Scotiabank

Senior Analyst, Retail Payments and Unsecured Lending Finance

Scotiabank • $75K — $95K *
Toronto, ON M3C 0E3In-Person
Finance & Insurance
Less than 5 years of experience
1 week ago
Job Overview by Ladders

Qualifications

  • Post-secondary degree in Finance, Accounting, Economics, Mathematics, or a related field.
  • MBA, CPA, CFA, or progress toward a professional designation preferred.
  • 2-4 years of experience in Financial Planning & Analysis (FP&A), Finance, or a related analytical role.
  • Strong understanding of financial and management reporting, forecasting, and performance measurement.
  • Proficiency in Microsoft Excel, PowerPoint, Think-cell, and familiarity with reporting tools like OBI, Hyperion, SmartView.

Responsibilities

  • Act as a trusted finance business partner for monthly, quarterly, and ad hoc reporting.
  • Analyze financial results to ensure accuracy and derive meaningful insights.
  • Leverage financial and management information data for reporting and recommendations.
  • Support analysis of Credit Card portfolio performance and key financial indicators.
  • Prepare financial dashboards and management reporting packages for leaders.
  • Conduct ad hoc analyses and share actionable insights with stakeholders.
  • Identify opportunities for process enhancements and operational efficiencies.

Benefits

  • Rewarding career path with professional development opportunities.
  • Commitment to community impact for employees and customers.
  • Competitive rewards program including annual bonuses and flexible vacation.
  • Focus on Diversity, Equity, Inclusion & Allyship with supportive employee resource groups.
  • Accessibility and workplace accommodations for an inclusive environment.
Full Job Description
Requisition ID: 267110

Reporting to the Senior Manager, Finance, the Senior Analyst will play a key role in delivering financial and management reporting while providing meaningful insights to support business decision-making. The successful candidate is a proactive, results-driven professional with a strong sense of curiosity and the ability to collaborate effectively across teams. Working closely with business partners and stakeholders, the Senior Analyst will develop a deep understanding of business drivers and financial performance, leveraging data and analysis to identify opportunities, influence decisions, and drive value-added outcomes.

Is this role right for you? In this role you will:
  • Act as a trusted finance business partner, supporting the delivery of monthly, quarterly, and ad hoc financial and management reporting for key stakeholders.
  • Analyze financial results and performance metrics to ensure accuracy, completeness, and meaningful business insights.
  • Leverage financial and management information (MIS) data to deliver reporting, analysis, and recommendations that support decision-making.
  • Support the analysis of Credit Card portfolio performance, including balance sheet trends, net interest income and margin, non-interest revenue, provisions for credit losses (PCL), expenses, and other key performance indicators.
  • Prepare and present financial dashboards, business reviews, and management reporting packages for senior business and finance leaders.
  • Conduct ad hoc analyses and provide value-add insights to business partners, finance teams, and key stakeholders.
  • Identify opportunities to enhance reporting processes, improve efficiencies, strengthen analytics, and reduce operational risk through digital and automated solutions.
  • Maintain a strong system of internal controls to ensure the accuracy, integrity, and reliability of financial reporting outputs.
  • Develop and maintain process documentation, desk procedures, job aids, and training materials to support reporting activities and knowledge transfer.
  • Utilize financial reporting, planning, and forecasting tools, including EGL, OBI, SmartView, and Hyperion.
  • Support strategic initiatives and project analysis, including revenue opportunities, strategic transactions, new product launches, and other business growth initiatives.


Do you have the skills that will enable you to succeed in this role? We'd love to work with you if you have:
  • Post-secondary degree in Finance, Accounting, Economics, Mathematics, or a related field.
  • MBA, CPA, CFA, or progress toward a professional designation is preferred.
  • 2-4 years of experience in Financial Planning & Analysis (FP&A), Finance, or a related analytical role.
  • Strong understanding of financial and management reporting, forecasting, and performance measurement.
  • Advanced proficiency in Microsoft Excel, PowerPoint, and Think-cell, with strong financial modelling and dashboard development skills.
  • Experience leveraging reporting and planning tools such as OBI, Hyperion, SmartView, and EGL is considered an asset.
  • Strong analytical, quantitative, and problem-solving skills, with the ability to identify trends, risks, and business opportunities.
  • Excellent communication and presentation skills, with the ability to translate complex financial information into clear, actionable insights.
  • Proven ability to manage multiple priorities, deliver under tight timelines, and respond effectively to evolving business needs.
  • Strong relationship management skills with the ability to collaborate effectively across a matrixed organization.
  • Demonstrated leadership, initiative, and a continuous improvement mindset.
  • Understanding of banking financial statements, profitability drivers, and retail lending products.
  • Knowledge of portfolio management, Net Interest Income (NII), Net Interest Margin (NIM), Non-Interest Revenue (NIR), product pricing, funds transfer pricing, balance sheet management, and capital management concepts is considered an asset.


What's in it for you?
  • A rewarding career path with diverse opportunities for professional development
  • An organization committed to making a difference in our communities - for you and our customers.
  • A competitive rewards program includes annual bonus, flexible vacation, personal and sick days, and comprehensive benefits that start on your first day.
  • Diversity, Equity, Inclusion & Allyship - We strive to create an inclusive culture where every employee is empowered to reach their fullest potential, respected for who they are, and are embraced through bias-free practices and inclusive values across Scotiabank. We embrace diversity and provide opportunities for all employees to learn, grow & participate through our various Employee Resource Groups (ERGs) that span across diverse gender identities, ethnicity, race, age, ability & veterans.
  • Accessibility and Workplace Accommodations - We value the unique skills and experiences every individual brings to the Bank and are committed to creating and maintaining an inclusive and accessible environment for everyone. Scotiabank continues to locate, remove and prevent barriers so that we can build a diverse and inclusive environment while meeting accessibility requirements.


Location(s): Canada : Ontario : Toronto

About Scotiabank

Scotiabankers are committed to helping individuals, companies, and communities to thrive in a changing world. From personal and business banking, brokerage, and insurance, to private wealth, and the most sophisticated commercial, corporate and institutional services, they serve the diverse needs of some 21 million customers in more than 55 countries. Founded in 1832 in Halifax, Nova Scotia, their growth has always been fuelled by the success of their customers and their longevity secured by an unshakable commitment to carefully and expertly managing risk and capital. That focus on doing what's right for customers—short- andlong-term—has made us a global financial services leader. Headquartered in Canada, they are over 86, 000 Scotiabankers strong. Each of us are committed to being the best at understanding their customers' needs and all of us working together to deliver practical advice and relevant solutions that help their customers become financially better off.

Scotiabank Careers

Join Scotiabank, a premier financial institution, and become part of a diverse and inclusive team that’s leading the way in global banking. At Scotiabank, we offer more than just job opportunities; we provide a platform for professional growth and innovation in the financial services industry.

Work You’ll Do

At Scotiabank, we’re not just filling positions; we’re cultivating leaders. Dive into a workplace where diversity training and leadership development shape the path to your future. Our commitment to professional growth is evident in our robust training programs and continuous learning opportunities that foster innovation and strategic thinking.

Explore a World of Opportunities

Whether you’re looking for a full-time position, an internship, or a leadership role, Scotiabank has a spectrum of opportunities to fit your career ambitions. Our team is composed of individuals who bring a wealth of skills and perspectives to our company, driving us forward with their creativity and strategic insights.

Innovative Work Environment

Scotiabank’s culture is one of collaboration and respect, where each team member’s contribution is valued. Engage in meaningful work that challenges you to leverage your skills and push the boundaries of what’s possible in the banking sector. Our innovative projects not only support the growth of the company but also ensure our position as a leader in the industry.

Benefits and Growth

Choosing a career at Scotiabank means opting for a life of growth and opportunity. Our employees enjoy competitive benefits, including comprehensive health coverage, retirement plans, and flexible working conditions, all designed to support your career and personal life. We believe in nurturing our team’s potential by providing them with the tools they need to succeed both professionally and personally.

Join Our Team

Ready to take the next step in your career? Explore the job opportunities at Scotiabank by searching our open positions that match your skills and interests. We are continuously hiring and looking for passionate, curious, and solution-driven team players.

Networking and Professional Development

Stay connected and advance your career through Scotiabank’s extensive networking opportunities. Participate in events that connect you with other professionals and leaders within the industry. Our career resources will help you prepare your resume, ace your interviews, and land the job that best suits your career goals.

Stay Ahead

Keep up to date with the latest in career tips, industry insights, and company news—all from the people who work here at Scotiabank. Personalize your experience by subscribing to job alert emails tailored to your preferences and be the first to know about new openings and exciting developments. Join Scotiabank and be part of a team that values integrity, respect, and accountability. Discover how your career can flourish in an environment committed to your professional development and personal growth.
Learn more about Scotiabank
Size
90,619 employees
Market Cap
$57.5 billion
Industry
Finance & Insurance
5 Year Trend
+7%
NASDAQ
BNS
* Ladders Estimates

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