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Position: Senior Manager, Enterprise Risk & Insurance - Full Time/Exempt Department: Accounting & Finance Reports to: Chief Financial Officer Location: Arizona Cardinals (Tempe, AZ) NOTE: Starting 2028, this role will be based at the new Arizona Cardinals Training Facility in north Phoenix, AZ. Format: In-person Note: Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of a student or employment Visas (including, but not limited to F-1, M-1, J-1, H-1B, OPT and/or CPT programs, etc.).

Job Summary: The Arizona Cardinals are seeking a highly experienced Senior Manager, Enterprise Risk & Insurance to lead the organization's enterprise-wide risk management and insurance programs. This strategic individual contributor will be responsible for identifying, evaluating, financing, and mitigating risks across multiple business entities while partnering with executive leadership to protect the organization's assets and support long-term growth. This role oversees all aspects of the organization's insurance portfolio, captive insurance company, contractual risk transfer, claims administration, construction risk management, and enterprise risk initiatives. The position reports to the CFO and will work closely with Finance, Legal, Human Resources, Operations, Development, and external insurance brokers, carriers, captive manager and advisors. This is an exceptional opportunity for an experienced risk professional who enjoys building programs, influencing executive decision-making, and operating across a diverse portfolio of businesses. This position offers the opportunity to build and lead a sophisticated enterprise risk management program supporting one of the NFL's premier organizations and its affiliated businesses. The successful candidate will influence strategic decisions across professional sports, concessions, aviation and real estate development while working directly with executive leadership on some of the organization's most significant initiatives.

Primary Job Duties: The Senior Manager, Enterprise Risk & Insurance will have the daily responsibilities including, without limitation, to the following:

• Insurance Program Management
  • Manage relationships with third-party service providers, including insurance brokers, underwriters, third-party administrators, investigators and consultants.
  • Evaluate, recommend and administer all corporate insurance programs, including but not limited to Property, General Liability, Umbrella/Excess Liability, Workers' Compensation, Cyber Liability, Directors & Officers Liability, Builder's Risk, Owner's Interest, Environmental/Pollution, Aviation, Automobile.
  • Proactively coordinate and prepare insurance renewal submissions.
  • Evaluate coverage adequacy, limits, deductibles, and overall program structure.
  • Analyze claims experience and recommend program improvements.
  • Coordinate loss control, risk mitigation and carrier site visits across facilities and operations.
• Captive Insurance Management
  • Oversee administration of the organization's captive insurance company.
  • Coordinate with captive managers, brokers, actuaries, and regulatory authorities.
  • Proactively coordinate and prepare insurance renewal submissions.
  • Evaluate and recommend opportunities for expanding captive participation and optimizing retained risk.
• Construction & Development Risk
  • Manage insurance programs associated with major capital development projects.
  • Evaluate and coordinate Builder's Risk, Owner's Interest, Pollution Liability, OCIP/CCIP, and other construction-related coverages.
  • Review contractual insurance requirements with contractors and developers.
  • Partner with Legal and Development teams on risk allocation strategies.
• Claims Management
  • Oversee significant property, casualty, and liability claims.
  • Serve as the primary day-to-day liaison between the organization, insurance carriers, claims adjusters, internal and appointed outside counsel to ensure effective management, cost control, and timely resolution.
  • Provide timely and accurate notice of claims to carriers and track compliance with policy requirements.
  • Identify trends and implement loss prevention initiatives.
• Contractual Risk Management
  • Review contracts for insurance and indemnification provisions.
  • Recommend appropriate risk transfer mechanisms.
  • Partner with Legal during contract negotiations involving significant risk exposure.
  • Establish enterprise-wide COI requirements and standards based on type of vendor/activity and risk.
  • Oversee the process for obtaining, reviewing, tracking and renewing COIs.
• Cross-Functional Partnership
  • Serve as the primary liaison with insurance brokers, consultants, underwriters, actuaries, and external advisors.
  • Collaborate with Finance on budgeting and forecasting insurance costs.
  • Support Human Resources on employee-related risk matters.
  • Partner with Operations and Facilities on loss prevention initiatives.
  • Provide executive leadership with strategic recommendations regarding enterprise risk.

Qualifications/Requirements

• Education: Bachelor's degree in Risk Management, Finance, Accounting, Business Administration, or related field
• Experience: At least eight (8) years of progressive risk management and insurance experience.
• Professional designations such as ARM, CPCU, CRM, or RIMS-CRMP preferred
• Demonstrated experience managing large commercial insurance programs.
• Strong understanding of property and casualty insurance structures.
• Knowledge of contractual risk transfer and indemnification.
• Experience managing captive insurance companies preferred.
• Experience with construction and real estate development risk preferred.
• Experience in professional sports, entertainment, hospitality, aviation, or other complex multi-entity organizations preferred.
• Strategic thinker with strong business acumen.
• Executive presence and sound judgment
• Strong negotiation and relationship management skills
• Highly organized and detail-oriented
• High degree of discretion and respect for confidentiality
• Collaborative leadership style
• Excellent organizational and project management skills
• Ability to manage multiple complex initiatives simultaneously
• Flexibility to work evenings, weekends, and holidays; hours may vary depending on business needs.
• Must successfully complete pre-employment screening, including a background check.

Cardinals Benefits/Perks Summary: The Arizona Cardinals Football Club has developed a comprehensive benefits package that provides economic and inclusive benefits to full-time employees. The Cardinals benefits offer care, protection, and support for employees and their loved ones. The Cardinals organization encourages an environment that is conducive to living a healthy, productive, and flexible lifestyle. Benefits and Perks include, but are not limited to:

• Health, Dental, and Vision Insurance options; effective the first day of hire
• 401 (k) retirement option with employer match contribution
• Paid Time Off Accruals (including sick time accruals)
• Paid Time Off for most Federal holidays
• Time off for Maternity, Paternity, Military, and Bereavement
• MDLIVE: 24/7 medical support
• Flexible Spending Accounts (FSA) & Health Care Saving Account options
• Discounts on Cardinals gear & paraphernalia
• Tuition reimbursement & Professional Growth opportunities
• Daily free lunch
• Complimentary season tickets
• Subsidized gym memberships