Citizens Financial Group, Inc

Principal Software Engineering Architect (Payments)

Citizens Financial Group, Inc$132K — $198K *
Enterprise Technology
11 - 15 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Information Technology, Computer Science, or equivalent; Master's preferred.
  • 15+ years of experience in software development and architecture.
  • Proven success in leading complex, large-scale projects and cross-functional teams.
  • Strong leadership skills with demonstrated mentoring experience.
  • Extensive knowledge of Java, Oracle, Springboot, Python, IBM MQ, Kafka, and emerging technologies.

Responsibilities

  • Lead architectural vision and create detailed project plans.
  • Review and approve design and construction documents for compliance.
  • Coordinate with clients and stakeholders on design trade-offs.
  • Conduct site assessments to ensure project alignment with specifications.
  • Research and implement sustainable building materials and technologies.
  • Mentor junior architects in design standards and technical skills.
  • Engage in business development through client proposal presentations.

Benefits

  • Competitive pay and comprehensive medical, dental, and vision coverage.
  • Retirement benefits and maternity/paternity leave.
  • Flexible work arrangements and education reimbursement.
  • Wellness programs and generous paid time off exceeding mandatory policies.
Full Job Description
Job Description

4 Days in the office from any of our locations in RI,Iselin NJ, MA, Pittsburgh PA, or Phoenix AZ and couple other locations

Role is not relocation eligible.

At Citizens, we invest in the humans who build the logic, ideas, and innovations that bring new technologies to life.

As a Principal Architect, you'll lead the full architectural lifecycle-from concept design through construction-ensuring all projects meet aesthetic, technical, regulatory, and budgetary standards. You'll serve as the primary technical authority, mentor teams of architects, build client relationships, and drive innovation in sustainable materials and building technology. A licensed architect with a strong track record in design leadership, you excel at translating client vision into robust architectural solutions and managing multiple stakeholders across diverse environments.

Key Responsibilities
• Lead architectural vision and develop high-level design concepts and detailed plans for major projects.
• Review and approve architectural design, specifications, and construction documents for quality and compliance.
• Coordinate with clients, engineers, contractors, and stakeholders, managing trade-offs between aesthetics, budget, and regulations.
• Conduct site assessments to monitor progress and ensure alignment with design specifications.
• Research and incorporate new materials, construction methods, sustainable practices, and technologies.
• Mentor and guide junior architects, shaping design standards and fostering technical excellence.
• Engage in business development: present design proposals, manage client relationships, and support marketing efforts.
• Work with fellow team members and guide them on any technical deliveries.
• Have good experience in technologies such as Java, Python, GraphQL, IBM MQ, Kafka, API Connect, etc.
• Having experience in some of the payment products such as EPP (FISERV) and MTS (ACI) will be a plus.
• Having functional knowledge on different payment methods such as Real-time payments, ACH, Wires is a plus.

Essential Skills & Expertise
• Deep knowledge of architectural design principles, building codes, zoning, and sustainability standards .
• Strong leadership and team management capabilities, with proven mentoring experience
• Should possess 15+ year's experience in technologies such as Java, Oracle, Springboot, Python, IBM MQ, Kafka, and other emerging technologies.
• Superior communication skills for effective presentations and negotiations with varied audiences .
• Innovation mindset with ability to integrate new materials, tech, and sustainable design .

Qualifications & Experience
• Bachelor's degree in Information Technology, Computer Science or equivalent industry experience ; Master's degree preferred .
• Extensive experience (usually 10+ years) across project lifecycle phases within architecture and software development
• Demonstrated success in leading large-scale, complex projects and cross-functional teams .
• Experience in business development and client-facing roles may be essential .

Hours & Work Schedule
  • Hours per Week: 40
  • Work Schedule: Monday - Friday

Pay Transparency

The salary range for this position is $ 132,000 - $ 198,000 per year plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience.

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of very local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits.

About Us

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.

Equal Employment and Opportunity Employer

Job Applicant Data Privacy Policy

Background Check

Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.

About Citizens Financial Group, Inc

Citizens Bank is a financial service company. It provides outstanding local and personalized service. It offers a full range of commercial, real estate, and consumer lending. It is specialized in personal and small business deposit services, electronic services.

Citizens Financial Group, Inc. Careers

Join the dynamic team at Citizens Financial Group, Inc., a leading financial institution where your career aspirations can soar. We are committed to fostering a culture of innovation, leadership, and diversity that supports our employees' professional growth and development.

Explore Job Opportunities

At Citizens Financial Group, Inc., we offer a wide range of job opportunities that cater to diverse skill sets and career interests. Whether you're a seasoned professional or just starting out, you'll find a position that challenges you and enhances your expertise.

Internship Programs

Kickstart your career with our internship programs designed to give you a hands-on experience in the financial sector. Our internships provide a robust platform to develop your skills, engage in meaningful projects, and network with industry leaders.

Employment Benefits

Choosing a career with Citizens Financial Group, Inc. means opting for a comprehensive package of benefits. We believe in supporting our team members not only in their professional lives but also in their personal growth and well-being.

Inclusive Culture and Diversity Training

We pride ourselves on a workplace culture that embraces diversity and inclusivity. Regular diversity training ensures that our team members appreciate and leverage the unique backgrounds and perspectives that each individual brings to the company.

Professional Growth and Leadership Development

Continuous learning is at the core of our professional development agenda. With access to leadership development programs and tailored training, you can advance your career and leadership skills at Citizens Financial Group, Inc.

Innovation at Work

Innovation is key to staying competitive in the financial industry. At Citizens Financial Group, Inc., you’ll work alongside talented professionals who are pushing the boundaries of what’s possible in financial services.

Networking and Career Advancement

Our company not only provides job opportunities but also fosters an environment where networking and professional connections flourish. This supportive network is vital for career advancement and personal growth within the industry.

Join Our Team

Are you ready to take the next step in your career? Explore the open positions at Citizens Financial Group, Inc. and find where your skills and passions align with our needs. We are continuously hiring and looking for new talents to join our robust team.

Stay Connected

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Prepare for Your Interview

Make a great first impression. Prepare for your interview with us by researching our company culture, reviewing your resume, and coming ready to discuss how your experience and skills align with the position you are applying for. At Citizens Financial Group, Inc., we are more than just a financial institution; we are a place where you can make a difference. Join us and transform your career with a company that values your unique talents and aspirations.
Learn more about Citizens Financial Group, Inc
Size
17,463 employees
Market Cap
$19.3 billion
Industry
Net Income
$1 billion
Founded
1828
5 Year Trend
+2.6%
NASDAQ

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