Responsible for producing, underwriting and retaining profitable Cyber business for the company, - Sr Underwriter (Sr UW) -Underwriting primary task is to underwrite, maintain and grow the Ambridge Cyber portfolio in accordance with the business plan, strategy, authority levels and regulatory environment. SR UW-Underwriting reports directly to the Senior Vice President (SVP) as a key stakeholder in the underwriting performance for a select portion of the team's Cyber business. SR UW-Underwriting will oftentimes be asked to oversee or otherwise provide guidance to the Underwriting assistants within the team. Essential Duties and Responsibilities: • Underwrite, maintain and grow the Ambridge Small Business (<$50m Insured revenue) Cyber portfolio in accordance with the business plan, strategy, authority levels and regulatory environment. • Exhibit technical Cyber expertise with service of new and existing clients through cross-selling opportunities, account development, execution of client requests and problem solving in accordance with the objectives and procedures based on Ambridge's core values and standards. • Manage the entire underwriting cycle for individual accounts and assist in the preparation of and calculation of underwriting figures for input into the Business Plan. • Gather and evaluate relevant underwriting and risk information independently; communicate findings and analysis to other key Ambridge staff and management. • Initiate pricing discussions on new and renewal accounts; liaise with Actuarial and management to ensure pricing approach is competitive yet profitable. • Negotiate and commit underwriting capacity financial arrangements in the best interest of the company, long and short range; ensure that business is being carried out within underwriting capacity. • Advise clients on policy coverages and policy contract wording. • Ensure that all submissions are written within regulatory guidelines. • Participate in discussions on risks written by other offices within Ambridge. • Establish and maintain knowledge of internal controls and all procedures relating to underwriting. • Identify and raise issues with in-force accounts / risks; using best judgement, liaise with a variety of other disciplines including claims, legal and/or loss control on issues; recommend solutions to ensure risks are mitigated or referred to management. • Construct bespoke policy wordings and endorsements; Use discretion when recommending changes to terms and conditions. • Carry out research on specific accounts as appropriate. 2 • Travel to and participate/lead client meetings; use judgement on how best to balance costs with business needs. • Maintain key client relationships critical to the on-going success of the business. • Encourage dialogue with other market practitioners to gain the benefit of market information. • Identify exposure to loss and recommend appropriate pricing and coverages. • Participate, as needed, in interviewing, hiring, training, and development of additional staff. • Work with team leaders on identifying areas of improvement, create efficiencies and improve margins. • Maintain quality control of renewal expirations, avoid any lapse in coverage. • Investigate and reconcile financial inquiries and discrepancies relating to bound policies. • Contribute to the research and development of new business. • Contribute to preparation of data for inclusion in the company report and accounts. • Oversee centralized inboxes for Cyber focus group