We're looking for a Regulatory Compliance Lead to join our growing North America Regulatory Oversight Compliance team. You'll lead a compliance team(s) of specialists/professionals providing advice, guidance and expertise on regulatory requirements, including Regulation 9 and Regulation W. You'll work closely with cross-functional teams and assist business units to manage their regulatory risk, helping ensure Wise remains compliant as we scale. You'll also help shape and evolve our second-line compliance framework, providing critical insights to product, operations, and leadership teams, and helping embed compliance into everything we do. If you're passionate about building programs and processes that make compliance smart, scalable, and transparent-and you're excited to work at the intersection of tech and financial services regulation-we'd love to hear from you. Your mission: As a Compliance Lead, you'll play a pivotal role in ensuring Wise's adherence to regulatory requirements, particularly those supporting our compliance with Regulation 9 and Regulation W. Your responsibilities will include: • Build - Lead the development of the Wise National Trust compliance framework. You will be responsible for setting and adapting standards to support Wise National Trust's compliance with regulation 9 and W • Enable - Enable stakeholders with real-time interpretive guidance on application of relevant regulations guidance • Collaborate - Collaborate with cross-functional teams across the Wise Group such as Product, Engineering, Finance, Marketing, Risk Management, Operations, Audit, and Legal to ensure alignment with compliance requirements; • Advise - Provide effective second line challenge and assist the business and support functions with implementing and documenting various supervisory controls and operational processes • Ensure - Ensure the overall program integrates with other governance programs and adheres to industry best practices and regulatory expectations • Defend - Confidently represent and defend Wise's risk appetite and compliance standards during engagements with partners, regulators, and government bodies. About you: • 12+ years of professional experience in compliance, enterprise risk management, business process analysis, strategy and operations, consulting, and/or program management with at least 3 years of experience in FinTech or financial services industry. • Prior experience working with federal regulators such as the CFPB, OCC, and FRB, • Strong understanding of FRB and OCC regulations and guidance and their application across diverse array of businesses and products • Strategic Leadership: Demonstrated ability to manage large-scale change projects and drive alignment toward a central mission across multiple functions. • Strong stakeholder engagement and collaboration experience working closely with operational, finance, product, and engineering teams; • Excellent communication skills; a demonstrated aptitude for communicating clearly and effectively to a wide array of audiences, including senior management, Committees, Boards • Problem solving attitude, with the ability to use regulations together with data to drive business decisions; • Experience (or interest) in working in a fast-growing environment; • Willing to travel, as Wise offices are located across different countries; and • Legally authorized to work in the U.S. Some extra skills that would be great: • J.D., Certified Regulatory Compliance Manager (CRCM), and similar qualifications. • Experience working with international teams and understanding of global regulatory environments. • Familiarity with project management, knowledge management, and Governance, Risk, and Compliance (GRC) tools (Confluence, Jira, gSuite, Office, Slack, etc.).