Product Engineer

Zed Financial PH, Inc

$120K — $150K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 4+ years of professional software engineering experience in product-focused environments
  • Strong backend proficiency in a typed or functional language (e.g., Rust, Go, Scala)
  • Proven experience shipping core product features
  • Ability to navigate ambiguity and thrive in early-stage settings
  • Ownership mindset with strong product intuition

Responsibilities

  • Design and ship backend systems for banking and financial automation products
  • Own the entire feature lifecycle from architecture to deployment and monitoring
  • Collaborate closely with product, design, operations, and leadership teams
  • Contribute to a Rust-based backend system
  • Help shape engineering standards and culture during scaling

Benefits

  • Direct access to founders for mentorship and collaboration
  • Opportunity to define core architecture of a licensed bank
  • Involvement in product development impacting real users within a regulated environment
  • Competitive cash compensation and meaningful equity opportunities
  • Focus on diverse perspectives to enhance product development
Full Job Description
The Role

As a Product Engineer, you'll build the core systems that power Zed's customer-facing products. In your first six months, you'll ship foundational backend features that directly impact users - owning projects from ambiguous idea to production deployment.

We work together in person, five days a week, from our San Francisco office. You'll work closely with founders, product, and design to translate vision into reliable, scalable systems.

This role is ideal for engineers who've trained in strong product environments and want more ownership than they'd get at a large organization.
What You'll Do
  • Design and ship backend systems that power Zed's banking and financial automation products
  • Own features end-to-end - architecture, implementation, deployment, and monitoring
  • Collaborate closely with product, design, operations, and leadership
  • Contribute to our Rust-based backend (prior Rust experience is a plus, not required)
  • Help shape engineering standards, architecture decisions, and culture as we scale
What You Bring
  • 4+ years of professional software engineering experience in product-focused environments
  • Strong backend depth in a typed or functional language (Rust, Go, Scala, Haskell, OCaml, TypeScript, etc.)
  • Experience shipping core product features - not just isolated infrastructure components
  • Comfort operating in ambiguity and early-stage environments
  • High ownership mindset and strong product intuition

Nice to have:
  • Experience at a high-growth startup (Series A-C)
  • Background at a strong consumer tech company with meaningful product ownership
  • Fintech or payments experience
  • Excitement about AI-native development workflows
Why This Role Is Different
  • Direct founder access and real ownership
  • Opportunity to define the core architecture of a licensed bank
  • 0→1 product building with real users and regulatory complexity
  • Competitive cash, meaningful equity, and long-term upside

We hire exceptional people from diverse backgrounds because different perspectives build better products.

If you're excited about this role but don't check every box, apply anyway. We value potential, ownership, and alignment with our values more than perfect re9sume9s.

Compensation includes salary, equity, and benefits. Final offers are based on role scope, location, and experience.

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