Plaid

Senior Machine Learning Engineer - Infra/Ops - Fraud

Plaid$150K — $180K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 6+ years of experience in machine learning systems development and deployment.
  • Strong background in ML infrastructure and operations, focusing on reliability and monitoring.
  • Demonstrated ability to lead complex ML engineering projects independently.
  • Proficient in Python; familiarity with ML tools like PyTorch, Spark, SageMaker, and Airflow.

Responsibilities

  • Build and scale ML systems for effective fraud detection.
  • Address technical challenges linking machine learning, data infrastructure, and operational reliability.
  • Develop ML capabilities utilizing Plaid's extensive financial data for fraud prevention.
  • Work collaboratively with engineers and data scientists on impactful solutions.

Benefits

  • Comprehensive medical, dental, and vision coverage.
  • 401(k) retirement plan.
  • Encouragement for diverse candidates to apply, valuing varied experiences.
Full Job Description
The Data team within Plaid's Fraud organization builds the machine learning systems that power Plaid's fraud detection products, leveraging Plaid's unique network data to identify and stop fraud before it happens. The team owns the full ML lifecycle-from feature pipelines and model training to production serving and monitoring-building reliable, scalable systems that deliver high-quality fraud detection as we grow to support hundreds of customers.

As a Senior Machine Learning Engineer, you will own the development of high-performance feature computation and online inference pipelines that power production machine learning systems at scale. You'll build robust observability, monitoring, and automated debugging capabilities, while leveraging AI-assisted tools to investigate complex system behavior and maintain high reliability. You'll partner closely with ML Infrastructure, Data Science, and Product teams to execute critical technical initiatives and deliver scalable, high-impact ML solutions.

Responsibilities:
  • Build and scale machine learning systems that power a rapidly growing fraud detection product in a fast-paced environment.
  • Solve complex technical challenges at the intersection of machine learning, data infrastructure, and production reliability.
  • Develop foundational ML capabilities that leverage Plaid's extensive financial network data to detect and prevent fraud.
  • Collaborate closely with engineers, data scientists, and cross-functional partners across Plaid to deliver high-impact solutions.

Qualifications:
  • 6+ years of relevant experience, with a strong focus on building, deploying, and scaling production machine learning systems.
  • Strong experience with ML infrastructure and operations, including production deployment, monitoring, and reliability.
  • Proven ability to independently own and deliver complex, end-to-end machine learning engineering projects.
  • Proficiency with Python and experience with ML and data technologies such as PyTorch, Spark, SageMaker, and Airflow.

Nice-to-Have:
  • Experience in fraud or risk domains.
  • Experience in Graph machine learning.

Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid!

Additional compensation in the form(s) of equity and/or commission are dependent on the position offered. Plaid provides a comprehensive benefit plan, including medical, dental, vision, and 401(k). Pay is based on factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience and skillset, and location. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.

About Plaid

Plaid is a financial services company based in New York City. The company builds a technology platform, which enables applications to connect with users' bank accounts. Plaid focuses on enabling consumers and businesses to interact with their bank accounts, check balances, and make payments through financial technology applications. The company was founded in 2013 by Zach Perret and William Hockey. In January 2020, Visa announced that it would acquire Plaid for $5.3 billion. The acquisition was completed in January 2021.
Learn more about Plaid
Size
600 employees
Industry
Founded
2011

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