Location: New York, Chicago, Philadelphia, Charlotte, Hartford, Minneapolis or Boston

The Opportunity

Our actuarial advisers deliver creative and innovative thinking to high-profile health insurance and managed care companies nationwide, helping them make confident financial decisions aligned with their business goals. As a Senior in our Insurance and Actuarial Advisory Services (IAAS) Health team, you'll be an actuary at the heart of that mission: leading engagement teams, working directly with clients, developing team members, and helping reimagine how actuarial work is delivered using AI and automation.

Who thrives here

We're building an adaptable, collaborative practice, and we're looking for people who bring:

• Adaptability and curiosity: you're comfortable with change, eager to learn, and excited to explore new ways of working, including how AI and automation can improve actuarial work.
• Collaboration and team leadership: you build strong relationships, share credit, and help develop the people around you.
• Communication and influence: you explain complex ideas clearly and persuade on technical subjects, in writing and in person.
• Ownership and delivery: you take initiative, manage risk, and follow through to high-quality outcomes.
• A problem-solving mindset: you break down complex problems and find practical, well-reasoned solutions.

Your key responsibilities

As a Senior within the IAAS Health team, you'll lead engagement teams and deliver work such as:

• Claim liability estimation (reserving).
• Assumption setting and review for other health insurance actuarial balances (risk adjustment, contract reserves, and similar items).
• Actuarial opinion and regulatory services.
• Actuarial process redesign and software integration.
• Data visualization.
• Ad hoc financial reporting advice.

You'll also help reimagine how health actuarial work is done using AI and automation, and mentor and develop junior colleagues as you grow your own leadership.

To qualify for the role, you must have

• Bachelor's degree in actuarial science, mathematics, statistics, or a related field.
• Approximately 3+ years of experience in an actuarial position.
• Associate of the Society of Actuaries (ASA), actively pursuing Fellowship (FSA) with a technical emphasis on Group and Health Insurance.
• At least 2 years of experience with Excel, SAS, VBA and/or C++.
• A proven ability to manage time across multiple, often shifting projects, working both collaboratively and independently under pressure.

What will set you apart

• Experience estimating health insurance unpaid claim liabilities, risk adjustment accruals, premium deficiency reserves, or other actuarial balances relating to health insurance financial reporting.
• At least 2 years of experience with Alteryx, Python, or other relevant programming languages.
• Previous consulting experience, or experience implementing new processes or procedures in a corporate environment.

Why join this team

IAAS is an apprenticeship-minded team that invests in your development. You'll be paired with a counselor dedicated to your growth, learn from experienced actuaries, and take on increasing ownership and client leadership as you progress toward Fellowship. Our actuarial exam program supports your journey with paid study time, covered exam fees and materials, and rewards as you earn exams and credentials.

What we offer you

At EY, we'll develop you with future-focused skills and equip you with world-class experiences. We'll empower you in a flexible environment, and fuel you and your extraordinary talents in a diverse and inclusive culture of globally connected teams.

What we offer you
At EY, we'll develop you with future-focused skills and equip you with world-class experiences. We'll empower you in a flexible environment, and fuel you and your extraordinary talents in a diverse and inclusive culture of globally connected teams. Learn more.

• We offer a comprehensive compensation and benefits package where you'll be rewarded based on your performance and recognized for the value you bring to the business. The base salary range for this job in all geographic locations in the US is $110,500 to $202,700. The base salary range for New York City Metro Area, Washington State and California (excluding Sacramento) is $132,600 to $230,400. Individual salaries within those ranges are determined through a wide variety of factors including but not limited to education, experience, knowledge, skills and geography. In addition, our Total Rewards package includes medical and dental coverage, pension and 401(k) plans, and a wide range of paid time off options.
• Join us in our team-led and leader-enabled hybrid model. Our expectation is for most people in external, client serving roles to work together in person 40-60% of the time over the course of an engagement, project or year.
• Under our flexible vacation policy, you'll decide how much vacation time you need based on your own personal circumstances. You'll also be granted time off for designated EY Paid Holidays, Winter/Summer breaks, Personal/Family Care, and other leaves of absence when needed to support your physical, financial, and emotional well-being.

Are you ready to shape your future with confidence? Apply today.
EY accepts applications for this position on an on-going basis.

For those living in California, please click here for additional information.

EY focuses on high-ethical standards and integrity among its employees and expects all candidates to demonstrate these qualities.