SIU Investigator (Remote)

Crum & Forster

$78K — $115K *
US-Anywhere
+ 2 other locationsRemote
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor’s degree or equivalent experience required
  • 6+ years of experience in SIU investigation, ideally with an insurance carrier or government anti-fraud agency
  • Proficiency in digital evidence collection and preservation from social media and other online platforms
  • Advanced analytical skills coupled with an understanding of artificial intelligence
  • Exceptional organizational and report writing capabilities
  • Self-starter with the ability to work independently and manage multiple priorities
  • Credit security clearance required, verified through a background check

Responsibilities

  • Provide investigative and anti-fraud advisory services for insurance products
  • Conduct thorough investigations of claims and policies
  • Screen and extract data from claim files and policies
  • Collaborate with file handlers on investigation execution
  • Manage field investigations, including interviews and scene analysis
  • Oversee vended services such as surveillance and activity checks
  • Conduct desk-based investigations utilizing various online sources

Benefits

  • 401K employer match
  • Employee Stock Purchase plan with employer matching
  • Generous Paid Time Off
  • Comprehensive health, dental, and vision benefits
  • Support for career development through tuition reimbursement and professional training
  • Dynamic and exciting work environment
  • Corporate social responsibility initiatives including volunteer opportunities
Full Job Description
We are seeking an experienced investigator to join our Special Investigations Unit (SIU). SIU is responsible for detecting, investigating and deterring insurance fraud committed against our companies, its policyholders and the insurance industry as a whole. This position offers a flexible workplace location for the right candidate, including with the ability to work largely remotely and/or with a hybrid in-office/remote presence in limited regional offices What you will do: • Provide investigative and anti-fraud advisory services across specialty and standard commercial lines insurance products • Conduct comprehensive investigations of questionable insurance claims and policies in compliance with legal and industry standards • Screen and extract source data from claim and policy files • Collaborate with file handlers in development and execution of investigation plans • Conduct and/or case manage claims and policy field investigations that include interviews, recorded statements, and scene investigation • Case manage vended services such as surveillance, activity checks, and medical canvases with a focus on quality, timeliness and cost control • Conduct desk-based investigations ranging from locating individuals to conducting comprehensive and detailed background investigations. Investigations require research, analysis and preservation of web-based OSINT records utilizing sources such as: • Proprietary public record databases • In-depth web presence mining of social media, photo/video sharing websites, business due diligence and news media/archives • County, state & federal repositories for records such as civil/criminal, liens/judgments, vehicle/properties, professional licensing. • Claim history via ISO ClaimSearch and related products • National Insurance Crime Bureau (NICB) • Preserve physical and digital evidence • Provide timely communications with file handlers of ongoing investigative activities and case disposition • Prepare professional investigative reports that include detailed findings, supporting documents and recommendations • Develop and maintain network of anti-fraud enforcement/regulatory agency personnel, industry counterparts and law enforcement • Participate in regional anti-fraud industry training and task force meetings • Ensure knowledge and compliance with all anti-fraud regulatory requirements of any assigned territories • Refer and package cases that warrant mandatory reporting to state anti-fraud agencies • Participate in anti-fraud training and marketing for company personnel and customers • Periodic regional travel and an ability to work independently required What you will bring to C&F: • Bachelor’s degree or equivalent experience required. • 6+ years of experience as an SIU investigator with either an insurance carrier and/or government anti-fraud agency, in the investigation of property & casualty claims • Prior background in insurance claims and/or law enforcement preferred with a proven record of diligent and proactive anti-fraud efforts • Social media savvy, proficient in searching and preserving digital evidence; particularly using Google, Facebook, X, Instagram, TikTok, YouTube, LinkedIn, and other social/business media platforms • Advanced analytical skills and artificial intelligence awareness • Exceptional organizational and report writing skills • Computer proficient in Microsoft Office applications • Self-starter, high energy and detail oriented; ability to work with minimal supervision • Ability to build strong relationships across all levels of our organization. • Credit security clearance, confirmed via a background credit check, is required for this position #LI-MS #LI-REMOTE What C&F will bring to you • Competitive compensation package • Generous 401K employer match • Employee Stock Purchase plan with employer matching • Generous Paid Time Off • Excellent benefits that go beyond health, dental & vision. Our programs are focused on your whole family’s wellness, including your physical, mental and financial wellbeing • A core C&F tenet is supporting your career development, so we provide a wealth of ways for you to keep learning, which may include tuition reimbursement, industry-related certifications and professional training to keep you progressing on your chosen path • A dynamic, ambitious, fun and exciting work environment • We believe you do well by doing good and want to encourage a spirit of social and community responsibility, matching donation program, volunteer opportunities, and an employee-driven corporate giving program that lets you participate and support your community

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