Senior Underwriter Specialist | Property & Casualty

CBIZ

$80K — $95K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • High School Diploma or GED required
  • 5+ years of underwriting experience
  • Current required licenses and certifications in the field
  • Strong verbal and written communication skills
  • Advanced customer service abilities
  • Proficiency in relevant technology
  • Capability to work in teams and independently
  • Strong analytical and prioritization skills

Responsibilities

  • Underwrite and manage complex accounts
  • Meet production goals and measure new business outcomes
  • Prepare and maintain operational reports
  • Evaluate programs for profitability
  • Assess exposures and determine coverage terms
  • Decide on risk acceptance and manage reinsurance needs
  • Adjust policy values and apply necessary endorsements
  • Develop custom policy wording when standard text is insufficient
  • Bind coverage and manage document issuance
  • Authorize transmittal of documents to brokers

Benefits

  • Hybrid work environment
  • Opportunities for professional development
  • Collaborative team dynamic
  • Access to advanced technology tools
  • Engagement in high-complexity cases
Full Job Description
Job Description

#LI-KW1 #LI-Hybrid

Responsibilities

Essential Functions and Primary Duties
  • Underwrite, service, and manage assigned accounts of high *complexity
  • May have production goals assigned and measured on new business goal attainment
  • Prepare and maintain periodic reports pertinent to the ongoing operation of the department
  • Monitor and evaluate programs for profitability
  • Assess exposure and determine rates, terms and conditions of coverage in accordance with guidelines and uses judgement underwriting to evaluate a risk
  • Determine either to accept, modify, or decline risks and request reinsurance as necessary
  • Decrease value of policy when risk is substandard to limit company obligation, and specify applicable endorsements, or apply rating to ensure safe and profitable distribution of risks
  • Develop or modify policy wording when standard text is not appropriate
  • Bind coverage and initiate issuance of documents
  • Sign policy and authorize transmittal of documents to brokers and markets as required
  • Additional responsibilities as assigned


*Complexity is based on the degree of uncertainty, financial risk, technical requirements, urgency, and volume or size.

Preferred Qualifications
  • Bachelor's degree


Qualifications

Minimum Qualifications
  • High School Diploma or GED required
  • At least 5 years of underwriting experience
  • Must maintain current required licenses and certifications relevant to field of expertise
  • Demonstrated ability to communicate verbally and in writing throughout all levels of organization, both internally and externally
  • Advanced customer service skills
  • Proficient use of applicable technology
  • Ability to work in a team environment as well as independently
  • Ability to analyze and prioritize multiple responsibilities


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