Product Compliance Program Manager

Ramp

$120K — $150K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years in financial services, particularly in product compliance or regulatory advisory roles, preferably in fintech
  • Expertise in BSA/AML and sanctions, focusing on KYC/KYB and transaction monitoring
  • Knowledge of U.S. and international financial compliance for money movement and digital assets
  • Experience influencing technical systems design with an emphasis on automation
  • Proven ability to develop or enhance compliance programs in fast-paced environments
  • Strong collaboration skills across product, engineering, legal, and operations sectors
  • Experience using AI for analyzing regulatory frameworks and scaling compliance

Responsibilities

  • Advise business teams on regulatory and compliance requirements throughout the product lifecycle
  • Collaborate with internal teams to streamline regulatory processes and develop controls
  • Conduct risk assessments to evaluate control effectiveness for products and features
  • Assist with regulatory exams and partner diligence inquiries as needed
  • Update compliance policies to align with product innovation and regulatory changes

Benefits

  • Flexible PTO for a better work-life balance
  • Unlimited AI token usage to leverage technology in compliance
  • Centralized ordering for home-office equipment to simplify setup
  • Health and wellness stipend promoting employee well-being
  • Budget for intra-office travel fostering collaboration
  • Weekly coffee stipend to enhance office culture
  • Comprehensive medical, dental, and vision coverage with 100% for employees in the U.S.
  • 401(k) with employer matching to support retirement savings
  • Generous parental leave policy providing up to 16 weeks at full pay
  • Fertility HRA and pet insurance as added perks
Full Job Description
About the Role

Ramp is seeking an experienced Product Compliance Program Manager to join our Regulatory Compliance team, with a focus on domestic and international money movement and digital asset products. This role is a primary enabler for Product, helping Ramp scale responsibly as we expand our financial offerings and market reach. In this role, you will partner across control functions to streamline compliance requirements and serve as a key advisor to business teams by providing guidance through all stages of the product lifecycle. You will also support our compliance management system frameworks, critical to sustaining our growth at scale.

What You'll Do
  • Advise business teams on applicable regulatory, payment scheme, and partner requirements to ensure compliance at each stage of the product lifecycle
  • Collaborate with Legal, Partnerships, and Risk teams to streamline business requirements and provide strategic recommendations for control development
  • Conduct targeted risk assessments and testing to validate control effectiveness for new and existing products and features
  • Support independent assessments, regulatory exams, and partner diligence requests as needed
  • Maintain compliance policies necessary to align product innovation with evolving obligations and standards


What You Need
  • 5+ years of financial services experience in product compliance, risk, or related regulatory advisory roles-preferably in fintech
  • Expert knowledge of BSA/AML and Sanctions programs, specifically focused on KYC/KYB, transaction monitoring, and OFAC/sanctions screening across traditional and digital asset rails
  • Familiarity with U.S. and international financial services regulatory compliance related to money movement, licensing regimes, and digital asset products
  • Proven experience working with technical teams and influencing system design, with an emphasis on automation and scale
  • Track record of building or maturing compliance programs, especially in high-growth or fast-paced environments
  • Exceptional cross-functional collaboration skills; comfortable operating at the intersection of product, engineering, legal, operations, and external partners
  • Experience utilizing AI to analyze regulatory frameworks, design risk controls, and scaling compliance programs
  • Strong research, communication, documentation, and advocacy skills


Nice-to-Haves
  • CAMS, CRCM or equivalent certifications
  • Experience with data design, internal tooling, or compliance systems implementation
  • Prior experience representing a financial institution in direct engagement with national or regional regulatory bodies
Benefits available to all full-time Ramp employees (Global)
• Flexible PTO
• Unlimited AI token usage
• Centralized home-office equipment ordering
• Health and wellness stipend
• Budget for intra-office travel
• Weekly coffee stipend

United States
• 100% medical, dental & vision insurance coverage for you, with partial coverage for dependents
• One Medical annual membership
• 401(k), including employer match on contributions made while employed by Ramp
• Fertility HRA (up to $10,000 per year)
• Parental leave: up to 16 weeks (80 days) at 100% pay
• Pet insurance
• In-office perks: lunch, snacks, drinks, and more
• Relocation support to NYC or SF (as needed)

Canada
• Group medical, dental, and vision coverage through Sun Life
• Life, AD&D, and disability coverage
• Fertility drug coverage (up to $4,000 lifetime)
• Group Retirement Plan with employer match (RRSP + DPSP)
• Parental leave: up to 16 weeks (80 days) at 100% pay, with additional time available at reduced pay
• Employee Assistance Program and virtual care through Lumino Health

United Kingdom
• Private medical insurance through Freedom Elite
• Virtual GP and at-home care via eMed x Livi
• Workplace pension through Penfold, with salary sacrifice option
• Parental leave: up to 16 weeks (80 days) at 100% pay, with additional time available at reduced pay

Referral Instructions

If you are being referred for the role, please contact that person to apply on your behalf.

Other notices

Beware of recruiting scams: Ramp will only contact you through official [redacted].com email addresses and will never ask for payment or sensitive personal information during the hiring process.

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