TD Bank

Software Engineer (Java) - Front Office Pricing & Risk

TD Bank$126K — $164K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of software engineering experience
  • Strong Core Java (JDK 11+) fundamentals
  • Experience with backend services or distributed systems
  • Familiarity with REST APIs and event-driven systems
  • Interest in financial markets and trading systems

Responsibilities

  • Develop and enhance backend pricing and risk services using Java
  • Collaborate with Sales, Trading, and Quant teams to meet business needs
  • Contribute to designing scalable and reliable systems
  • Support integrations with downstream consumers like eTrading and analytics
  • Write clean and maintainable code
  • Participate in code reviews and CI/CD practices
  • Continuously learn about financial products and trading workflows

Benefits

  • Exposure to front-office systems critical to business
  • Opportunities to learn about pricing, trading, and financial markets
  • Collaboration with traders and quantitative analysts
  • Membership in a global engineering team
  • Strong career growth and skill development opportunities
Full Job Description
Work Location:
Toronto, Ontario, Canada

Hours:
37.5

Line of Business:
Technology Solutions

Pay Details:
$126,800 - $164,100 CAD

This role is eligible for a discretionary variable compensation award that considers business and individual performance.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Business Context:

The Transparency team is a Front Office development team responsible for building cross-asset pricing and risk systems, primarily focused on FICC derivatives. The team partners closely with Sales, Trading, and Quant teams to deliver applications that support pricing, risk, and electronic trading workflows globally.

This is a global team with engineers across Toronto, London, New York, and Singapore, working on systems critical to TD's trading activities.

Role Overview

We are looking for a Software Engineer with strong Core Java fundamentals to join our pricing and risk services team.

This role is well suited for engineers who:
  • Have solid backend development experience
  • Are interested in financial markets and trading systems
  • Want to grow their domain knowledge in pricing and risk
  • You will work closely with business and quantitative teams to build scalable, high-performance services.


Key Responsibilities
  • Develop and enhance backend services for pricing and risk systems using Java
  • Collaborate with Sales, Trading, and Quant teams to implement business requirements
  • Contribute to the design and delivery of scalable, reliable systems
  • Support integration with downstream consumers (eTrading, analytics, etc.)
  • Write clean, testable, and maintainable code
  • Participate in code reviews, testing, and CI/CD practices
  • Continuously learn and build understanding of financial products and trading workflows


Core Technical Skills (Required)
  • 5+ years of software engineering experience
  • Strong Core Java (JDK 11+) fundamentals
  • Good understanding of:
    • Object-oriented design
    • Data structures and algorithms
    • Multithreading/concurrency basics
  • Experience building backend services or distributed systems
  • Familiarity with REST APIs, messaging, or event-driven systems
  • Experience with testing frameworks and CI/CD pipelines


Nice-to-Have Technical Skills

(Not required - candidates can learn on the job)
  • Python or other scripting languages
  • Experience with messaging systems (e.g., Solace, Kafka, ZeroMQ)
  • Frontend exposure (React/Angular)
  • Performance tuning or low-latency systems


Business / Domain Knowledge

Required:
  • Strong interest in financial markets and trading systems
  • Ability to work closely with business users (Sales/Trading)


Highly Desirable (but not required):
  • Experience in Fixed Income, FX, Swaps, or Options
  • Exposure to pricing or risk systems
  • Familiarity with capital markets or electronic trading environments


Soft Skills
  • Strong problem-solving and analytical skills
  • Effective communication with both technical and non-technical stakeholders
  • Ability to work in a collaborative, global team
  • Eagerness to learn and grow in both technical and business domains


Technology Stack (Exposure Opportunity)
  • Java 17+, Python
  • React / Angular
  • Messaging: Solace, ZeroMQ
  • Distributed systems: Hazelcast
  • Serialization: Protobuf / JSON / SBE
  • Observability: Grafana / Graphite
  • Linux (RHEL)


Why Join
  • Work on front-office, business-critical systems
  • Gain exposure to pricing, trading, and financial markets
  • Collaborate directly with traders and quants
  • Be part of a global engineering team
  • Strong opportunity for learning and career growth


Additonal Information

Join in on what others in TD Technology Solutions are doing:
  • Inspire a positive work environment and help champion quality, innovation, teamwork and service to the business.
  • Learn voraciously, stretch your thinking, share your knowledge and educate others.
  • Communicate and collaborate with both technical and non-technical professionals.
  • Cultivate winning relationships by building trust with business and technology partners.
  • Share our commitment to productivity, effectiveness and operational efficiency.


#LI-Tech

Language Requirement (Quebec only):
Sans Objet

About TD Bank

TD Securities offers a range of advisory and capital market services to its clients. The company's range of services includes research, investment banking, capital markets, and global transaction banking. Research consists of commodity and equity research. Investment banking consists of mergers, acquisitions, industry expertise, and credit origination. Global transaction banking consists of trade finance, cash management, and correspondent banking. TD Securities was founded in 1855 and is based in Ontario.

TD Bank Careers

Join the vibrant team at TD Bank, one of North America's leading financial services organizations, where innovation, leadership, and growth go hand in hand. At TD Bank, we are committed to fostering a culture of diversity and inclusion, making it an ideal place for ambitious professionals to thrive. Work You’ll Do At TD Bank, your professional journey is bolstered by a robust support system. From your first interview to every career milestone, you will find opportunities for growth and leadership. Our team is dedicated to helping you develop the skills necessary for success in the ever-evolving financial sector. TD Bank offers a variety of job opportunities across multiple fields, from customer service to investment banking. Each position at TD Bank is a chance to contribute to our culture of innovation and exceptional client service. Internship Programs Kickstart your career with a TD Bank internship. Our programs provide invaluable industry exposure and hands-on experience, making them a perfect starting point for students and recent graduates eager to make their mark in the banking industry. Interns at TD Bank enjoy the unique opportunity to work alongside seasoned professionals, gaining insights that are crucial for future employment. Benefits and Growth TD Bank is deeply committed to the well-being and continuous growth of our team members. We offer competitive benefits packages that cover health, finance, and family care. Our employees enjoy comprehensive health insurance, retirement plans, and generous paid time off, among other perks. Moreover, TD Bank encourages professional development through various training programs, including leadership development and diversity training. These initiatives ensure that our team remains at the forefront of industry standards and best practices. Join Our Team Explore the numerous career paths available at TD Bank and discover how your skills and interests align with our mission. We are actively hiring and continually looking for talented individuals who are passionate about banking and customer service. Networking and Professional Development At TD Bank, we believe in the power of networking and collaboration. Our employees have access to a wide range of networking events, workshops, and seminars that promote career development and professional growth. These platforms not only enhance your professional skills but also expand your industry connections. Stay Connected Keep up to date with the latest at TD Bank Careers by subscribing to our job alert emails. Tailor your subscription to match your career preferences and get the latest news, insider tips, and job opportunities delivered straight to your inbox. Explore job opportunities at TD Bank and be part of a team that values hard work, creativity, and a diverse workplace culture. Your next great career move is just a click away. SEARCH TD BANK JOBS Join us at TD Bank and let your ambition lead you to a rewarding career filled with opportunities to learn, grow, and innovate.
Learn more about TD Bank
Size
90,000 employees
Market Cap
$117.9 billion
Industry
Net Income
-$6.9 million
5 Year Trend
+6.6%

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