Risk Manager - Houston, TX

Trinity Property Consultants

$120K — $140K *
Real Estate & Construction
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Risk Management, Business, or a related field required.
  • 5+ years of experience in risk management, insurance, claims, and/or safety, preferably in multifamily real estate.
  • Expertise in insurance program management, including coverage analysis and management of broker/carrier relationships.
  • Demonstrated claims leadership skills, covering all phases from FNOL to closure strategy.
  • Strong knowledge of OSHA, NFPA, EPA, and property maintenance codes.
  • Ability to analyze contracts and recommend appropriate insurance provisions.
  • Experience reporting to senior leadership or executives.

Responsibilities

  • Review and validate insurance policies for compliance with company requirements.
  • Develop insurance program recommendations for executive presentation.
  • Monitor market trends to enhance the company's risk management position.
  • Track and manage insurance-covered expenses; coordinate recoveries as necessary.
  • Compile and present claims data reports for leadership review.
  • Analyze loss runs to inform risk mitigation strategies, implementing preventive measures.
  • Coordinate communication and resolution of incidents to minimize potential escalations.

Benefits

  • Company-paid medical, dental, and vision coverage; HMO options available.
  • 401K retirement plan with company matching contributions.
  • Life and disability insurance coverage, including up to $100,000 in life insurance.
  • Generous paid time off, including 11 holidays and 2-4 weeks of vacation.
  • $1,000 referral bonuses for eligible employee referrals.
  • 16 hours of volunteer time off annually for personal or company-sponsored events.
  • Professional development opportunities, tuition reimbursement, and employee discounts.
Full Job Description
Description

Position at Trinity Property Consultants

The Opportunity

Trinity Property Consultants is seeking a Risk Manager to build and lead the Company's risk management function from the ground up. Reporting directly to the President, you will be the sole member and founding leader of the Risk Management team establishing programs, processes, and standards that will define the function for years to come.

The Risk Manager will oversee risk management, safety, and claims programs across our multifamily residential portfolio, serving as a liaison to Legal, Accounting, and regional leadership. This is a high-visibility role with direct executive access and a significant opportunity to shape how risk management is practiced across the organization.

Compensation: $120,000 to $140,000 annually, based on your experience, plus performance bonus.

Schedule: Monday through Friday, 8 am to 5 pm, in office role with approximately 10% travel.

Office Location: Houston, TX.

What You'll Own
  • Review and validate issued insurance policies to ensure alignment with negotiated terms and Company requirements; maintain the corporate insurance policy repository.
  • Develop and present insurance program recommendations-including coverage structure, limits, and cost considerations-to the President and senior leadership.
  • Monitor insurance market conditions and trends to proactively position the Company's risk management program.
  • Track and manage insurance-covered expenses; coordinate reimbursement or recovery from insurers as appropriate.
  • Produce and distribute loss runs on a regular cadence; compile and present claims data reports to leadership, insurers, and relevant stakeholders to support program reviews and renewals.
  • Monitor and analyze loss runs and claims activity to identify trends and inform risk mitigation strategies; implement proactive pre-claim prevention measures for general liability exposures.
  • Coordinate direct communication and resolution with impacted individuals to minimize escalation and litigation exposure; partner with the Legal Department on insurance-related litigation matters.
  • Identify, assess, and prioritize operational risks using a structured risk register; design and launch mitigation plans with clear owners, timelines, and success measures.
  • Lead safety compliance programs across the portfolio: training design and delivery, incident investigation and root-cause analysis, and audit readiness management.
  • Track and evaluate incident reports across the portfolio to identify patterns and flag potential liability exposure before claims arise; leverage predictive modeling to anticipate emerging risks.
  • Ensure adherence to OSHA, NFPA, EPA, IBC/property maintenance codes, local housing and property regulations, and internal policies; maintain audit-ready documentation.
  • Evaluate and select risk-minimization techniques such as risk retention and risk transfer; analyze and classify risks according to frequency and potential severity.

What You Bring
  • A strategic mindset with the ability to assess complex risk landscapes and build structured, actionable programs from the ground up.
  • Strong analytical thinking with the ability to translate loss data, claims trends, and risk indicators into proactive strategy.
  • A proactive, prevention-first approach to risk management-always looking to get ahead of issues before they become claims.
  • Excellent communication skills and the ability to translate complex risk and legal topics for executives, site teams, and external partners.
  • Comfort operating independently in a fast-paced environment, managing a broad scope of responsibilities with minimal oversight.
  • An ownership mentality with a focus on measurable outcomes-reduced claims frequency, improved safety metrics, and a defensible risk posture.
  • Passion for multifamily real estate and a genuine interest in protecting communities, people, and the business.

Qualifications
  • Bachelor's degree in Risk Management, Business, or a related field required.
  • 5+ years of experience in risk management, insurance, claims, and/or safety; experience within multifamily real estate, property management, or a related industry strongly preferred.
  • Expertise in insurance program management: coverage analysis, endorsements, limits and deductibles, COIs, and broker/carrier/TPA relationship management.
  • Demonstrated claims leadership across FNOL, investigation, reserves, subrogation, litigation coordination, and closure strategy.
  • Strong working knowledge of OSHA, NFPA, EPA, IBC/property maintenance codes, and local housing and property standards.
  • Ability to read contracts and provide analysis and recommended language for insurance, indemnity, and related provisions.
  • Previous experience reporting to or working directly with senior leadership or executive management.
  • Proficiency with Microsoft Office Suite, AI-related productivity tools, and BI/reporting tools; ability to build integrated dashboards and maintain data quality.
  • Relevant professional certification (ARM, CRM, CPCU, or equivalent) preferred.

Requirements

Availability & Travel

This position will require availability for nights, weekends, and holidays as needed, as well as occasional travel for company events or meetings. Active participation in team functions and regional or company activities is expected.

We Take Care of You
  • Medical, Dental & Vision: Highlights include company-paid individual PPO-HSA plan (with $1,200 annual employer contribution); HMO options for California residents. Dental and vision premiums are fully covered for employees; coverage for dependents is available at an additional cost.
  • Retirement Plans (401K): The company matches 1/3 of the employee's contribution up to 2% of the salary.
  • Life & Disability Insurance: Up to $100,000 of life insurance and AD&D coverage, plus short- and long-term disability insurance. In addition, supplemental life for the employee, spouse, and children.
  • Time Off: 11 paid holidays, 2-4 weeks of vacation based on years of service, and sick leave provided in compliance with state and local requirements.
  • Referral Bonuses: $1,000 for eligible employee referrals.
  • Volunteer Time Off: Up to 16 hours annually (8 for personal volunteer activities, 8 for company-sponsored events).
  • Perks: Professional development, tuition reimbursement, employee discounts, and more.

Ready to Join Us?

Explore what it's like to grow your career with a company that values people as much as performance. Learn more and apply today!

Note: This job description includes the core Risk Manager responsibilities of Trinity Property Consultants. Duties are subject to change at the company's discretion.

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