American Express

Senior Product Manager - Agentic Commerce

American Express$130K — $160K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of experience in product management or development, preferably in financial services.
  • Familiarity with issuer payments, digital payments, and fraud management.
  • Strong customer empathy and product intuition with a passion for exceptional user experiences.
  • Ability to communicate effectively with both technical and non-technical stakeholders.
  • Detail-oriented with a knack for seeing how various project elements connect and interact.
  • Creative problem solver who can quickly identify issues and propose solutions.
  • Excellent collaboration skills across cross-functional teams, with a track record of gaining buy-in from stakeholders.

Responsibilities

  • Collaborate with engineering to leverage emerging technologies for AI-driven payment systems.
  • Balance customer needs with stakeholder requirements to enhance Agentic Commerce features.
  • Define fraud prevention and dispute management strategies in coordination with the Fraud and Servicing teams.
  • Champion industry standards and protocols for agentic payments alongside Network and Product teams.
  • Ensure compliance with legal and risk regulations while developing payment solutions.
  • Define specifications and requirements for data sharing and integrations with partners.
  • Work with UX and design teams to create engaging self-service dashboards for cardmembers.
  • Coordinate with Business Development to enhance operational efficiency based on partner feedback.
  • Monitor industry trends to align product strategy with execution goals.

Benefits

  • Competitive base salaries
  • Bonus incentives
  • 6% Company Match on retirement savings plan
  • Free financial coaching and financial well-being support
  • Comprehensive health insurance including medical, dental, and vision
  • Flexible working model options (hybrid, onsite, or virtual)
  • 20+ weeks paid parental leave for all new parents
  • Access to on-site wellness centers with medical staff (location-dependent)
  • Confidential counseling services through Healthy Minds program
  • Career development and training opportunities
Full Job Description
We are seeking a Senior Product Manager to drive the development and delivery of Agentic Commerce capabilities for our Card Members. This Senior Product Manager will focus on the strategy and execution of the frameworks, features, and services that enable seamless, secure transactions across various channels. This person will build a strong command of emerging agentic commerce protocols, existing card payments infrastructure, and new interaction models. Partnering closely with Engineering, Product, and cross-functional teams, this Product Manager will shape intuitive and delightful commerce journeys powered by AI agents.

Responsibilities

  • Partner deeply with engineering teams to understand and develop a perspective on how to apply evolving technologies (Agent-to-Agent Protocol, Agentic Payments Protocol, x402, Web Bot Auth, Trusted Agent Protocol, Model Context Protocol, and others) for AI agent-facilitated payments
  • Balance the needs of customers, internal stakeholders, leadership, and external partners while working with engineers and solutions architects to identify technical solutions, define specs, shape product requirements, and deliver platform capabilities that continually advance Agentic Commerce experiences
  • Partner closely with Fraud and Servicing to define strategies for fraud prevention, disputes management, and call or chat handling related to agentic transactions
  • Partner closely with Network and Product teams to define and champion industry standards and protocols for agentic payments
  • Partner with internal stakeholders such as Legal, Compliance, and Risk teams to develop and adhere to data governance principles and payments regulation to ensure compliant and secure payment experiences
  • Work cross functionally to define requirements and specifications for data sharing across and integrations with merchants, PSPs, and AI/LLM partners to support fraud, servicing, and cardmember experience
  • Partner closely with UX research, design, Web and Mobile Application teams to design, build, and launch delightful self-service dashboards and experiences
  • Work with Business Development teams to evaluate, influence and operationalize partner requirements, and with Product Enablement teams on go-to-market strategies
  • Keep a pulse on industry trends, balancing the near-term execution priorities with long term strategy to support the overall product vision


Qualifications

Minimum Qualifications:
  • 5+ years of experience in product development/management, or similar role.
  • Experience with issuer payments including digital payments, fraud prevention, disputes, and payment processing.
  • Enthusiasm for exceptional products and services, deep customer empathy, keen product intuition, and skilled at articulation of product functionality
  • Curiosity and hunger to know how things work and ability to use that knowledge to make connections and find opportunities with the tenacity to push innovation agenda inside a large company
  • Understanding of tech and product development processes, with the ability to communicate with and influence both technical and non-technical partners
  • Ability to reconcile competing needs across customers, stakeholders, and partners, making effective decisions and gaining buy in
  • Detail oriented, able to identify key questions, and assess how pieces of the puzzle interact and affect the overall project.
  • Ability to recognize issues quickly and determine how to get a resolution through creative and efficient problem solving.
  • Skilled at balancing big picture strategy and tactical details
  • Team player, comfortable with ambiguity, adaptable, accountable, and highly organized
  • Excellent communication skills across cross functional teams with the ability to engage, influence, and inspire partners to drive collaboration and alignment.
  • Willingness to be creative within the bounds of the highly regulated financial services environment


Preferred Qualifications:
  • Experience with LLMs/AI models a plus.


Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

About the Team

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

  • Competitive base salaries
  • Bonus incentives
  • 6% Company Match on retirement savings plan
  • Free financial coaching and financial well-being support
  • Comprehensive medical, dental, vision, life insurance, and disability benefits
  • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
  • 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
  • Free and confidential counseling support through our Healthy Minds program
  • Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

The below represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

About American Express

Amex provides industrial services to the coatings and linings sector, providing support for commercial, industrial, and maritime projects such as petrochemical, power, and water treatment industries. They offer painting services for steel structures, storage tank linings and coatings, pipelines, floors, and marine vessels such as ships, tugboats, and barges.

American Express Careers

Join the vibrant team at American Express, a global leader in financial services, and be part of a company that values innovation, leadership, and diversity. At American Express, we offer more than just job opportunities; we provide a platform for professional growth and a chance to be part of a culture that is committed to excellence and inclusive growth. Work You’ll Do At American Express, we are dedicated to helping our employees reach their full potential. With a variety of career paths available in areas such as technology, marketing, finance, and customer service, American Express is the perfect place to advance your career. Our team is composed of highly skilled professionals who thrive on innovation and collaboration. Join our team and contribute to a company known for its prestigious history of leadership in the credit card industry. Engage in meaningful work that makes a real impact on our global scale business operations. American Express Leadership and Development Programs We believe in nurturing the leadership skills of our employees with extensive training programs and leadership development opportunities. Our commitment to professional growth is evident in our comprehensive benefits package that supports both personal and professional development. Internship Opportunities Start your career with an internship at American Express and gain valuable industry experience. Our internships offer a chance to develop skills, work on challenging projects, and learn from leaders in the industry. Interns at American Express are considered integral members of the team and are given responsibilities that provide a real insight into their future career paths. Diversity and Inclusion At American Express, diversity and inclusion are at the core of our company culture. We are committed to building a diverse workforce and inclusive environment where every employee feels valued and inspired. We offer diversity training programs that empower our employees to thrive and lead in a global marketplace. Networking and Innovation Our employees enjoy unparalleled opportunities for networking and personal growth through our global connections and innovative projects. American Express encourages a culture of innovation that helps propel our company and your career forward. Career Benefits and Growth American Express is dedicated to the growth of its employees. We offer competitive benefits, including health, retirement plans, and family leave, ensuring that our team members have the support they need to succeed both at work and in their personal lives. Join Our Team Explore the job opportunities and open positions at American Express. We are continuously hiring talented individuals who are passionate about their careers and interested in working for a company that offers a dynamic and supportive environment. Stay Connected Keep up to date with the latest from American Express Careers by following our career blog and signing up for job alert emails. Tailor your subscription to receive updates that match your skills and interests. Discover the exciting and rewarding career opportunities that await at American Express. SEARCH AMERICAN EXPRESS JOBS Whether you are looking for a full-time position, an internship, or a leadership opportunity, American Express offers a path to a rewarding career. Join us and make a difference with your passion, creativity, and drive.
Learn more about American Express
Size
64,000 employees
Market Cap
$108.1 billion
Industry
Net Income
$3.1 billion
Founded
1850
5 Year Trend
+3.5%
Revenue
$37 billion
NASDAQ

Similar Jobs

More Jobs at American Express

More Finance & Insurance Jobs

Find similar Senior Product Manager - Agentic Commerce jobs: