Product Manager, Banking

Clera

$160K — $180K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years in product management focused on fintech or banking
  • Proven track record of launching customer-facing financial products
  • Hands-on experience with banking product areas like deposits and payments
  • Strong knowledge of regulatory and security considerations in finance
  • Ability to articulate and create product specifications for development teams
  • Proficient in using data analytics to inform product decisions
  • Experience collaborating with legal and compliance teams for regulatory adherence
  • Bachelor's degree in relevant field or equivalent experience

Responsibilities

  • Own and execute the strategy and roadmap for core banking products
  • Lead the user experience for opening accounts and money movement
  • Collaborate with Engineering on systems that support banking products
  • Conduct customer research to identify high-impact product opportunities
  • Write detailed product specifications and define success metrics
  • Integrate regulatory, risk, and compliance requirements from the start
  • Manage partnerships with banking and third-party vendors
  • Track and analyze product performance metrics including user engagement

Benefits

  • Competitive equity and benefits package
  • Hybrid work arrangement in New York City
Full Job Description
About the Role

We're hiring a Product Manager, Banking to own and scale our core banking experience: the accounts, money movement, cards, and program infrastructure that underpin everything we do. This is a high-impact, senior IC role at the heart of our product - you'll set strategy, drive the roadmap, and ship reliable, secure financial products in a regulated environment, working hand-in-hand with Engineering, Design, Risk, Compliance, and external banking partners.
What You'll Do
  • Own the strategy, roadmap, and execution for core banking products - including deposit accounts, money movement, cards, and the underlying program infrastructure
  • Lead the end-to-end experience for account opening, funding, deposits, and money-movement flows (ACH, wires, transfers, bill pay, and card transactions)
  • Partner closely with Engineering on the ledger, payments rails, and card systems that power those flows
  • Run a rigorous, cohort-based discovery process grounded in customer research and usage data to surface the highest-impact opportunities
  • Write clear, detailed product specs; define success metrics; and ship reliable, secure features on a predictable cadence with Engineering and Design
  • Embed risk, fraud, security, and regulatory requirements into the product process from day one - partnering with Risk, Compliance, and Legal at every stage
  • Manage product relationships and integrations with banking partners and key third-party vendors
  • Define and track product metrics across activation, engagement, retention, multi-product adoption, and reliability
What We're Looking For

Required
  • 7+ years of progressive product management experience owning complex, technical, or platform products - specifically in fintech, financial services, banking, or payments
  • Demonstrable track record of shipping customer-facing products in a high-growth, regulated environment involving money movement, payments, cards, deposits, or other financial infrastructure
  • Hands-on experience with end-to-end banking product areas: deposits, money movement rails (ACH, wires, transfers, bill pay), onboarding/account opening flows, and card programs
  • Strong understanding of banking and fintech fundamentals, including security, fraud prevention, and regulatory considerations
  • Proven ability to write clear product specs and partner effectively with Engineering and Design to ship features
  • Strong analytical skills with fluency in product and cohort data; ability to define and track meaningful success metrics
  • Experience partnering with Risk, Compliance, and Legal to ship within regulatory constraints
  • Bachelor's degree in business, engineering, finance, or a related field (or equivalent practical experience)
  • Must be authorized to work in the United States - visa sponsorship is not available for this role

Nice to Have
  • Experience managing product relationships and integrations with banking partners and third-party vendors
  • Familiarity with ledger systems and core banking infrastructure
  • Background in small business or SMB-focused financial products
Compensation & Benefits
  • Salary: $160,000 - $180,000 annually
  • Competitive equity and benefits package
Location

This role is based in New York City on a hybrid work arrangement. Candidates must be able to work regularly from our NYC office.

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