MasterCard

Senior Software Engineer

MasterCard$132K — $212K *
Information Technology
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of software engineering experience in relevant roles.
  • Strong proficiency in Python and TypeScript with hands-on experience.
  • Extensive background in backend development, especially with Java and Spring Boot.
  • Solid grasp of data structures, algorithms, and performance optimization techniques.
  • Demonstrated expertise in cloud-native development, particularly AWS or Azure.

Responsibilities

  • Design scalable and secure software solutions based on technical requirements.
  • Contribute to architecture decisions and establish coding standards.
  • Independently develop, test, and deploy high-quality software components.
  • Lead code reviews to maintain high standards of quality and performance.
  • Analyze system performance and optimize for scalability and reliability.

Benefits

  • Opportunity to work in a lean, high-impact engineering team.
  • Engagement in architecture and technical decision-making processes.
  • Access to professional development through coaching and mentoring.
  • Involvement in cross-team collaborations with various engineering disciplines.
  • Participation in a community that values knowledge sharing and technical excellence.
Full Job Description

Title and Summary


Senior Software Engineer

Overview

The ADUEX Engineering organization is central to Mastercard’s growth strategy, delivering scalable, secure, and innovative solutions that empower small and medium businesses globally. As part of a lean, high impact engineering team, you will help build scalable cloud-native software solutions from the ground up, solving complex technical problems at scale.

This role is ideal for a Senior Software Engineer who thrives in complex environments, takes ownership of system design and quality, and consistently applies advanced engineering practices to ensure reliable, high performing, and secure systems.

About the Role

As a Senior Software Engineer, you will act as a technical owner and key contributor across the full software lifecycle, from architecture and design through production operations.

Software Design & Architecture

• Design and evolve scalable, maintainable, and secure software solutions, translating business and technical requirements into well-structured system designs.
• Contribute to and influence architecture decisions, defining patterns, standards, and best practices for APIs, event driven systems, microservices, and cloud‑native platforms.
• Evaluate technical trade‑offs and guide design decisions that ensure long-term system sustainability.

Software Development & Quality

• Independently design, build, test, deploy, and maintain high‑quality software components and services.
• Apply advanced data structures and algorithms to solve complex problems efficiently and optimize system behavior.
• Lead and actively participate in code reviews, ensuring high standards for readability, maintainability, performance, and security.
• Coach and mentor peers through technical feedback, pairing, and informal guidance.

Performance Engineering

• Proactively analyze and optimize application and system performance, scalability, and reliability.
• Design and execute performance, load, and stress testing strategies.
• Identify bottlenecks and drive tuning efforts across application, data, and infrastructure layers.

Testing & Reliability

• Define and maintain comprehensive unit, functional, and integration testing strategies.
• Promote test automation and quality gates to ensure consistent and reliable delivery.
• Ensure systems behave predictably under normal and peak workloads.

Operability & Production Ownership

• Design systems with operational readiness in mind, including observability, logging, monitoring, alerting, and resilience.
•Take ownership of production health within owned areas, participating in incident diagnosis, root‑cause analysis, and preventive improvements.
• Continuously improve reliability, maintainability, and supportability throughout the system lifecycle.

Security & Compliance

• Apply secure coding practices throughout the SDLC, adhering to Mastercard security standards and industry frameworks (e.g., OWASP, CWE).
• Ensure vulnerabilities are proactively identified and mitigated using automated tooling and secure design principles.

Collaboration & Leadership

• Partner closely with Product, Architecture, Site Reliability, and Security teams to deliver aligned solutions.
• Influence team and cross‑team technical decisions through expertise and data‑driven recommendations.
• Contribute to engineering communities, guilds, and knowledge‑sharing initiatives across Mastercard.

All About You

• Proficiency and hands-on experience building agentic frameworks in Python/TypeScript.
• Strong experience and proficiency with modern web stacks, including Angular and React, along with JavaScript/TypeScript and Node.js / Java microservices.
• Proven experience with backend development with JAVA required
• Familiarity with Spring Boot frameworks preferred
• Solid understanding of data structures, algorithms, and performance optimization techniques.
• Hands‑on experience building and operating cloud‑native systems (AWS/Azure), including APIs, event‑driven services, and distributed data stores (SQL, key‑value, or document databases).
• Proven expertise in secure coding practices and use of static and dynamic security analysis tools (e.g., Sonar, Checkmarx).
• Strong experience with Git‑based workflows, branching strategies, and leading effective peer code reviews.
• Demonstrated ability to design, implement, and maintain unit, service, and integration tests.
• Experience analyzing and troubleshooting issues across applications and systems, including production environments.
• Deep understanding of modern SDLC methodologies (Scrum, Kanban, SAFe) and when to apply them.
• Experience with CI/CD pipelines, automation, and containerized deployments.
• Familiarity with observability tools and operational best practices for mission‑critical systems.
• Bachelor’s degree in Computer Science, Engineering, Information Technology, or equivalent practical experience is preferred.

Pay Ranges
Arlington, Virginia: $132,000 - $212,000 USD

O'Fallon, Missouri: $115,000 - $184,000 USD

About MasterCard

Transactis transforms traditional paper billing and payment processing by enabling businesses of all sizes to replace paper bills, statements, invoices, payments and documents with more efficient digital alternatives. Transactis goes to market exclusively with resellers—financial institutions, technology companies, printers and business process outsourcers—to provide their customers with secure, configurable, white-label, industry-leading SaaS solutions. More than a technology provider to resellers, Transactis is a full-service business partner, delivering a broad and deep suite of sales, marketing, technical and operational support, empowering resellers to more successfully serve their clients. Transactis meets the strictest regulatory and compliance requirements including HIPAA, SSAE 16, PCI Level 1, and SOC 2. Transactis’ investors include ff Venture Capital, MacAndrews & Forbes, Metamorphic Ventures, Safeguard Scientifics, StarVest Partners, Capital One, Fifth Third Bank, PNC, TD Bank and Wells Fargo.

MasterCard Careers

Joining MasterCard offers more than just a job opportunity; it's a gateway to a career infused with innovation, leadership, and growth. As a global leader in payment solutions, MasterCard is at the forefront of the digital economy, driving transformation in the fintech sector.

Work You’ll Do

At MasterCard, your work impacts the global economy. Our team is dedicated to shaping the future of commerce with advanced payment technologies and robust security measures. By joining our team, you will collaborate with some of the brightest minds in technology and business, contributing to projects that enhance how people pay and get paid across the world.

Innovate and Lead

MasterCard is synonymous with innovation. We encourage our professionals to lead with creativity and vision, supported by our substantial investments in technology and research. Our leadership in the digital payments space is not just about technology, but also about the innovative minds that drive our company forward.

Grow Your Career

Career growth at MasterCard is dynamic and rewarding. With a plethora of job opportunities ranging from internships to executive positions, your potential for advancement is limitless. Our commitment to professional development is evident through comprehensive leadership and diversity training programs that prepare you for the next steps in your career.

Be Part of Our Diverse Team

Diversity and inclusion are the bedrock of our company culture. MasterCard’s global team is rich in diverse perspectives, and we believe this is key to our innovation. By joining us, you become part of a culture that values every individual’s unique background and experiences.

Benefits and Culture

MasterCard is committed to supporting our employees’ well-being both inside and outside of work. Our benefits package is designed to enhance your life and help you build a rewarding career. From health and wellness programs to flexible working arrangements, we ensure that our team members are well taken care of.

Explore Job Opportunities

Whether you’re starting out with an internship or seeking a leadership role, MasterCard offers positions that challenge your skills and push you towards personal and professional achievements. Our hiring process is thorough, ensuring that we match the right talent to the right roles.

Networking and Professional Development

Networking at MasterCard goes beyond connecting with colleagues; it involves engaging with industry leaders and innovators who are shaping the future of commerce. Our employees have access to a wide range of networking events, workshops, and seminars that enhance their skills and career trajectories.

Join Our Team

Search open positions that match your skills and interests on the MasterCard Careers page. We are looking for passionate, curious, and innovative team players who are ready to make a difference in the world of digital payments.

Stay Connected

Keep up to date with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. MasterCard is not just a company; it’s a place where you can shape your future and the future of commerce worldwide.

Apply Now

Ready to take the next step in your career? Update your resume, prepare for your interview, and apply for a position at MasterCard. Discover the exciting and rewarding opportunities that await you in a career at one of the world’s leading financial technology companies.

MasterCard Jobs and Careers

Empower your professional journey with MasterCard, where innovation, leadership, and growth come together to create transformative career experiences. Join us and make your mark in the evolving landscape of digital payments.
Learn more about MasterCard
Size
24,000 employees
Market Cap
$330.8 billion
Industry
Net Income
$6.4 billion
Founded
1966
5 Year Trend
+11.9%
Revenue
$15.3 billion
NASDAQ

Similar Jobs

More Jobs at MasterCard

More Information Technology Jobs

Find similar Senior Software Engineer jobs: