American Express

Senior Analyst-Risk Management

American Express$110K — $130K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 2+ years of experience in analytics, strategy, and execution within complex environments
  • Undergraduate/Master's degree in STEM fields or Computer Science
  • Proficiency in R, SQL, Hive, Yellow Brick, or Python for data processing
  • Understanding of statistical techniques for data analysis
  • Familiarity with machine learning algorithms is a plus
  • Knowledge of the fraud landscape and emerging card fraud trends is advantageous
  • Understanding payment products and competitive technologies is preferred
  • Ability to manage multiple priorities in a dynamic environment
  • Proven proactive problem-solving skills and results-driven approach
  • Strong presentation skills for conveying insights to stakeholders
  • Ability to build trusting collaborations with team members
  • Excellent project management and communication skills.

Responsibilities

  • Develop new fraud prevention strategies for online transactions
  • Minimize fraud-related disruptions through effective strategy controls
  • Manage fraud capabilities for 3DS and digital segments
  • Implement new data features to reduce approved fraud cases
  • Monitor emerging fraud trends and address key metrics for corrective action
  • Provide thought leadership for integrating new payment products
  • Lead the integration of new data sources into fraud strategies
  • Collaborate with Global Servicing and Decision Science on fraud initiatives
  • Work with various teams to ensure a robust fraud strategy for new product launches
  • Oversee platform modernization and migration in partnership with technology and product teams.

Benefits

  • Competitive base salaries
  • Bonus incentives
  • 6% company match on retirement savings plan
  • Access to free financial coaching and support
  • Comprehensive health, dental, vision, life, and disability insurance
  • Flexible working model with hybrid, onsite, or virtual arrangements
  • 20+ weeks paid parental leave for all parents
  • Access to on-site wellness centers staffed with medical professionals
  • Confidential counseling support through Healthy Minds program
  • Career development and training opportunities.
Full Job Description
Job Description

The Point-of-Sale (PoS) US Card Not Present Fraud Risk team is looking for energetic and high-performing Senior Analyst to drive innovation in Card Not Present fraud risk area. You will have the power to identify interesting and actionable insights that would have a meaningful impact on our customers and our business. You will be responsible for developing and implementing new strategy and capabilities for fraud prevention. These new capabilities would utilize our rich data. In addition to managing fraud strategy for specific segment under Card not present, the responsibilities will also include working with Product and Technology teams for platform modernization work. To succeed in this role, you would need to have a very good blend of technical skills, innovative thinking and collaborative skills.

Responsibilities

  • Develop new fraud prevention control strategies for Online spend
  • Minimize Unprofitable Fraud Related Disruptions, with specific focus on Fraud Strategy Controls
  • Develop and manage fraud capabilities for 3DS and Digital segments
  • Conceptualize and implement new data features which would help in reducing approved fraud
  • Address Emerging Fraud Trends & Monitor Key Metrics to take Corrective Actions
  • Providing thought leadership for new payment product integrations
  • Lead integration of new data sources
  • Partner with Global Servicing, Decision Science on key fraud initiatives
  • Work closely with different Fraud and Technology teams to ensure robust fraud strategy framework for any new proprietary product launch
  • Lead platform modernization and migration efforts in close partnership with Technologies, Capabilities and Product teams


Qualifications

The successful candidate will have:
  • 2+ years of experience across analytics, strategy, and execution in complex environment
  • Undergraduate / master's degree in science, Technology, Engineering, Mathematics, or Computer Science
  • Experience with data processing tools such as R, SQL, Hive, Yellow Brick, or Python is required
  • Understanding statistical techniques related to data analysis and correlation
  • Knowledge of machine learning algorithms is a plus
  • Working knowledge of fraud landscape and emerging fraud trends in the card space is a plus
  • Understanding of payment products, emerging technologies and competitive landscape is preferred
  • Ability to manage multiple requests and changing priorities and to work in a fast-paced dynamic environment
  • Proven track record of working proactively and independently to solve problems and drive results
  • Strong presentation skills to convey data and fraud insights to different stakeholders
  • Ability to build collaborative, trusting relationships
  • Strong project management and communication skills to work effectively in a team environment. High energy, intellectually curious and infectiously positive.

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

About the Team

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

  • Competitive base salaries
  • Bonus incentives
  • 6% Company Match on retirement savings plan
  • Free financial coaching and financial well-being support
  • Comprehensive medical, dental, vision, life insurance, and disability benefits
  • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
  • 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
  • Free and confidential counseling support through our Healthy Minds program
  • Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

The below represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

About American Express

Amex provides industrial services to the coatings and linings sector, providing support for commercial, industrial, and maritime projects such as petrochemical, power, and water treatment industries. They offer painting services for steel structures, storage tank linings and coatings, pipelines, floors, and marine vessels such as ships, tugboats, and barges.

American Express Careers

Join the vibrant team at American Express, a global leader in financial services, and be part of a company that values innovation, leadership, and diversity. At American Express, we offer more than just job opportunities; we provide a platform for professional growth and a chance to be part of a culture that is committed to excellence and inclusive growth. Work You’ll Do At American Express, we are dedicated to helping our employees reach their full potential. With a variety of career paths available in areas such as technology, marketing, finance, and customer service, American Express is the perfect place to advance your career. Our team is composed of highly skilled professionals who thrive on innovation and collaboration. Join our team and contribute to a company known for its prestigious history of leadership in the credit card industry. Engage in meaningful work that makes a real impact on our global scale business operations. American Express Leadership and Development Programs We believe in nurturing the leadership skills of our employees with extensive training programs and leadership development opportunities. Our commitment to professional growth is evident in our comprehensive benefits package that supports both personal and professional development. Internship Opportunities Start your career with an internship at American Express and gain valuable industry experience. Our internships offer a chance to develop skills, work on challenging projects, and learn from leaders in the industry. Interns at American Express are considered integral members of the team and are given responsibilities that provide a real insight into their future career paths. Diversity and Inclusion At American Express, diversity and inclusion are at the core of our company culture. We are committed to building a diverse workforce and inclusive environment where every employee feels valued and inspired. We offer diversity training programs that empower our employees to thrive and lead in a global marketplace. Networking and Innovation Our employees enjoy unparalleled opportunities for networking and personal growth through our global connections and innovative projects. American Express encourages a culture of innovation that helps propel our company and your career forward. Career Benefits and Growth American Express is dedicated to the growth of its employees. We offer competitive benefits, including health, retirement plans, and family leave, ensuring that our team members have the support they need to succeed both at work and in their personal lives. Join Our Team Explore the job opportunities and open positions at American Express. We are continuously hiring talented individuals who are passionate about their careers and interested in working for a company that offers a dynamic and supportive environment. Stay Connected Keep up to date with the latest from American Express Careers by following our career blog and signing up for job alert emails. Tailor your subscription to receive updates that match your skills and interests. Discover the exciting and rewarding career opportunities that await at American Express. SEARCH AMERICAN EXPRESS JOBS Whether you are looking for a full-time position, an internship, or a leadership opportunity, American Express offers a path to a rewarding career. Join us and make a difference with your passion, creativity, and drive.
Learn more about American Express
Size
64,000 employees
Market Cap
$108.1 billion
Industry
Net Income
$3.1 billion
Founded
1850
5 Year Trend
+3.5%
Revenue
$37 billion
NASDAQ

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