Senior Technical Underwriter

Bestow, Inc

$90K — $120K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 8+ years of production life insurance underwriting experience
  • 1+ years of experience with underwriting rules engines
  • Preferred certifications: FALU, FLMI, or CLU
  • Proficiency in data analysis with a strong technical background
  • Experience with integrating and analyzing industry-standard data vendors
  • Experience in conducting underwriting audits
  • Familiar with User Acceptance Testing (UAT)
  • Understanding of legal/compliance frameworks for life insurance and underwriting

Responsibilities

  • Enhance and support the underwriting logic and data in the instant decision platform
  • Conduct audits to monitor platform performance and review underwriter decisions
  • Identify opportunities through monitoring metrics and recommend improvements
  • Develop and iterate the carrier implementation framework
  • Contribute to the evolution of product features

Benefits

  • Flexible paid time off and parental leave programs
  • 100% paid-premium option for medical, dental, and vision insurance
  • Lifestyle stipend for physical, emotional, and financial wellbeing
  • Flexible work-from-home policy with remote options
  • Access to a modern office in Dallas for those who prefer an office environment
  • Employee-led diversity, equity, and inclusion initiatives
Full Job Description
ABOUT THE TEAM

As a Senior Technical Underwriter, you will be a part of the Insurance Product Team working across Bestow's Software Product, Customer Experience, Data Science, User Experience, Actuarial, Legal/Compliance, and Engineering Teams. As the industry evolves rapidly, you will help develop solutions that balance efficiency, flexibility and solid risk management protocols.

This role reports to the Director of Underwriting Strategy and is open to Dallas, TX, or Remote (US). #LI-Remote

WHAT YOU'LL DO

Bestow is looking for a Senior Technical Underwriter to contribute in the following ways:
  • Enhance, monitor, and support the underwriting logic and data within our instant decision underwriting platform.
  • Conduct audits to monitor the performance and functionality of our platform and review decisions of third-party and internal underwriters.
  • Monitor underwriting metrics and data to identify opportunities and recommend improvements.
  • Develop and iterate on carrier implementation framework
  • Contribute to product feature evolution


WHO YOU ARE
  • 8+ years of production life insurance underwriting experience.
  • 1+ years experience with underwriting rules engines.
  • FALU, FLMI, or CLU preferred.
  • Strong technical background, including proficiency with data analysis.
  • Hands-on experience integrating and analyzing industry-standard data vendors to optimize underwriting processes.
  • Experience conducting underwriting audits.
  • Experience conducting User Acceptance Testing (UAT).
  • An understanding of the legal/compliance framework for life insurance and underwriting.
  • A self-starter who excels in an independent work culture.
  • Adaptable and willing to embrace change.
  • AI-Enabled Productivity: Skilled in deploying modern AI utilities to automate repeatable administrative and analytical tasks; frees up bandwidth to focus on high-impact strategic initiatives, platform auditing, and cross-functional product development.


TOTAL REWARDS

At Bestow, we're proud to be awarded for our team members, innovative products, and culture. Our standard benefits include:
  • Competitive salary and equity based on role
  • Policies and managers that support work/life balance, like our flexible paid time off and parental leave programs
  • 100% paid-premium option for medical, dental, and vision insurance
  • Lifestyle stipend to support your physical, emotional, and financial wellbeing
  • Flexible work-from-home policy and open to remote
  • Remote and WFH options, as well as a beautiful, state-of-the-art office in Dallas' Deep Ellum, for those who prefer an office setting
  • Employee-led diversity, equity, and inclusion initiatives

Recent Employer Awards include:
  • Best Place for Working Parents 2023 + 2024 + 2025
  • Great Place to Work Certified, 2022 + 2023 + 2024 + 2025
  • Built In Best Places to Work, 2022 + 2023 + 2025
  • Fortune's Best Workplaces in Texas 2022 + 2023
  • Fortune's Best Workplaces in Financial Services and Insurance 2022 + 2023 + 2024

We value diversity at Bestow. The company will hire, recruit, and promote regardless of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, pregnancy or maternity, veteran status, or any other status protected by applicable law. We understand the importance of creating a safe and comfortable work environment and encourage individualism and authenticity in every team member.

Thanks for considering a job at Bestow!

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