Senior Product Manager

Preferred Credit, Inc.

• $117K — $146K *
Enterprise Technology
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree or related certification(s) with 8+ years in product management or a related field.
  • Proven track record in leading product strategy and complex cross-functional delivery.
  • Demonstrated experience in managing product teams, whether formally or informally.
  • Active and practical experience with AI tools for product management.
  • Ability to thrive in environments with significant ambiguity in role and product direction.
  • Valid Driver's License and necessary vehicle insurance.

Responsibilities

  • Lead product teams to define and deliver products, enhancements, and fixes throughout the lifecycle.
  • Facilitate product vision creation and maintain alignment with stakeholders.
  • Set objectives and key results, prioritize work, and provide regular progress updates.
  • Manage constraints related to time, resources, and budgets within the product roadmap.
  • Coordinate cross-team deliverables and act as a product evangelist within the organization.
  • Collaborate with stakeholders to identify product needs and opportunities through research.
  • Direct AI tools and workflows and maintain documentation frameworks for consistent team outputs.

Benefits

  • Comprehensive medical, dental, and vision coverage.
  • Short-term and long-term disability benefits.
  • Annual discretionary bonus program.
  • Earned Safe & Sick Time (ESST).
  • Paid maternity and paternity leave.
  • Generous Paid Time Off (PTO) plus 8 paid holidays.
  • Donation matching and paid volunteer time.
  • 401(k) match of 100% on deferrals up to 5%.
  • Tuition reimbursement and student loan match program.
Full Job Description
Senior Product Manager

Must be in Central MN and have reasonable commute to St. Cloud, due to in-office requirements.

SCHEDULE: Full-Time, Monday-Friday, 8:00am-5:00pm

COMPENSATION: Starting Pay $117,000 - $146,250per year. (The estimated range is the budgeted amount for this position. Final offers are based on various factors, including skill set, experience, location, qualifications and other job-related reasons.)

WHAT YOU'LL DO

Product Leadership & Ownership

  • Leads the product team in defining and delivering core products, fixes, and enhancements throughout the product lifecycle, while facilitating development process workflow within the value stream area.
  • Facilitates the creation and ongoing evolution of the product vision; develops the roadmap and builds alignment with internal and external partners.
  • Defines success objectives, key results, and targets; ensures proper prioritization of product-related work; and provides regular updates on progress metrics.
  • Manages constraints of time, resources, and budget within the product and roadmap.
  • Coordinates cross-functional and cross-team deliverables; acts as a product evangelist to build awareness and understanding across the organization.


Market, User, & Stakeholder Work

  • Collaborates with stakeholders and users to determine product needs, opportunities, risks, and positioning, conducting market and user research.
  • Leads communication and execution of new product and feature launches as well as product changes, roll outs, user impacts, training, documentation, and feedback loops.


AI-Native Product Practice

  • Directs AI tools and workflows with judgment and intent, prompting, iterating on working output, and evaluating results with appropriate calibration.
  • Designs and maintains context infrastructure, including system prompts, documentation frameworks, and project-level resources that make AI consistently useful across the team's work.
  • Embeds governed autonomy into AI workflows, designing compliance guardrails related to fair lending, regulatory requirements, explainability, and data privacy structurally into the work rather than as end-of-process review.
  • Compresses product cycle time deliberately, optimizing for learning speed and throughput and treating every product artifact as a candidate for iteration and improvement.
  • Calibrates trust in AI output by knowing what to verify, catching errors through understanding why they occur, and avoiding both over-reliance and unnecessary resistance.

WHAT WE'RE LOOKING FOR

Must-Have Qualifications:

  • Bachelor's degree or related certification(s) with a minimum of 8+ years of product management or closely related experience.
  • Demonstrated experience leading product strategy, roadmap ownership, and cross-functional delivery in a complex environment.
  • Successful product team leadership experience with formal or informal reporting structures.
  • Active, working fluency with AI tools, including prompting, iterating AI-generated output, and applying AI in day-to-day product management work.
  • Experience operating and delivering results in environments with meaningful ambiguity in role definition, team structure, or product direction.
  • Valid Driver's License, vehicle, and insurance.


Nice to have but not Required!

  • 10+ years of related experience, including time in fintech, consumer finance, credit origination, indirect lending, financial services, or similar product environments.
  • Experience redesigning workflows around AI tools and capabilities.

LOCATION & WORK SETTING

  • Office Address: 628 Roosevelt Rd, St. Cloud, MN, 56301
  • Schedule: Full-Time, Monday-Friday, 8:00am-5:00pm CST
  • Work Setting: Hybrid

COMPETITIVE COMPENSATION & BENEFITS

  • Starting Pay: $117,000 - $146,250per year.
  • The estimated range is the budgeted amount for this position. Final offers are based on various factors, including skill set, experience, location, qualifications and other job-related reasons.


PCI offers competitive and comprehensive benefits including medical, dental, vision, short-term disability, long-term disability, and voluntary benefits.

Additional Perks that Go the Extra Mile:

  • Annual Discretionary Bonus
  • Earned Safe & Sick Time (ESST)
  • Paid Maternity & Paternity Leave
  • Paid Time Off (PTO) & 8 Paid Holidays
  • Donation Matching & Paid Volunteer Time
  • 401(k) Match - 100% of your deferrals up to 5%
  • Tuition Reimbursement & Student Loan Match Program

HOW TO APPLY

It only takes a couple minutes! Submit your resume on our website atpreferredcredit.com/careers.

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