Our client is a growing and collaborative insurance organization seeking a Commercial Underwriter / Senior Commercial Underwriter to join their Commercial Underwriting team.
This is an excellent opportunity for an experienced commercial underwriter who enjoys a combination of technical underwriting, broker relationship management, and business development. The successful candidate will work with a portfolio of small to mid-market commercial risks while building strong relationships with brokers and contributing to the growth of the business.
Key Responsibilities- Underwrite new business submissions and renewals across a range of commercial risks
- Evaluate risks, exposures, and underwriting information to make sound underwriting decisions
- Manage approximately 20-30 renewals per month, along with new business submissions
- Work with commercial risks up to approximately $3M TIV and $5M liability
- Develop and maintain strong relationships with brokers
- Proactively communicate with brokers to understand opportunities and reasons behind lost business
- Collaborate with the Business Development team to support growth initiatives
- Provide underwriting guidance and support to brokers
- Participate in occasional industry and client events
- For Senior-level candidates, provide mentorship and training support to junior team members
Lines of BusinessStrong experience in at least two commercial lines is preferred, including:
- Commercial Property
- Casualty / CGL
- Motor Truck
- Cargo
- Transportation
Experience with Professional Liability or Medical Malpractice is an asset, although training can be provided for candidates with strong commercial underwriting fundamentals.
What We're Looking For- 5+ years of Commercial Underwriting experience preferred
- Strong understanding of commercial underwriting principles
- Experience handling small to mid-market commercial risks
- Experience across multiple commercial lines
- Comfortable managing both new business and renewals
- Strong communication and relationship-building skills
- Comfortable proactively engaging with brokers and picking up the phone
- Commercially minded with an interest in contributing to business growth
- Ability to work independently while collaborating effectively with the broader team
- Ability to work in the Toronto office every Tuesday and Wednesday
Strong Assests Include- Property and CGL/Casualty experience
- Transportation, Motor Truck, or Cargo experience
- Major carrier experience, particularly Intact or Aviva
- MGA or Lloyd's experience
- Established broker relationships
- Interest in Business Development
Compensation & Benefits- $80,000-$100,000 base salary
- Intermediate: approximately $80,000-$90,000
- Senior: approximately $90,000-$100,000
- 5 personal days
- Paid birthday day off
- Pension plan with 2.5% employee and 2.5% employer contributions
- Vacation based on insurance experience
- Professional development and AP course reimbursement, subject to approval
- Annual performance and salary reviews
Work EnvironmentThe organization offers asmall, collaborative, and family-oriented environmentwith direct access to leadership and a strong emphasis on employee support and work-life balance.
The team values individuals who are proactive, relationship-oriented, collaborative, and genuinely interested in helping the organization grow. This is not a purely desk-based underwriting position-the successful candidate will have the opportunity to build broker relationships, support new business, and contribute to the broader commercial strategy.
