Wells Fargo

Senior Lead Product Manager, Personal Loans Strategy

Wells Fargo$139K — $239K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years in Product Management or related fields in financial services.
  • Experience managing P&L, product management, or credit risk.
  • In-depth knowledge of lending strategies and performance drivers.
  • Strong analytical skills with experience in data extraction and evaluation.
  • Ability to create executive-level presentations from complex analyses.

Responsibilities

  • Advise leadership on product design and complex business needs.
  • Analyze portfolio and product performance for actionable insights.
  • Perform forecasting and evaluations to identify risks and opportunities.
  • Oversee comprehensive product management for lending solutions.
  • Lead strategic problem-solving across the organization.
  • Deliver large-scale solutions considering global market dynamics.
  • Engage and communicate with cross-functional stakeholders effectively.

Benefits

  • Comprehensive health benefits.
  • 401(k) Plan with employer contributions.
  • Generous paid time off policy.
  • Disability and life insurance options.
  • Parental leave and critical caregiving leave.
  • Tuition reimbursement for continued education.
  • Adoption reimbursement support.
Full Job Description

About this role:

Within Consumer Lending, the Personal Loans and Line team leads Personal Loans, Lines, and Flex Loans, with a focus on product innovation, pricing, and portfolio performance. This Senior Lead Product Manager role will drive product strategy and business performance through data-driven analysis, financial evaluation, and strategic planning. The individual will leverage portfolio performance insights, forecasting, lending economics, and market dynamics to identify opportunities, develop business recommendations, and influence product and portfolio decisions across a highly matrixed organization.  Learn more about the career areas and business divisions at wellsfargojobs.com. 

In this role, you will:

  • Advise experienced leadership to develop or influence business plans, business requirements, direct product design and implementation for complex business and technical needs

  • Identify actionable insights through portfolio, product, and business performance analysis; develop business cases, conduct cost-benefit analyses, and evaluate strategic opportunities to support growth initiatives and investment decisions

  • Perform forecasting, performance evaluations, and actual versus forecast analysis to identify key drivers, risks, opportunities, and recommendations that improve product and portfolio outcomes

  • Oversee overall product management and strategic focus for the lending products and services

  • Lead the strategy and resolution of complex and unique challenges requiring in-depth understanding of potential synergies, opportunities companywide

  • Deliver solutions that are long-term, large scale, and require consideration of global market dynamics, trends, regulatory impact, and risk management

  • Provide vision, direction and expertise to leadership on implementing innovative and significant business solutions that are strategically focused for the personal loans product lines

  • Articulate product vision, define scope, establish goals, and provide direction for teams to design, develop, and deliver technology and processes for updating, upgrading technologies and vendor relationships

  • Engage with leaders, stakeholders, subject matter experts across marketing, finance, credit risk, legal, and product development

  • Serve as an adept advisor to leadership

Required Qualifications:

  • 7+ years of Product Management, product development, strategic planning, process management, change delivery, or agile product owner experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

  • 7+ years of experience in P&L management, pricing, product management, credit risk, or finance in financial services

  • In-depth experience in lending product management with P&L responsibilities, preferably within consumer lending personal loans

  • Knowledge and understanding of lending strategies and methodologies, and key performance drivers

  • Strong financial and quantitative analysis skills to help maximize performance metrics linked to lending P&L

  • Strong analytical skills, including segmenting performance, conducting funnel analytics, and deriving insights from large datasets

  • Demonstrated ability to use data, competitive insights, and cost‑benefit analysis to drive decisions in cross‑functional, matrixed environments

  • Experience performing forecasting, performance evaluations, and actual versus forecast analysis to identify drivers, risks, and opportunities and inform strategic recommendations

  • Experience extracting, analyzing, and synthesizing data to develop business insights and recommendations; experience with SAS, SQL, Python, or similar analytical tools preferred

  • Strategic thinker with demonstrated ability to structure ambiguous problems and develop actionable, insight‑driven recommendations

  • Experience building strong relationships, influencing without authority, and collaborating effectively across multiple lines of business in complex, matrixed environments

  • Exceptional communication skills, including the ability to build executive‑ready presentations that translate complex analysis into clear, compelling insights

  • Results‑driven, highly organized and adaptable, skilled at prioritizing and delivering results in fast-paced, dynamic settings

  • Consulting experience (internal or external) strongly preferred

  • Master’s Degree, MBA or higher preferred

Job Expectations:

  • This role offers a hybrid work schedule

  • Ability to travel up to 10% of the time

  • This position is not eligible for Visa sponsorship

Posting Locations:

  • 2200 Concord Pike, Wilmington, DE 19803

  • 550 S Tryon Charlotte, NC 28202

  • 401 Las Colinas Blvd Irving, TX 75039

  • 300 Highway 169 S, Minneapolis, MN 55426

Required location(s) listed above. Relocation assistance is not available for this position.

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

$139,000.00 - $239,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit  for an overview of the following benefit plans and programs offered to employees.

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

Posting End Date:

5 Sep 2026

*Job posting may come down early due to volume of applicants.

About Wells Fargo

Wells Fargo Careers

Joining Wells Fargo means becoming part of a distinguished financial institution that has been a cornerstone of innovation and leadership in the banking industry. At Wells Fargo, we offer a plethora of job opportunities designed to empower your career growth and development in a diverse and inclusive environment.

Work You’ll Do

At Wells Fargo, you will be part of a team that values diversity and is committed to fostering an inclusive culture. We are looking for professionals who are eager to drive innovation and lead with integrity. Our employees are our greatest asset, and we invest in their professional growth through comprehensive leadership and diversity training programs that are recognized industry-wide.

Explore a Multitude of Career Paths

Whether you're interested in a position in finance, IT, customer service, or management, Wells Fargo has career opportunities in various fields. Our team members benefit from job stability, competitive benefits, and a culture that values and rewards performance and dedication.

Internship Programs

Kickstart your career with a Wells Fargo internship. Our programs provide invaluable industry exposure, professional skills development, and networking opportunities that often lead to full-time employment offers. Interns at Wells Fargo work on real projects, solve actual challenges, and gain the mentorship of seasoned professionals.

Professional Growth and Development

We believe in nurturing the potential of our employees. Wells Fargo offers robust training programs and resources to help every team member excel in their current roles and prepare for future challenges. Growth at Wells Fargo is not just about climbing the career ladder but expanding your skills and expertise to add value to our team and customers.

Benefits and Rewards

Wells Fargo is committed to the well-being of our team members. We offer a comprehensive benefits package that includes health care, retirement plans, and generous paid time off. Additionally, we provide unique perks like employee discounts, adoption assistance, and tuition reimbursement.

Join Our Team

Discover the opportunities waiting for you at Wells Fargo by exploring open positions that match your skills and interests. We are continuously hiring and looking for individuals who bring creativity, passion, and a drive to serve our customers.

Stay Connected

Keep up to date with the latest from Wells Fargo Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that align with your career preferences and get insider tips on crafting the perfect resume and acing your interview.

Networking and Innovation

At Wells Fargo, networking and innovation go hand in hand. We encourage our employees to connect across departments and roles to foster new ideas and strategies that lead to groundbreaking solutions.

Empower Your Career

Step into a role at Wells Fargo where your skills will be honed, your achievements recognized, and your career can flourish. We're not just filling positions; we're building leaders who are equipped to navigate the complexities of the financial world. Join Wells Fargo today and be part of a team that’s redefining the future of banking.
Learn more about Wells Fargo
Size
246,577 employees
Market Cap
$155.2 billion
Industry
Net Income
$3.3 billion
Founded
1852
5 Year Trend
-5.9%
NASDAQ

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