MasterCard

Senior AI Engineer

MasterCard$111K — $160K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of experience in AI/ML engineering or data science roles
  • Strong proficiency in Python and SQL for coding and data manipulation
  • Experience with big data technologies and distributed computing frameworks like Spark
  • Familiarity with cloud platforms such as Databricks, AWS, or GCP
  • Strong understanding of ML model development workflows and data pipelines
  • Excellent problem-solving capabilities and self-directed learning skills
  • Bachelor's degree in Computer Science, Data Analytics, Mathematics, Software Engineering, or related field

Responsibilities

  • Collaborate in team projects to enhance engineering and data science practices
  • Utilize big data platforms at petabyte scale for advanced data processing
  • Integrate model features and artifacts into production environments
  • Develop data pipelines from multiple sources for unified data integration
  • Ensure compliance with security and regulatory standards in data management
  • Contribute to scalable entity-centric data model design for identity resolution
  • Optimize ETL/ELT processes for efficient data access and model execution

Benefits

  • Participate in a discretionary annual incentive program
  • Opportunity for professional development and skills enhancement
  • Collaborative and innovative work environment
  • Access to cutting-edge technologies and resources
  • Contributions to platform standardization and shared tooling across teams
Full Job Description
Title and Summary

Senior AI Engineer

Overview

The Security Solutions Data Science team is responsible for developing Artificial Intelligence (AI) and Machine Learning (ML) models that support Mastercard's Identity and risk capabilities across digital transactions. These models are production-ready and designed to power key products and decisioning systems across Mastercard's payment networks.

The team also leads the research and development of scalable data science systems spanning the full model lifecycle-from data acquisition and feature engineering, through experimentation and validation, to deployment and monitoring. These systems are built to operate at scale and are designed to be repeatable, resilient, and industrialized, supporting both current business needs and the exploration of emerging problem spaces.

Services within Mastercard is responsible for acquiring, engaging, and retaining customers by managing fraud and risk, enhancing cybersecurity, and improving the digital payments experience. Within this mission, the Identity Data Science portfolio plays a significant role in developing intelligence-driven solutions that improve how risk is understood and managed across the merchant lifecycle, including building a unified merchant view and trust profile.

You will join a dynamic and innovative team working at petabyte scale with cutting-edge big data platforms and technologies such as Databricks and Apache Spark. Our mission is to streamline and automate the repetitive aspects of data science to accelerate innovation in AI/ML-driven fraud detection. We specialize in building scalable pipelines, robust feature engineering workflows, and shared tooling that enables faster and more reliable model development and deployment.

Role
As a Senior AI Engineer, you will:
• Be an integral part of a creative and innovative team, contributing to collaborative projects and sharing insights to drive engineering and data science excellence
• Work with cutting-edge big data platforms (e.g., Databricks, Apache Spark) at petabyte scale, pushing the boundaries of data processing and model enablement
• Partner closely with Data Science teams to enable seamless R&D, scale models, features, and experimentations into reliable systems
• Support the deployment of model features and model artifacts, ensuring seamless integration into production environments and downstream decisioning systems
• Write clean, testable, and maintainable code, ensuring solutions are robust, efficient, and production-grade
• Design, build, and maintain data pipelines that integrate multiple data sources to support a unified merchant registry and trust profile, enabling richer datasets and unlocking new opportunities for innovation
• Collaborate with data operations and governance teams to move and manage data in compliance with security standards, policies, and regulatory requirements
• Contribute to the design and evolution of scalable, entity-centric data models that support merchant identity resolution and longitudinal profiling
• Automate and maintain data workflows in distributed environments, improving reliability and operational efficiency
• Analyze and optimize ETL/ELT processes to support high-performance data access and model execution
• Implement testing frameworks and monitoring capabilities to ensure production solutions are reliable, observable, and continuously improving
• Support incident response, debugging, and performance tuning of production AI/ML systems

About You
Essential Skills to be successful:
• Proven track record of self-directed learning, demonstrating the ability to acquire new skills and knowledge independently
• Strong independent research skills and resourcefulness, enabling you to find solutions and innovate in data engineering
• Strong understanding of data pipelines and end-to-end ML model development workflows, with exposure to entity-centric data systems
• Experience with Python and SQL, showcasing the ability to write clean, readable, and maintainable code
• Experience with big data technologies (e.g., Spark, distributed compute frameworks)
• Hands-on experience with cloud platforms such as Databricks, AWS, or GCP
• Critical thinking and a drive to produce high-quality work, ensuring all solutions meet rigorous standards
• Strong communication skills, enabling effective collaboration with team members and stakeholders
• Experience collaborating across data science, engineering, and governance teams
• Ability and interest in problem-solving, with a proactive approach to tackling challenges
• Openness to learn and apply new technologies, staying current with industry trends and advancements
• Familiarity with Agile methodologies, with the ability to drive iterative delivery and cross-team collaboration
• Bachelor's degree in Computer Science, Data Analytics, Mathematics, Software Engineering, or a related field or equivalent practical experience
• Contributions to platform standardization, reusability, and shared tooling across teams

Nice to Have
• Experience working in hybrid environments (cloud and on-premises)
• Familiarity with ML lifecycle and CI/CD practices for data and ML workflows
• Experience with data governance, lineage, and metadata management
• Exposure to batch, streaming, or real-time data pipelines and production ML monitoring/observability
• Experience supporting high-scale production systems in merchant, fraud, or payment domains
• Understanding of security, compliance, and handling sensitive data
• Experience designing scalable databases and data models such as business registries
• Experience with database updates and maintenance

In line with Mastercard's total compensation philosophy and assuming that the job will be performed in Canada, the successful candidate will be offered a competitive pay based on location, experience and other qualifications for the role and may be eligible to participate in a discretionary annual incentive program. This is a pipeline posting for future opportunities within our team.

Pay Ranges
Vancouver, Canada: $111,000 - $160,000 CAD

Toronto, Canada: $111,000 - $160,000 CAD

About MasterCard

Transactis transforms traditional paper billing and payment processing by enabling businesses of all sizes to replace paper bills, statements, invoices, payments and documents with more efficient digital alternatives. Transactis goes to market exclusively with resellers—financial institutions, technology companies, printers and business process outsourcers—to provide their customers with secure, configurable, white-label, industry-leading SaaS solutions. More than a technology provider to resellers, Transactis is a full-service business partner, delivering a broad and deep suite of sales, marketing, technical and operational support, empowering resellers to more successfully serve their clients. Transactis meets the strictest regulatory and compliance requirements including HIPAA, SSAE 16, PCI Level 1, and SOC 2. Transactis’ investors include ff Venture Capital, MacAndrews & Forbes, Metamorphic Ventures, Safeguard Scientifics, StarVest Partners, Capital One, Fifth Third Bank, PNC, TD Bank and Wells Fargo.

MasterCard Careers

Joining MasterCard offers more than just a job opportunity; it's a gateway to a career infused with innovation, leadership, and growth. As a global leader in payment solutions, MasterCard is at the forefront of the digital economy, driving transformation in the fintech sector.

Work You’ll Do

At MasterCard, your work impacts the global economy. Our team is dedicated to shaping the future of commerce with advanced payment technologies and robust security measures. By joining our team, you will collaborate with some of the brightest minds in technology and business, contributing to projects that enhance how people pay and get paid across the world.

Innovate and Lead

MasterCard is synonymous with innovation. We encourage our professionals to lead with creativity and vision, supported by our substantial investments in technology and research. Our leadership in the digital payments space is not just about technology, but also about the innovative minds that drive our company forward.

Grow Your Career

Career growth at MasterCard is dynamic and rewarding. With a plethora of job opportunities ranging from internships to executive positions, your potential for advancement is limitless. Our commitment to professional development is evident through comprehensive leadership and diversity training programs that prepare you for the next steps in your career.

Be Part of Our Diverse Team

Diversity and inclusion are the bedrock of our company culture. MasterCard’s global team is rich in diverse perspectives, and we believe this is key to our innovation. By joining us, you become part of a culture that values every individual’s unique background and experiences.

Benefits and Culture

MasterCard is committed to supporting our employees’ well-being both inside and outside of work. Our benefits package is designed to enhance your life and help you build a rewarding career. From health and wellness programs to flexible working arrangements, we ensure that our team members are well taken care of.

Explore Job Opportunities

Whether you’re starting out with an internship or seeking a leadership role, MasterCard offers positions that challenge your skills and push you towards personal and professional achievements. Our hiring process is thorough, ensuring that we match the right talent to the right roles.

Networking and Professional Development

Networking at MasterCard goes beyond connecting with colleagues; it involves engaging with industry leaders and innovators who are shaping the future of commerce. Our employees have access to a wide range of networking events, workshops, and seminars that enhance their skills and career trajectories.

Join Our Team

Search open positions that match your skills and interests on the MasterCard Careers page. We are looking for passionate, curious, and innovative team players who are ready to make a difference in the world of digital payments.

Stay Connected

Keep up to date with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. MasterCard is not just a company; it’s a place where you can shape your future and the future of commerce worldwide.

Apply Now

Ready to take the next step in your career? Update your resume, prepare for your interview, and apply for a position at MasterCard. Discover the exciting and rewarding opportunities that await you in a career at one of the world’s leading financial technology companies.

MasterCard Jobs and Careers

Empower your professional journey with MasterCard, where innovation, leadership, and growth come together to create transformative career experiences. Join us and make your mark in the evolving landscape of digital payments.
Learn more about MasterCard
Size
24,000 employees
Market Cap
$330.8 billion
Industry
Net Income
$6.4 billion
Founded
1966
5 Year Trend
+11.9%
Revenue
$15.3 billion
NASDAQ

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