Charles Schwab

Senior Security Engineer, Digital Assets

Charles Schwab • $130K — $160K *
Southlake, TX 76092In-Person
Finance & Insurance
5 - 7 years of experience
Reposted 5 days ago
Job Overview by Ladders

Qualifications

  • 7+ years of software engineering experience focused on security or cryptography.
  • Hands-on experience with secure wallet technologies and key management systems (MPC, HSMs, or equivalent).
  • Strong understanding of cryptographic primitives, secure protocol design, and distributed systems.
  • Experience building systems where security failures have significant impact.
  • Ability to collaborate effectively across engineering, security, and risk teams.

Responsibilities

  • Design and implement secure wallet solutions, including Multi-Party Computation (MPC) and Hardware Security Modules (HSMs).
  • Implement distributed key generation workflows to eliminate single points of failure.
  • Design and build security-critical components using modern cryptographic protocols.
  • Create programmable custody policy engines with multi-approval workflows and role-based access controls.
  • Evaluate blockchain architectures for enterprise suitability and design smart contract frameworks.

Benefits

  • Comprehensive health insurance options.
  • Flexible working arrangements, including remote work opportunities.
  • Robust training and development programs for continuous learning.
  • Access to cutting-edge technology and tools.
  • Supportive and collaborative work environment.
Full Job Description
We are hiring a Senior Engineer, Crypto Security to help design, build, and secure Schwab's institutional-grade digital asset custody platforms.

This is a hands-on engineering role focused on crypto-native security capabilities and digital asset development, including secure wallet technologies, key management, cryptographic protocols, smart contract security, tokenization, custody policy enforcement, and advanced blockchain security solutions.

The role partners closely with the Digital Assets engineering team to ensure custody platforms and other digital asset services are secure by design, resilient to failure, and aligned with Schwab's risk, governance, and regulatory standards.

What This Engineer Will Do

Secure Wallet & Key Management Engineering
  • Contribute to the design and implementation of secure wallet solutions, including:
    • Multi-Party Computation (MPC)
    • Hardware Security Modules (HSMs)
    • Cold, warm, and hot wallet architectures
    • Custodial vs. non-custodial control models
  • Implement distributed key generation and signing workflows that eliminate single points of failure.
  • Ensure secure handling of key lifecycle events-generation, storage, usage, rotation, and recovery.
  • Work closely with Custody Leads to validate cryptographic assumptions and architectural choices.

Cryptographic Protocols & Advanced Blockchain Security
  • Design and implement security-critical components leveraging:
    • Modern cryptographic protocols
    • DeFi application security principles
    • Cross-chain and blockchain interoperability patterns
  • Participate in evaluating and integrating advanced technologies such as:
    • Zero-Knowledge Proofs (ZKPs)
    • Decentralized Identity (DID) frameworks
    • Central Bank Digital Currency (CBDC) architectures (as applicable)
  • Ensure cryptographic designs are auditable, explainable, and production-ready.
  • Experience with Web3 Security tooling with Slither, Mythril, Foundry Fuzzing
  • Experience with common cryptography implementation languages such as C, C++, Rust, Go.

Custody Policy Engine & Transaction Controls
  • Build and configure programmable custody policy engines, including:
    • Multi-approval and quorum-based workflows
    • Spending thresholds and velocity limits
    • Role-based access controls and segregation of duties
  • Translate risk, compliance, and business rules into deterministic, testable technical policies.
  • Ensure policies are observable, enforceable, and version-controlled.

Security Collaboration & Risk Posture
  • Work in close partnership with:
    • Crypto Custody engineering
    • Enterprise Cybersecurity
    • Risk and compliance stakeholders
  • Identify potential vulnerabilities, failure modes, or misconfigurations early.
  • Support security reviews, threat modeling, and architecture assessments.
  • Contribute to incident analysis and remediation related to custody or blockchain security events.
  • Experience with collaborating with security auditors, ie: Trail of bits, halborn,

Blockchain Platforms, Tokenization & Smart Contracts
  • Evaluate and assess blockchain architectures, protocols, and ecosystems for enterprise suitability.
  • Design and review smart-contract frameworks and tokenization approaches, including:
    • Tokenized securities
    • Stablecoins
    • Asset representations using ERC-20, ERC-721, ERC-1155, and related standards
  • Assess emerging token lifecycle, settlement, and secure on-chain governance models for applicability to Schwab's business.
  • Experience with implementing, and auditing secure, cross-chain bridges and interoperability protocols (e.g., lock-and-mint, burn-and-mint, atomic swaps) to facilitate asset and data movement between networks.

AI-Augmented Security Engineering
  • Leverage GenAI and agentic AI tools to accelerate:
    • Threat modeling
    • Cryptographic design reviews
    • Documentation and validation
  • Apply AI to enhance speed and rigor without compromising correctness or security.


What you have

Required Qualifications
  • 7+ years of software engineering experience with strong focus on security or cryptography.
  • Hands-on experience with secure wallet technologies and key management systems (MPC, HSMs, or equivalent).
  • Strong understanding of cryptographic primitives, secure protocol design, and distributed systems.
  • Experience building systems where security failures have material impact.
  • Ability to collaborate effectively across engineering, security, and risk teams.

Strongly Preferred
  • Experience with crypto custody platforms, digital assets, or blockchain infrastructure.
  • Hands-on work with ZKPs, DID frameworks, DeFi protocols, or CBDC-related systems.
  • Experience implementing policy-driven transaction controls in high-risk systems.
  • Strong security intuition and ability to reason through complex threat models.
  • Experience using AI tools to support secure software development.

What Success Looks Like
  • Wallet and key management implementations are secure, resilient, and well-understood.
  • Develop backend services to support custody, tokenization
  • Custody policy engines are correct by design and enforced consistently.
  • Security risks are identified proactively, not reactively.
  • The custody and security teams operate with high trust and technical confidence.
  • Analyzing and developing secure smart contracts workflows for tokenization, stable coins.
  • This role materially strengthens Schwab's digital asset security posture.


"In addition to the salary range, this role is also eligible for bonus or incentive opportunities."

About Charles Schwab

Charles Schwab is a financial services company that provides a full range of securities, brokerage, banking, money management, financial advisory, investor, and retirement plan services. It operates in four main divisions; investing, wealth management, banking, and trading. Charles Schwab provides a full-service brokerage platform that serves individual investors who invest on their own or through a workplace-sponsored retirement or equity plan, as well as banking through Schwab Bank. The firm was founded in 1973 and is headquartered in San Francisco, California.

Charles Schwab Careers

Join the vibrant team at Charles Schwab, a leader in global finance, where your career is propelled by innovation, leadership, and a commitment to diversity and professional growth. At Charles Schwab, we offer more than just job opportunities; we provide a platform for you to make a significant impact on the industry and our clients' lives.

Work You’ll Do

At Charles Schwab, we are dedicated to helping our clients manage their financial futures. Being part of our team means you'll work alongside some of the most skilled professionals in the financial services industry. Our culture thrives on teamwork, integrity, and relentless dedication to our clients. Whether you're looking for a position in financial consulting, technology, or administrative support, Charles Schwab offers a dynamic work environment where your skills will be honed and your achievements recognized.

Innovate and Lead

Embrace the opportunity to lead through innovation. Charles Schwab’s commitment to technology and innovation is fundamental to our service delivery. By joining our team, you will be at the forefront of developing new solutions that redefine the future of finance. Your leadership can guide significant projects that impact our company and the industry.

Grow Your Career

Charles Schwab believes in fostering the growth of its employees. Whether through professional development programs, diversity training, or leadership workshops, we ensure that our team members receive the support and training they need to advance their careers. With a variety of career paths available, your job at Schwab can evolve with your interests and expertise.

Internship and Employment Opportunities

Start your professional journey with Charles Schwab through our internship programs or full-time employment opportunities. We seek individuals who are passionate, curious, and ready to drive change. A career at Schwab is not just about having a job; it's about building a lasting relationship with a company that values your potential.

Benefits and Culture

Charles Schwab is renowned for its employee-friendly culture. We offer a comprehensive benefits package that supports the health, financial stability, and work-life balance of our team members. From competitive salaries and bonuses to health insurance and retirement plans, Schwab ensures that your career is as rewarding as it is enriching.

Networking and Professional Development

Expand your professional network and enhance your skills through our various networking events, mentorship programs, and training sessions. At Charles Schwab, we believe in leveraging collective expertise to foster learning and innovation. Engage with leaders, gain insights from experienced professionals, and build relationships that will aid your career trajectory.

Join Our Team

Explore the numerous career paths available at Charles Schwab and discover how your talents can be utilized to their fullest potential. Search open positions that match your skills and interests. We are continuously hiring across various disciplines and look forward to adding innovative, driven individuals to our team.

Stay Connected

Keep up to date with the latest from Charles Schwab Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that align with your career preferences and be the first to know about new openings, company news, and professional tips.

Explore Charles Schwab Jobs

Ready to take the next step in your career? Visit our careers page to review current job openings, submit your resume, and prepare for your interview. At Charles Schwab, your future is waiting. [SEARCH CHARLES SCHWAB JOBS] Join Charles Schwab today and be part of a team that values diversity, innovation, and leadership—where your career can thrive in the exciting world of finance.
Learn more about Charles Schwab
Size
34,200 employees
Market Cap
$151.6 billion
Industry
Finance & Insurance
Net Income
$3.2 billion
Founded
1973
5 Year Trend
+20%
Revenue
$12.1 billion
NASDAQ
SCHW
* Ladders Estimates

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