Company: Incedo Inc.
Position: Product Owner - Digital Payments Networks
Location: Remote (Applicants must be located on the East Coast)
Employment Type: Full-time
Role OverviewThe Senior Product Owner will lead the strategy, roadmap, and delivery of digital payment capabilities, with a focus on
real-time money movement,
P2P payments, and
payment-network integrations (e.g., Zelle or comparable platforms). This role requires strong product leadership, deep payments domain knowledge, and the ability to collaborate across engineering, operations, fraud/risk, and compliance teams.
Key Responsibilities- Product Vision & Roadmap - Own and evolve the product strategy for digital payments, including instant transfers, P2P capabilities, and money-movement enhancements.
- Payment Network Integrations - Lead integrations with digital payment networks; manage certification, rule compliance, and ongoing operational alignment.
- Backlog Management - Translate business needs into user stories, acceptance criteria, and prioritized backlogs.
- Agile Delivery Leadership - Partner with engineering to drive sprint planning, grooming, and release execution.
- Fraud, Risk & Compliance Alignment - Work with fraud, risk, and compliance teams to ensure secure, compliant payment experiences.
- Transaction Lifecycle Oversight - Oversee payment flows including authorization, posting, settlement, exceptions, and reconciliation.
- Stakeholder Engagement - Serve as the primary liaison across business, operations, customer support, and technology teams.
- Data-Driven Product Decisions - Define and track KPIs such as payment success rate, fraud loss rate, adoption, and transaction latency.
- Platform Stability & Incident Support - Support production stability, root-cause analysis, and continuous improvement initiatives.
Required Qualifications- 4-8+ years of product management or product ownership experience.
- Hands-on experience supporting digital payment networks (Zelle, RTP, FedNow, ACH, or similar).
- Strong understanding of payment rails, the settlement lifecycle, and financial-services regulatory frameworks.
- Proven ability to lead Agile teams and deliver complex technical products.
- Experience writing clear user stories, acceptance criteria, and functional requirements.
- Excellent communication, analytical, and stakeholder-management skills.
Preferred Qualifications- Experience with banking core systems, payment orchestration engines, or API-driven financial platforms.
- Familiarity with network certification processes, fraud-detection tools, or risk-scoring models.
- Certifications such as CSPO, PSPO, SAFe PO/PM, or equivalent.
- Experience working in consulting or client-facing delivery environments.
