Scotiabank

Senior Manager, LMT Reporting & Analytics

Scotiabank$110K — $130K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years of experience in credit risk, collections strategy, or analytics in retail banking.
  • Master's degree in analytical or quantitative fields such as economics, finance, or computer science preferred.
  • Proficient in SAS, SQL, Python, and Power BI for developing automated reporting solutions and dashboards.
  • Strong ability to translate analytical insights into strategic business decisions.
  • Expertise in data-driven strategy development, including performance measurement and risk appetite monitoring.
  • Demonstrated experience in simplifying reporting processes and enhancing control effectiveness.
  • Excellent communication and stakeholder management skills to present complex findings to senior leaders.

Responsibilities

  • Drive the development of loss mitigation strategies and enhance portfolio performance.
  • Refine treatment logic using predictive insights and portfolio trends to improve customer outcomes.
  • Evaluate the effectiveness of loss mitigation strategies through analysis of performance metrics and treatment outcomes.
  • Identify emerging risks and provide actionable insights for governance forums.
  • Develop automated, self-service reporting solutions using Power BI to improve decision-making and transparency.
  • Collaborate with various stakeholders to integrate alerts and controls into loss mitigation strategies.
  • Support data and platform changes with testing and issue resolution to ensure proper delivery of risk strategies.

Benefits

  • Collaborate within a forward-thinking team focused on analytics and risk management.
  • Diverse opportunities for professional development and career growth.
  • Access to internal training resources for continuous capability building.
  • Inclusive work culture that fosters collaboration and curiosity.
  • Tools and support provided to deliver impactful analytics and strategy solutions.
Full Job Description
Requisition ID: 269244

The Senior Manager, Loss Mitigation Strategy, Reporting & Analytics supports the overall success of Retail Risk Collections Strategy within Global Risk Management in Canada. The role is responsible for developing data-driven LMT strategies, enhancing reporting and analytical capabilities, and delivering portfolio insights that strengthen risk oversight, improve collections performance, and support appropriate customer treatment outcomes. The incumbent ensures that goals, plans, and initiatives are executed in alignment with business priorities, regulatory requirements, internal policies, procedures, and established risk appetite expectations.

Is this role right for you? In this role, you will:

  • Drive LMT strategy and portfolio performance
  • Develop and refine LMT strategies across Retail and Small Business portfolios to improve customer outcomes, reduce losses, and support sustainable collections performance.
  • Design, monitor, and optimize treatment logic using predictive insights, segmentation, portfolio trends, and approved governance thresholds, including Risk Appetite limits, Early Warning Thresholds, policy exceptions, and disaster relief programs.
  • Evaluate LMT effectiveness, customer treatment outcomes, roll-rate performance, delinquency migration, loss mitigation benefits, and post-treatment results using historical cohorts and forward-looking indicators.
  • Identify emerging risks, portfolio trends, and threshold breaches, and provide executive-ready insights, root-cause assessments, and remediation recommendations for key governance forums.
  • Modernize analytics, reporting and decision support
  • Develop automated, self-service Power BI reporting solutions that improve transparency, enable drill-down analysis, reduce manual effort, and support timely decision-making across Collections Strategy, Operations, Risk, and senior leadership.
  • Leverage SAS, SQL, Python, Power BI, and related analytical tools to automate recurring processes, strengthen data controls, enhance segmentation, and translate complex data into actionable recommendations.
  • Conduct targeted deep-dive analyses to explain performance drivers, identify improvement opportunities, and inform senior management decisions.
  • Strengthen governance, controls and delivery
  • Partner with Collections Operations, Risk, Product, Technology, Fraud, and other stakeholders to implement LMT strategies, integrate relevant alerts and controls, and align delivery with business and governance expectations.
  • Support platform, data, and process changes, including TSYS migration, Project ALMA, CAMS, and post-migration reporting enhancements, through validation, testing, documentation, and issue resolution.
  • Apply the Bank's risk appetite and risk culture in day-to-day activities, decisions, and recommendations.
  • Promote effective and efficient operations in line with Scotiabank's Values, Code of Conduct, and Global Sales Principles, while maintaining strong operational, compliance, AML/ATF/sanctions, and conduct risk controls.
  • Contribute to a high-performance and inclusive work environment.


Do you have the skills that will enable you to succeed? We'd love to work with you if you have experience with:

  • Minimum of 7 years of relevant experience and a master's degree, preferably in advanced analytics, economics, finance, business, mathematics, statistics, computer science, engineering, or a related quantitative discipline.
  • Strong experience in credit risk, collections strategy, loss mitigation, retail banking analytics, or portfolio management, with the ability to translate analytical insights into business decisions.
  • Advanced capability with analytical tools and data platforms, including SAS, SQL, Python, and Power BI, with experience developing automated reporting solutions, dashboards, validation routines, and performance monitoring frameworks.
  • Strong background in data-driven strategy development, including segmentation, strategy testing, performance measurement, risk appetite monitoring, root-cause analysis, and portfolio diagnostics.
  • Demonstrated ability to simplify reporting processes, improve control effectiveness, and design scalable solutions that enhance accuracy, timeliness, transparency, and governance.
  • Strong communication, storytelling, and stakeholder management skills, with the ability to present complex analytical findings clearly to senior leaders and cross-functional partners.
  • Knowledge of credit scoring, behavior scoring, risk assessment, collections treatments, forbearance reporting, and regulatory expectations are preferred.


What's in it for you?

  • Opportunity to contribute to a forward-thinking, collaborative team focused on risk management, analytics, and collections strategy.
  • Rewarding career path with diverse opportunities for professional development and growth.
  • Access to internal training and development resources to support continued capability building.
  • Inclusive work environment that encourages collaboration, curiosity, and continuous improvement.
  • Tools and support required to deliver high-impact risk, analytics, and strategy solutions.


Location(s): Canada : Ontario : Toronto

Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

About Scotiabank

Scotiabankers are committed to helping individuals, companies, and communities to thrive in a changing world. From personal and business banking, brokerage, and insurance, to private wealth, and the most sophisticated commercial, corporate and institutional services, they serve the diverse needs of some 21 million customers in more than 55 countries. Founded in 1832 in Halifax, Nova Scotia, their growth has always been fuelled by the success of their customers and their longevity secured by an unshakable commitment to carefully and expertly managing risk and capital. That focus on doing what's right for customers—short- andlong-term—has made us a global financial services leader. Headquartered in Canada, they are over 86, 000 Scotiabankers strong. Each of us are committed to being the best at understanding their customers' needs and all of us working together to deliver practical advice and relevant solutions that help their customers become financially better off.

Scotiabank Careers

Join Scotiabank, a premier financial institution, and become part of a diverse and inclusive team that’s leading the way in global banking. At Scotiabank, we offer more than just job opportunities; we provide a platform for professional growth and innovation in the financial services industry.

Work You’ll Do

At Scotiabank, we’re not just filling positions; we’re cultivating leaders. Dive into a workplace where diversity training and leadership development shape the path to your future. Our commitment to professional growth is evident in our robust training programs and continuous learning opportunities that foster innovation and strategic thinking.

Explore a World of Opportunities

Whether you’re looking for a full-time position, an internship, or a leadership role, Scotiabank has a spectrum of opportunities to fit your career ambitions. Our team is composed of individuals who bring a wealth of skills and perspectives to our company, driving us forward with their creativity and strategic insights.

Innovative Work Environment

Scotiabank’s culture is one of collaboration and respect, where each team member’s contribution is valued. Engage in meaningful work that challenges you to leverage your skills and push the boundaries of what’s possible in the banking sector. Our innovative projects not only support the growth of the company but also ensure our position as a leader in the industry.

Benefits and Growth

Choosing a career at Scotiabank means opting for a life of growth and opportunity. Our employees enjoy competitive benefits, including comprehensive health coverage, retirement plans, and flexible working conditions, all designed to support your career and personal life. We believe in nurturing our team’s potential by providing them with the tools they need to succeed both professionally and personally.

Join Our Team

Ready to take the next step in your career? Explore the job opportunities at Scotiabank by searching our open positions that match your skills and interests. We are continuously hiring and looking for passionate, curious, and solution-driven team players.

Networking and Professional Development

Stay connected and advance your career through Scotiabank’s extensive networking opportunities. Participate in events that connect you with other professionals and leaders within the industry. Our career resources will help you prepare your resume, ace your interviews, and land the job that best suits your career goals.

Stay Ahead

Keep up to date with the latest in career tips, industry insights, and company news—all from the people who work here at Scotiabank. Personalize your experience by subscribing to job alert emails tailored to your preferences and be the first to know about new openings and exciting developments. Join Scotiabank and be part of a team that values integrity, respect, and accountability. Discover how your career can flourish in an environment committed to your professional development and personal growth.
Learn more about Scotiabank
Size
90,619 employees
Market Cap
$57.5 billion
Industry
5 Year Trend
+7%
NASDAQ

Similar Jobs

More Jobs at Scotiabank

More Finance & Insurance Jobs

  • Controller
    $110K — $120K *
    I & A Recruiting
    Crystal Lake, IL 60014 (Mchenry County)
  • Partner
    $200K — $500K+*
    Confidential Company
    Los Angeles, CA 90001 (Los Angeles County)
  • Chief AI Architect
    $150K — $180K *
    Banque Nationale du Canada
    Montreal, QC H1A 0A1
  • Northwestern Mutual
    Financial Advisor
    $61K — $250K *
    Northwestern Mutual
    Springfield, IL 62704 (Sangamon County)
  • Chief Advisor-Vendor Management Office
    $110K — $130K *
    Banque Nationale du Canada
    Montreal, QC H1A 0A1

Find similar Senior Manager, LMT Reporting & Analytics jobs: