Senior Product Manager

Nitrogen

$150K — $170K *
US-AnywhereRemote in United States
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Expert-level knowledge of insurance manufacturing, distribution, and compensation structures.
  • Annuity and retirement-income expertise at an advanced level.
  • Strong fluency in life insurance product design and underwriting.
  • Working knowledge of tax and estate planning concepts; CFP certification is a plus.
  • Experience in how financial advisors operate, through personal and professional contexts is preferred.
  • Exceptional written and verbal communication skills, with a knack for simplifying complex concepts.
  • Proven ability to guide strategic product decisions based on market feedback.

Responsibilities

  • Own the vision and roadmap for insurance and institutional products.
  • Drive the full product lifecycle from concept to market launch.
  • Maintain industry knowledge to build trust with advisors and media.
  • Translate complex financial concepts into user-friendly product experiences.
  • Represent Nitrogen as a domain authority in various external platforms.
  • Gather and use customer feedback to steer product development.
  • Lead and mentor Product Owners to ensure high-quality execution.

Benefits

  • 4% 401(k) match to support employee savings.
  • Access to free financial planning services for all employees.
  • Comprehensive medical, dental, and vision insurance plans.
  • Health Savings Accounts or Flexible Spending Accounts available.
  • Generous maternity and paternity leave for new parents.
  • Discounted pet insurance for employees' furry family members.
  • 3 weeks of vacation plus 1 week of sick time per year.
  • 11 paid company holidays to encourage work-life balance.
  • Opportunities for remote and in-person team-building activities.
  • Employee development opportunities, including training and mentorship.
Full Job Description
THE ROLE

You empower the world to invest fearlessly by translating some of the most complex areas of financial planning into software that advisors and their clients actually love to use. You own the vision and execution for Nitrogen's suite of insurance, institutional and ecosystem products, ensuring they reflect deep domain truth while remaining simple, differentiated, and delightful in the market.

Senior Product Manager:
  • Owns the product vision and roadmap for Nitrogen's suite of insurance, institutional and ecosystem products.
  • Drives the full product lifecycle - conceptualization, prioritization, execution, go-to-market collaboration, and post-launch iteration - across these product areas.
  • Maintains industry-leading depth in relevant planning domains, sufficient to be trusted by advisors, partners, and the financial media.
  • Translates inherently complex planning concepts into product experiences that feel simple and intuitive to advisors and end clients.
  • Represents Nitrogen externally as a domain authority - in customer conversations, on conference stages, in podcasts, written content, and media interviews.
  • Builds and maintains a continuous feedback loop with customers, prospects, and industry experts to inform product direction.
  • Manages and develops Product Owners, setting clear expectations, ensuring high-quality execution, and growing them as product professionals.
  • Partners closely with Engineering, Design, and GTM teams to ensure products ship on predictable cadence and land successfully in market.
  • Makes rigorous, evidence-based prioritization decisions and communicates them clearly across stakeholders, including when telling people no.
  • Maintains a working understanding of the regulatory, tax-code, and insurance-industry landscape, anticipating changes that affect roadmap.
  • Defines and tracks success metrics for each product area and uses them to drive continuous improvement.
  • Aligns the planning product roadmap with broader company strategy and revenue objectives.

Requirements
  • You have expert-level fluency in how insurance is manufactured, distributed, and compensated - carrier economics, distribution channels, and compensation structures. Inside knowledge of how insurance and annuities are actually built, sold, and compensated.
  • Annuity and retirement-income expertise at an expert level.
  • Strong life insurance fluency - product design, underwriting, and advisor use cases.
  • Working knowledge of tax and estate/legacy planning concepts, with the ability to translate estate planning and wealth-transfer considerations into sound product decisions. CFP certification or an equivalent tax/estate credential is a plus, but not required.
  • Exposure to how financial advisors and practices operate - gained running your own practice, working in WealthTech, or partnering closely with distribution and advisor-facing teams inside an insurance or annuity carrier - is a plus, though secondary to direct insurance and annuity industry experience.
  • Exceptional communication skills across written, verbal, and external-facing formats - you can present complex financial concepts clearly to advisors, clients, and partners.
  • Proven ability to translate inherently complex planning concepts into product experiences that feel simple and intuitive.
  • Strong instincts for customer and market understanding - you actively build and maintain feedback loops with customers, prospects, and industry experts, and you use that signal to consistently sharpen product direction and stay ahead of market shifts.
  • Demonstrated product strategy and prioritization skills - you own roadmaps end-to-end, make rigorous evidence-based tradeoffs, and communicate prioritization decisions clearly to stakeholders at all levels, including when the answer is no.
  • Strong execution and delivery track record - you drive the full product lifecycle from conceptualization through go-to-market and post-launch iteration, partnering closely with Engineering and Design to ship on predictable cadences and land successfully in market.
  • Effective cross-functional leadership - you align Engineering, Design, and GTM teams around a shared product vision, influence without authority, and foster collaboration and accountability across disciplines.
  • Experience managing and developing Product Owners or similar product team members - you set clear expectations, hold a high bar for quality, and actively invest in growing your reports as product professionals.
  • Genuine commitment to continuous learning across both domain knowledge and product craft - you stay current on changes to annuity, insurance, and tax regulations and planning best practices, and you approach your work with the curiosity and rigor of a practitioner, not just a builder.


The expected compensation range for this role is a $150k-$170k + annual bonus target.

Lesser experience may result in lower compensation and greater experience may result in greater compensation than the stated range.

Benefits

Financial Benefits & Perks
  • 4% 401(k) Match. Our employees invest so much in our company and we love getting to invest in them. The company will match your contributions dollar-for-dollar, up to 4% of your total annual compensation.
  • Free Financial Planning Services. By working at a financial technology company, you get the benefit of fantastic financial advice. This is offered to all employees wanting expert guidance on how to handle their money.

Health & Family
  • Medical, Dental & Vision insurance plans. We want to help keep you (and your family) healthy! Comprehensive health insurance options for you & your family.
  • Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA) available depending on chosen medical plan. We know that investment risk isn't a one-size-fits all and neither are your health savings options!
  • Generous maternity & paternity leave for either the birth or adoption of a child. Mom's & Dad's need time with their new family members!
  • Discounted pet insurance available. Pets are family too!!

Time Away & Culture
  • 3 weeks vacation & 1 week sick time per year.Take the time you need for fun or simply time to recover from not feeling well.
  • 11 paid company holidays per year. Enjoy your time off; you deserve it!
  • Remote & in-person team building activities help our employees stay connected and engaged. We absolutely love to hype our people up!
  • Company wide meetings held by our CEO benefit all employees by keeping everyone in the loop. We are one team, and we tackle projects together.
  • Employee development is our priority. From leadership training, to mentorship, to industry resources, we care about progressing you in your career.


WANT TO KNOW MORE?

While you can learn a lot from a job description, you may have more questions, and that's totally okay! We encourage all individuals interested in working at Nitrogen to learn more about us by checking us out on our website and social media platforms:

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