SoFi

Principal Product Manager

SoFi • $150K — $180K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree or higher in a technical, finance, or quantitative field
  • 8+ years of product management experience
  • Proven track record in leading complex or strategic products
  • Deep technical fluency for collaborating with engineers and data scientists
  • Ability to balance long-term investments with immediate delivery
  • Strong cross-functional leadership abilities
  • Exceptional communication skills for diverse audiences
  • Experience with end-to-end product delivery and P&L responsibility

Responsibilities

  • Own and evolve the product vision, strategy, and roadmap
  • Prioritize features and manage backlogs for product launch
  • Drive platform and product strategy focused on scalability and compliance
  • Partner with engineering for architectural decisions
  • Collaborate with risk and compliance teams on regulatory alignment
  • Define success metrics and measure performance
  • Lead build-vs-buy evaluations and vendor assessments
  • Conduct experiments to validate hypotheses
  • Influence broader company strategy and mentor product managers
  • Communicate strategy and impact to all stakeholders

Benefits

  • Access to comprehensive and competitive benefits
  • Support for career development and education
  • Emphasis on creating a diverse and inclusive workplace
  • Opportunities for work-life balance initiatives
  • Focus on employee well-being and mental health resources
Full Job Description
The Role

SoFi is looking for a Principal Product Manager to lead one of our most strategic product areas. As a senior individual contributor and product leader, you'll set vision, define strategy, and drive execution on complex, high-impact initiatives that shape how our members borrow, save, spend, invest, and protect their money.

This role is inherently cross-functional. You will work closely with engineering, design, data science, marketing, operations, finance, risk, legal, compliance, and executive leadership to set strategy, prioritize features, secure resources, and execute. You'll bridge technical and business worlds to drive profitable business growth while managing risk, and you'll influence broader company strategy well beyond the boundaries of your immediate team.

As a product leader in our organization, you'll be expected to inspire with your vision and roadmap, set ambitious goals, be gritty, and be accountable to results. The specific team and product area will be scoped during the hiring process based on business needs and your background.

What you'll do
  • Own and evolve the product vision, strategy, and multi-year roadmap for your product area.
  • Break vision into phases, prioritize, and drive backlogs for launch with your dedicated engineering teams.
  • Drive platform and product strategy focused on scalability, reliability, security, and regulatory compliance.
  • Partner deeply with engineering to make critical architectural decisions and guide long-term investments.
  • Engage with risk, compliance, legal, and security teams to align product capabilities with regulatory requirements.
  • Define success metrics and rigorously measure performance, member impact, and business outcomes.
  • Lead complex build-vs-buy evaluations, including vendor assessments and technology trade-offs.
  • Lead experiments to validate hypotheses and measure impact on key outcomes like member outcomes, engagement, and revenue.
  • Influence broader company strategy, mentor other product managers, and raise the bar for product craft across the organization.
  • Communicate the vision, strategy, execution plan, and customer impact to all stakeholders, including the highest levels of leadership in the company.

What you'll need
  • Bachelor's degree or higher, ideally in a technical, finance, or quantitative field.
  • 8+ years of product management experience.
  • Proven track record leading technically complex or highly strategic products at scale.
  • Deep technical fluency and ability to collaborate with engineers, data scientists, and architects on trade-offs and design decisions.
  • Demonstrated ability to balance long-term platform and product investments with near-term delivery needs.
  • Strong cross-functional leadership skills, particularly with engineering, design, data science, security, compliance, legal, and analytics.
  • Exceptional written and verbal communication skills, with the ability to simplify complexity for diverse stakeholders and present to C-level leadership.
  • Experience owning end-to-end product delivery and P&L or key business outcomes.
  • Comfort navigating ambiguity, trade-offs, and evolving constraints in a fast-paced environment.

Nice to have
  • MBA or advanced degree in a technical, business, or quantitative field.
  • Experience in fintech, financial services, payments, or other highly regulated industries.
  • Experience with data-driven, personalized, or AI-powered consumer products.
  • Experience building and mentoring high-performing product teams.
  • Passion for helping members achieve financial independence and get their money right.


Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

About SoFi

SoFi is a financial services company that offers a range of products including student loan refinancing, personal loans, and mortgages. The company was founded in 2011 and is headquartered in San Francisco, California. SoFi's mission is to help people achieve financial independence by providing access to affordable credit and financial education. The company has over 1,200 employees and has funded over $50 billion in loans to date. SoFi is a privately held company and has raised over $2 billion in funding from investors including SoftBank, Silver Lake, and Peter Thiel.
Learn more about SoFi
Size
1,200 employees
Industry
Founded
2011

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