Apple

Product Manager, Apple Pay

Apple$130K — $180K *
Consumer Technology
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of experience in product management, particularly in consumer products
  • Deep knowledge of risk and authentication systems
  • Experience with machine learning in fraud prevention
  • Familiarity with card provisioning and identification/verification processes
  • Strong communication skills for synthesizing complex topics for diverse audiences
  • Degree in related field; MBA or PhD preferred

Responsibilities

  • Drive innovation in provisioning and fraud prevention to enhance user experiences
  • Develop strategies and roadmaps for risk and provisioning platforms
  • Build consensus with executives and stakeholders for new product features
  • Collaborate cross-functionally with teams to launch products
  • Create and execute launch plans alongside various partners
  • Monitor metrics and drive adoption with strategic partners
  • Provide technical guidance and ensure teams are aligned on project goals

Benefits

  • Opportunity to work on cutting-edge payment technologies
  • Collaborative work environment with cross-functional teams
  • Access to professional development and learning opportunities
  • Chance to influence major product decisions and user experiences
  • Comprehensive health and wellness benefits
Full Job Description
The Apple Pay team is rapidly growing, entering new markets and adding innovative new features to our products. We are seeking a talented product professional to improve Apple Pay and Wallet user experience while enhancing the trust and safety of our users.\nIn this role, you will focus on the end to end provisioning experience, develop new identification and verification features and help combat fraud. You will partner directly with the Engineering, Human-Interface, Trust and Safety, Business Development and other functional teams across Apple. You will also work closely with external partners such as payment Networks, Issuers, Merchants, and other ecosystem players to deliver results.\n

We are seeking a Product Manager with significant experience building and launching consumer products, deep familiarity with risk and authentication systems, and a strong perspective on how machine learning is reshaping fraud prevention. You will be expected to guide teams leading complex, cross-functional projects and drive progress by diving into technical details when needed while also thinking through the end-to-end experience - from a user tapping \"Add Card\" to an issuer's risk decision in milliseconds. We are looking for a motivated candidate who wants to build great customer experience and invent the future of identity and fraud prevention.

Experience building consumer products working with cross-functional teams such as designers, engineers, and data scientists as well as external partners Expertise with payment and identity technology end to end, including card provisioning, identification and verification (ID&V), tokenization, device and behavioral signals, fraud detection, and dispute and chargeback flows; fluency with ecosystem players' roles and strategies (Networks, Issuers, token service providers) Proven ability to impact provisioning and fraud business metrics, such as provisioning approval and step-up rates, fraud rate, and account takeover Working knowledge of how machine learning is applied to risk decisioning - including signal design, model evaluation, and the tradeoffs between precision, recall, and user friction Familiarity with the regulatory environment shaping authentication and provisioning (e.g., 3-D Secure, SCA, evolving identity standards) Effective communicator who can synthesize complex topics, distill key business dynamics, and communicate effectively with senior executives Description Drive innovation in provisioning and fraud that protects users while reducing friction Help envision and build new strategies, roadmap, and product features for the provisioning and risk platform Evangelize and build consensus with executives, colleagues, and third parties Collaborate with Human Interface, Engineering, other Product Managers, Legal, Business Development, Marketing, Analytics and Operations to launch products Develop launch plans, ensure readiness of the various partners Drive adoption and collaborate with strategic partners on product development Education BS/BA Degree.

You should combine technical proficiency, a strong sense of user experience, business insight, and the ability to navigate the payments and identity ecosystem. You should have excellent presentation abilities and be able to drive a concrete vision and requirements that rally the team and delight customers. MBA or PhD

About Apple

Apple is a corporation that designs, manufactures, and markets mobile communication and media devices, personal computers, portable digital music players, and sells a variety of related software, services, peripherals, networking solutions, and third-party digital content and applications. Apple provides many products and services, including iPhone; iPad; iPod; Mac; Apple TV; a portfolio of consumer and professional software applications; the iOS and OS X operating systems; iCloud; and accessories, service, and support offerings. It sells its products worldwide through its retail stores, online stores, direct sales force and third-party cellular network carriers, wholesalers, retailers, and value-added resellers to the consumer and also sells third-party iPhone, iPad, Mac and iPod compatible products, including application software and accessories through its online and retail stores. Introduced in 1984, the Macintosh was the first widely sold personal computer with a graphical user interface (GUI). That feature and others such as an improved floppy drive design and a low-cost hard drive that made data retrieval faster helped Apple cultivate a reputation for innovation. Apple was named as the most admired company in the United States in 2008 and in the world from 2008 to 2012 by the Fortune magazine. The company was founded by Steven Paul Jobs, Steve Wozniak, and Ronald Gerald Wayne on April 1, 1976, and is headquartered in Cupertino, California.

Apple Careers

Join Apple, a place where extraordinary people gather to do their best work. Our ever-expanding global team is at the forefront of innovation and leadership in the tech industry. At Apple, we're not just building products—we're crafting the kind of wonder that revolutionizes entire industries. It's the diversity of our people and their ideas that inspires the innovation that runs through everything we do, from amazing technology to industry-leading environmental efforts. Work You’ll Do Embark on a journey with Apple’s market-leading team to help some of the world’s most influential companies navigate their path to digital mastery with cutting-edge technology and services. Transform industries and touch lives with your unique ideas at Apple. Here, you’ll lead through a unique position at the intersection of technology, creativity, and robust industry expertise. Collaborate with a global team of professionals who are at the top of their game in technology and design. Apple isn’t just a company, it’s a community of innovators and passionate thinkers. Introducing the Apple Innovation and Leadership Initiative We are building a market-leading team to drive our efforts in delivering groundbreaking solutions and services. At Apple, job opportunities are abundant, offering you the chance to explore diverse roles from engineering to marketing, all designed to empower your career growth. Do Innovative Work Join the largest group of creative and technical experts in the world—professionals dedicated to redefining what’s possible through technology and innovation. Deliver targeted solutions through a depth and breadth of expertise that’s unmatched, driving forward our commitment to excellence and leadership in every project we undertake. Be Part of a Great Team Engage in a wide range of projects utilizing Apple’s technology and resources. Harness the unparalleled capabilities, global scale, and joint solution development that only Apple can offer. Future-Proof Your Career Advance your career with limitless opportunities at Apple. Go as far as your ambition takes you with unmatched training, development, and certification support. Explore Discover how Apple is leading the way in tech innovation: [With iOS] Businesses can streamline operations and enhance customer interactions... READ MORE Smart home technology integration that sets the standard for convenience and security... READ MORE The Apple Experience Our combined service capabilities, global scale, and joint solution development help clients overcome challenges and lead transformation in their industries. Clients worldwide look to Apple for new strategies and solutions that drive growth and innovation in the digital era. Stay Connected Join Our Team Search open positions that match your skills and interests. We look for passionate, curious, creative, and solution-driven team players. Whether you’re seeking a professional role, an internship, or a leadership position, Apple offers a variety of employment opportunities. SEARCH APPLE JOBS Keep Up to Date Stay ahead with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. READ CAREERS BLOG Job Alert Emails Personalize your subscription to receive job alerts, latest news, and insider tips tailored to your preferences. See what exciting and rewarding opportunities await at Apple, a company committed to diversity, innovation, and leadership. Explore job opportunities, employment benefits, and the culture of growth and innovation at Apple. Prepare your resume, hone your interview skills, and ready yourself for a career at one of the most prestigious companies in the world. Join us in pushing the boundaries of what is possible.
Learn more about Apple
Size
154,000 employees
Market Cap
$2,074.3 billion
Industry
Net Income
$63.9 billion
Founded
1976
5 Year Trend
+11.5%
Revenue
$294.1 billion
NASDAQ

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