Plaid

Product Lead - Account Verification

Plaid$130K — $180K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 10+ years of experience, including 5+ in product management or founder/operator roles.
  • Proven success building and scaling B2B or infrastructure products, ideally in fintech/payment sectors.
  • Blend of strategic vision and strong execution skills, with attention to detail.
  • Exceptional communication abilities with both technical and business stakeholders.
  • Experience thriving in fast-paced, ambiguous environments and leading with conviction.
  • Proven influence over cross-functional teams including design, engineering, and go-to-market.
  • Hands-on experience with data and AI tools for analysis and prototyping.

Responsibilities

  • Own the Account Verification strategy and roadmap, from vision to priorities.
  • Reimagine the Auth experience to enable new payment use cases through flexible verification.
  • Expand verification capabilities with diverse methodologies like open banking and microdeposits.
  • Drive self-serve tools that allow developers to optimize verification paths without code.
  • Create cohesive experiences across account setup, risk management, and money movement.
  • Represent Plaid as a product thought leader, shaping industry perspectives on account verification.
  • Operate with ownership, making bold decisions and bringing creative energy to product scaling.

Benefits

  • Diverse and inclusive company culture fostering equity in the financial ecosystem.
  • Encouragement to apply even if qualifications don't fully align with job expectations.
Full Job Description
Plaid's Account Verification team builds the foundation of trust for open finance. We help fintechs and financial institutions connect and verify bank accounts securely so that money can move safely and instantly. Account Verification is the entry point for all of Plaid's payment-focused consumer experiences and is a critical building block for our customers. The team obsesses over creating seamless verification journeys that balance speed, reliability, and security, enabling consumers to confidently connect to the financial ecosystem.

As the Product Lead for Account Verification, you will own one of Plaid's most critical product areas. You'll lead the evolution of our verification platform across Auth, Balance, and Identity Match, shaping how users connect their financial accounts with confidence. Partnering with engineering, design, and go-to-market, you will expand Plaid's verification methods across open banking, ML, and traditional systems while ensuring Plaid remains the industry's most trusted and flexible provider.

This role is ideal for a high-ownership builder who thrives in ambiguity and moves fast. You will set vision and strategy, drive execution across a cross-functional team, and define how Plaid leads in a rapidly evolving, AI-driven verification landscape. If you're energized by building systems that power millions of financial connections and enjoy balancing customer empathy with bold product strategy, this is your opportunity to lead at scale.

Responsibilities
  • Own the Account Verification strategy and roadmap, from long-term vision to near-term priorities, grounded in customer and business outcomes.
  • Reimagine the Auth experience to unlock new use cases (recurring payments, e-commerce, account funding) through modern, flexible verification flows.
  • Expand verification capabilities across a growing set of methodologies: open banking, database auth, microdeposits, and beyond.
  • Drive self-serve, experimentation, and orchestration tools that empower developers and operators to configure and optimize verification paths without code.
  • Partner across Plaid to create cohesive experiences across account setup, risk management, and money movement.
  • Represent Plaid internally and externally as a product thought leader, shaping how customers, partners, and the industry view account verification.
  • Operate like an owner. Move quickly, make bold decisions, and bring creative energy to scaling one of Plaid's most essential products.

Qualifications
  • 10+ years of experience, including 5+ in product management or equivalent founder/operator roles.
  • Proven success building and scaling B2B or infrastructure products, ideally in fintech or payments.
  • Strong mix of strategic vision and executional drive; able to see the big picture while sweating the details.
  • Exceptional communication and stakeholder management skills across technical and business audiences.
  • Demonstrated ability to thrive in ambiguous, high-growth environments and lead with conviction.
  • Track record of cross-functional impact, influencing design, engineering, and GTM teams to deliver results.
  • Hands-on comfort with data and AI tools for writing, analysis, prototyping, and experimentation.

Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid!

About Plaid

Plaid is a financial services company based in New York City. The company builds a technology platform, which enables applications to connect with users' bank accounts. Plaid focuses on enabling consumers and businesses to interact with their bank accounts, check balances, and make payments through financial technology applications. The company was founded in 2013 by Zach Perret and William Hockey. In January 2020, Visa announced that it would acquire Plaid for $5.3 billion. The acquisition was completed in January 2021.
Learn more about Plaid
Size
600 employees
Industry
Founded
2011

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