Science, Engineering, or related field


What's in it for you?
  • Work on high-visibility initiatives that materially shape how millions of Canadians start and deepen relationships with RBC.
  • Influence architecture decisions that span products, channels, and technology domains.
  • Join a strong peer group of architects and senior engineers committed to modern engineering and continuous improvement.
  • A comprehensive Total Rewards Program including flexible benefits, competitive compensation, bonuses, and stock where applicable.
  • Leaders who support your growth through coaching, stretch opportunities, and enterprise exposure.
  • Opportunities to take on progressively broader architecture leadership across RBC.


#LI

Job Skills
Applications Architecture, Architectural Modeling, Critical Thinking, Enterprise IT Architecture, Information Technology Consulting, Multi-Level Communication, Platform Architecture, Software Product Design, System Applications, Transitional Architecture

Additional Job Details

Address:

1 PLACE VILLE MARIE:MONTRÉAL

City:

Montréal

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

TECHNOLOGY AND OPERATIONS

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-09-15

Application Deadline:

2026-10-15
Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

About Royal Bank of Canada

Royal Bank of Canada Careers

Join the dynamic team at Royal Bank of Canada (RBC), a global leader in financial services and a company committed to excellence and innovation. At RBC, we offer a wide range of job opportunities that empower professionals to shape their career paths with leadership, diversity training, and continuous growth.

Work You’ll Do

At Royal Bank of Canada, we are not just hiring; we are building a culture of innovation and leadership. Our team members are at the forefront of the financial industry, driving transformation and delivering targeted solutions that meet the evolving needs of our clients and communities.

Explore Job Opportunities and Employment at RBC

Whether you are starting your career or looking to take it to the next level, RBC offers positions that challenge your skills and fuel your ambition. From entry-level positions to leadership roles, our job opportunities span across various functions and regions. Join us and be part of a team that values professional growth and diversity.

Internship and Professional Development

Kickstart your career with an internship at Royal Bank of Canada. Our internships provide invaluable hands-on experience, networking opportunities, and insights into the financial services industry. Interns at RBC gain the skills necessary to excel and are often considered for full-time positions within the company.

Benefits and Culture

At RBC, we prioritize the well-being and satisfaction of our employees. Our benefits package is designed to support our team members at every stage of their life and career. RBC’s culture is built on a foundation of respect, integrity, and responsibility, fostering an environment where everyone can thrive.

Career Growth and Innovation

We believe in nurturing the potential of our employees through continuous learning and career development programs. At RBC, you will find endless opportunities to grow professionally through on-the-job experiences, formal training programs, and leadership development initiatives. Our commitment to innovation means we are constantly seeking out new ideas and perspectives, making RBC a perfect place for those who aim to lead and innovate.

Diversity and Inclusion

Diversity is our strength. At Royal Bank of Canada, we are committed to building an inclusive workplace where every employee feels valued and respected. Our diversity training programs are designed to educate and inspire, creating a more inclusive and equitable workplace.

Join Our Team

Search open positions that match your skills and interests. We look for passionate, curious, creative, and solution-driven team players. Start your journey with RBC today and be part of a world-class team known for its commitment to client service, community involvement, and innovation.

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Learn more about Royal Bank of Canada
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86,007 employees
Market Cap
$130.3 billion
Industry
5 Year Trend
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