TD Bank

Senior Treasury Analyst, Funding

TD Bank$81K — $115K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • University degree in finance, accounting, economics, or related field
  • Strong analytical skills with finance/accounting acumen
  • Well-developed organizational and time management skills
  • High attention to detail with ability to work independently and collaboratively
  • Excellent communication skills for effective internal and external engagement
  • Proficiency in Excel, Microsoft Word, and PowerPoint; Bloomberg experience desirable
  • Self-motivated and adaptable in a multi-tasked environment

Responsibilities

  • Deliver funding program and transaction management solutions through market research and analysis
  • Support issuance of medium term notes, covered bonds, and asset backed securities
  • Collaborate with liquidity and capital teams to assess funding needs and regulatory compliance
  • Lead updates and renewals of funding programs, ensuring timely execution of legal documents
  • Assist in due diligence, preparation of investor marketing materials, and deal documentation
  • Conduct analysis on regulatory initiatives impacting funding programs
  • Document and maintain operational procedures and controls

Benefits

  • Health and well-being benefits
  • Savings and retirement programs
  • Paid time off
  • Banking benefits and discounts
  • Career development support
  • Reward and recognition programs
Full Job Description
Work Location:
Toronto, Ontario, Canada

Hours:
37.5

Line of Business:
Finance

Pay Details:
$81,600 - $115,200 CAD

This role is eligible for a discretionary variable compensation award that considers business and individual performance.

Job Description:

Department Overview :

This position offers an excellent opportunity for the right individual to leverage their relevant capital markets experience, analytical ability, strategic thinking and project management skills as part of the Funding team of Treasury & Balance Sheet Management (TBSM).

The mandate of the Funding team is to manage the Bank's capital and long term funding programs. It executes capital and funding transactions to achieve the lowest possible cost of funds while maintaining target liquidity and funding diversification levels. The Funding team is also responsible for securitization operations in support of the various secured funding programs. The Funding team works closely with other teams within TBSM as well as numerous other groups at TD Bank including Legal, TD Securities and Finance. The Funding team also works with external advisors in completing market transactions and in acquiring market intelligence.

Job Description :

The Funding team is looking for a highly motivated individual to join a dynamic team to execute the Bank's funding and capital strategy, which best utilizes the Bank's assets and positions TD for future growth.

Primary responsibilities of this position are:
  • Deliver effective and efficient funding program and transaction management solutions by researching and analyzing debt and capital markets and making recommendations on optimized funding amounts, tenor, channel, and currency, to achieve the Bank's funding objectives
  • Support funding activities for TBSM with the timely and accurate issuance of medium term notes, covered bonds, asset backed securities and capital in both the domestic and foreign markets (USD, EUR, GBP, AUD etc.);
  • Work closely with both liquidity and capital teams to determine the appropriate funding and capital needs of the Bank and ensure various key regulatory requirements are met (i.e. LCR, CET1, and Tier 1 ratios, etc)
  • Lead and support the update and renewal of funding programs; review and understand legal program documents, ensure their timely execution;
  • Support funding transactions by assisting in the due diligence process, preparation of investor marketing and rating agency materials, and review of any deal related documents;
  • Assist with in depth review and analysis pertaining to any key regulatory initiatives that potential affect the Bank's funding programs (i.e. bail-in, TLAC, Basel/OSFI requirements, etc)
  • Establishing, documenting and maintaining operational procedures and controls;
  • Prepare, maintain and issue timely and accurate reporting;
  • Manage and ensure the timely update of capital and funding program information on the Bank's website and relevant funding database/s;
  • Assist with fixed income investor relations strategy to support investor out-reach
  • Ad hoc projects as assigned


Job Requirements :
  • Very strong analytical skills and finance/accounting acumen, including experience with financial modeling and data analysis
  • Well-developed organizational and time management skills
  • High attention to detail and ability to work well independently and as part of the team
  • Excellent communication skills with ability to interface effectively with internal and external partners
  • Excellent computer skills, including the ability to summarize disparate data in Excel and solid knowledge of Microsoft Word and PowerPoint; experience with Bloomberg will be an asset
  • A demonstrated ability to work effectively in a multi-tasked environment, manage deadlines and adapt well to changing priorities
  • Self-motivated, proactive and capable of learning through job experience
  • A high level of commitment to quality work
  • University degree in finance, accounting, economics or a related field


Work activities include a blend of highly collaborative activities and individual deliverables. Individuals are expected to be onsite 4 days a week. Colleagues may spend more or less days in office as required by the business line.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):
Sans Objet

About TD Bank

TD Securities offers a range of advisory and capital market services to its clients. The company's range of services includes research, investment banking, capital markets, and global transaction banking. Research consists of commodity and equity research. Investment banking consists of mergers, acquisitions, industry expertise, and credit origination. Global transaction banking consists of trade finance, cash management, and correspondent banking. TD Securities was founded in 1855 and is based in Ontario.

TD Bank Careers

Join the vibrant team at TD Bank, one of North America's leading financial services organizations, where innovation, leadership, and growth go hand in hand. At TD Bank, we are committed to fostering a culture of diversity and inclusion, making it an ideal place for ambitious professionals to thrive. Work You’ll Do At TD Bank, your professional journey is bolstered by a robust support system. From your first interview to every career milestone, you will find opportunities for growth and leadership. Our team is dedicated to helping you develop the skills necessary for success in the ever-evolving financial sector. TD Bank offers a variety of job opportunities across multiple fields, from customer service to investment banking. Each position at TD Bank is a chance to contribute to our culture of innovation and exceptional client service. Internship Programs Kickstart your career with a TD Bank internship. Our programs provide invaluable industry exposure and hands-on experience, making them a perfect starting point for students and recent graduates eager to make their mark in the banking industry. Interns at TD Bank enjoy the unique opportunity to work alongside seasoned professionals, gaining insights that are crucial for future employment. Benefits and Growth TD Bank is deeply committed to the well-being and continuous growth of our team members. We offer competitive benefits packages that cover health, finance, and family care. Our employees enjoy comprehensive health insurance, retirement plans, and generous paid time off, among other perks. Moreover, TD Bank encourages professional development through various training programs, including leadership development and diversity training. These initiatives ensure that our team remains at the forefront of industry standards and best practices. Join Our Team Explore the numerous career paths available at TD Bank and discover how your skills and interests align with our mission. We are actively hiring and continually looking for talented individuals who are passionate about banking and customer service. Networking and Professional Development At TD Bank, we believe in the power of networking and collaboration. Our employees have access to a wide range of networking events, workshops, and seminars that promote career development and professional growth. These platforms not only enhance your professional skills but also expand your industry connections. Stay Connected Keep up to date with the latest at TD Bank Careers by subscribing to our job alert emails. Tailor your subscription to match your career preferences and get the latest news, insider tips, and job opportunities delivered straight to your inbox. Explore job opportunities at TD Bank and be part of a team that values hard work, creativity, and a diverse workplace culture. Your next great career move is just a click away. SEARCH TD BANK JOBS Join us at TD Bank and let your ambition lead you to a rewarding career filled with opportunities to learn, grow, and innovate.
Learn more about TD Bank
Size
90,000 employees
Market Cap
$117.9 billion
Industry
Net Income
-$6.9 million
5 Year Trend
+6.6%

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