JP Morgan Chase & Co.

Risk Management - Credit Officer Director - Executive Director

JP Morgan Chase & Co.$150K — $200K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in business, finance, or related field
  • Completion of a major corporate or commercial bank credit training program or equivalent experience
  • 10 years of experience in commercial banking or lending with extensive credit analysis, structuring, and loan documentation expertise
  • Strong credit, accounting, corporate finance, analytical, and financial modeling skills
  • In-depth understanding of loan documentation and ability to negotiate credit agreements
  • Excellent interpersonal, verbal, and written communication skills
  • Strong organizational, problem-solving, and project management skills

Responsibilities

  • Lead and develop a team of risk professionals in analyzing and structuring new credit transactions
  • Assess risks and mitigants, balancing risk and reward
  • Form and communicate independent, well-supported views to partners and senior leadership
  • Oversee complex transactions, including negotiations and legal documentation
  • Collaborate proactively with stakeholders to advance transactions
  • Drive execution with urgency to meet deadlines and client expectations
  • Serve as an expert on structuring and credit policy for stakeholders
  • Mentor and coach team members, contributing to team culture

Benefits

  • Opportunity for professional growth and advancement
  • Mentorship in a dynamic and collaborative team environment
  • Access to industry leading training and development resources
  • Work on complex, high-impact transactions
  • Engagement with a diverse, global client base
Full Job Description
Job summary

As a Credit Risk Director in Commercial Bank Risk, you lead a cross-functional team delivering credit solutions that support clients' financing needs. You oversee credit approval and manage a team of risk professionals, while working with a diverse client base. You guide your team in credit analysis, structuring, and negotiation, while maintaining portfolio quality and enforcing risk policies. You thrive in a dynamic environment, and driving high standards of execution.

Job responsibilities
  • Lead and develop a team of risk professionals in analyzing and structuring new credit transactions and managing credit portfolios
  • Assess risks and mitigants, balance risk and reward, and manage renewals, amendments, and new transactions to maintain strong credit metrics
  • Form and communicate independent, well-supported views to partners and senior leadership
  • Oversee complex transactions, including negotiations and legal documentation for various loan structures
  • Collaborate proactively with internal and external stakeholders to advance transactions
  • Drive execution with urgency to meet deadlines and client expectations
  • Serve as an expert on structuring and credit policy for stakeholders
  • Mentor and coach team members, contribute to team culture, and participate in improvement initiatives
  • Demonstrate excellent communication skills to solve problems and influence outcomes
  • Uphold organizational standards and adapt to change in a fast-paced environment


Required qualifications, capabilities, and skills
  • Bachelor's degree in business, finance, or related field
  • Completion of a major corporate or commercial bank credit training program or equivalent experience
  • 10 years of experience in commercial banking or lending with extensive credit analysis, structuring, and loan documentation expertise
  • Strong credit, accounting, corporate finance, analytical, and financial modeling skills
  • Experience analyzing leveraged Mergers and Acquisition (M&A), sponsor transactions, direct loans and institutional loans executions
  • In-depth understanding of loan documentation and ability to negotiate credit agreements
  • Excellent interpersonal, verbal, and written communication skills with strong attention to detail
  • Strong organizational, problem-solving, and project management skills with ability to manage competing priorities
  • Intellectual curiosity and ability to learn quickly
  • Demonstrated initiative, self-direction, and ability to perform well under pressure


Preferred qualifications, capabilities, and skills
  • Advanced degree in business, finance, or related field
  • Experience managing teams in a commercial banking environment
  • Familiarity with ancillary bank products such as cash management and derivatives
  • Track record of mentoring and developing junior talent
  • Participation in process improvement or change management initiatives


This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase's review of criminal conviction history, including pretrial diversions or program entries.

About the Team

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

About JP Morgan Chase & Co.

JP Morgan Chase & Co. stands at the forefront of the global financial services industry. They offer an expansive array of products and services to a diverse clientele, including individuals, corporations, governments, and institutions. Ever since the merger of J.P. Morgan & Co. and Chase Manhattan Corporation in 2000, this industry-leading entity has become renowned for its comprehensive portfolio encompassing consumer and community banking, corporate and investment banking, commercial banking, as well as asset and wealth management. Headquartered in the vibrant city of New York, JP Morgan Chase & Co. boasts a formidable presence across over 100 countries worldwide.

Unveiling Employment Opportunities at JP Morgan Chase & Co.

Vacancies and Hiring Initiatives

JP Morgan Chase & Co. is continuously on the lookout for talented individuals eager to contribute to its legacy of excellence. The company's recruitment efforts are geared towards identifying candidates with the right blend of skills and qualifications to drive forward its various business segments. Whether you are a seasoned professional or a recent graduate, JP Morgan Chase offers a plethora of job openings across multiple disciplines.

High-Demand Positions

Among the myriad of roles, certain positions stand out for their attractive compensation packages and career advancement prospects. Notably, high-paying jobs at JP Morgan Chase & Co. include Relationship Manager, Branch Manager, and Software Engineer. These roles are critical to the firm's operations and offer lucrative opportunities for those with the requisite expertise.

Navigating the Job Market at JP Morgan Chase & Co.

Leveraging Job Portals and Job Alerts

For job seekers aiming to tap into the opportunities at JP Morgan Chase, staying updated through job portals and subscribing to job alerts is crucial. These tools can provide timely information about job openings, job fairs, and recruitment events, enabling candidates to apply promptly and prepare adequately for interviews.

Preparing Your Job Application

Your job application, comprising your resume and cover letter, is your ticket to securing an interview at JP Morgan Chase. Highlight your qualifications, skills, and experiences that align with the job listing, ensuring you stand out in the competitive job market.

Acing the Interview

Preparation is key to succeeding in your interview with JP Morgan Chase. Familiarize yourself with the company's business segments, values, and recent achievements. Demonstrating how your background and aspirations match the company's goals can significantly increase your chances of employment. A World of Job Opportunites in the Financial Services Industry JP Morgan Chase & Co. offers a world of job opportunities for those seeking to make their mark in the financial services industry. With competitive salaries, comprehensive benefits, and endless possibilities for growth, positions at JP Morgan Chase are highly coveted. By staying informed through job sites, tailoring your applications, and preparing thoroughly for interviews, you can enhance your prospects of joining the esteemed ranks of JP Morgan Chase employees. Explore the job board, seize the job opportunities, and embark on a rewarding career journey with one of the world's leading financial institutions.
Learn more about JP Morgan Chase & Co.
Size
661 employees
Market Cap
$384.5 billion
Industry
Net Income
$29.1 billion
Founded
1823
5 Year Trend
+0.7%
Revenue
$261.5 million
NASDAQ

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