Visa Inc

Principal ML Scientist

Visa Inc$217K — $349K *
Information Technology
11 - 15 years of experience
Job Overview by Ladders

Qualifications

  • 12+ years of software engineering experience with a Bachelor's degree, or 10 years with an advanced degree, or 5 years with a PhD.
  • Proficient in programming languages (Java, Python, GoLang) and software frameworks (Spring, Node.js, React).
  • Strong background in building and maintaining large-scale, distributed systems and APIs.
  • Experience with Generative AI and Agentic AI applications for productivity and innovation.
  • Deep knowledge of security practices including API security and data encryption.
  • Hands-on experience with cloud platforms (AWS, Azure, GCP) and DevOps methodologies.

Responsibilities

  • Define and drive technical strategy and architecture aligned with business goals.
  • Architect, design, and build scalable and secure distributed systems.
  • Lead efforts to adopt Generative AI technologies to enhance developer productivity.
  • Establish and promote best practices in software development and DevOps.
  • Contribute to projects by developing core frameworks and proof-of-concepts.
  • Motivate and guide engineering teams to meet technology and product KPIs.
  • Collaborate with cross-functional teams to ensure compliant and scalable solutions.

Benefits

  • Comprehensive medical, dental, and vision insurance.
  • Retirement savings plan (401(k)).
  • Flexible spending accounts (FSA/HSA).
  • Paid time off and wellness programs.
  • Potential for bonus and equity incentives.
Full Job Description
Job Description

The Value-Added Services Product Development (VAS PD) team drives the diversification of our revenue with products that differentiate Visa network and deliver valuable solutions across other networks. The Visa Engage, Resolve, & Assist (VERA) team in VAS focuses on innovative, AI-driven solutions for issuers, merchants and fintechs.

The Chief Software Engineer - GenAI Platform in the VERA Product Development team will be responsible for leading the technology strategy, solution, and execution of initiatives that support our GenAI platform and our overall AI posture. This role is responsible for supporting and empowering AI efforts across VERA and Visa overall, with a focus on inference systems.

Key Responsibilities:
  • Define and drive the overall technical strategy and architecture, ensuring alignment with business goals while accelerating innovation and time to market.
  • Architect, design, and code highly scalable, reliable, and secure distributed systems and platforms.
  • Lead the adoption of Generative AI and Agentic AI to boost developer productivity, empower the underlying technologies to build innovative business solutions and products.
  • Establish and promote best practices for software development, including CI/CD automation and DevOps, to improve efficiency and quality across the SSDLC.
  • Actively contribute to critical projects by developing key modules, core frameworks, automation tools, and proof-of-concepts to validate emerging ideas and technologies.
  • Provide technology leadership, especially in GenAI, and motivate high-performing engineering teams, setting clear priorities to achieve product and technology KPIs.
  • Collaborate cross-functionally with security, privacy, governance, and business partners to deliver compliant, scalable, and reliable solutions that meet all non-functional requirements.
  • Communicate technical strategy and engineering solutions effectively to diverse stakeholders, including executives and business units.
  • Mentor and coach senior engineers and engineering managers, fostering a culture of collaboration and continuous learning through brown bags, tech talks, and one-on-one sessions.
  • Implement rigorous application development, testing, deployment, and monitoring practices to uphold architectural excellence and reliability standards.
  • Adhere to Visa's Leadership Principles by promoting collaboration, acting as owner, and executing with excellence.

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Qualifications

Basic Qualifications:
• 12 or more years of work experience with a Bachelor's Degree or at least 10 years of work experience with an Advanced degree (e.g. Masters/MBA /JD/MD), or a minimum of 5 years of work experience with a PhD

Preferred Qualifications:
• 15 or more years of experience with a Bachelor's Degree or 12 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, or MD), PhD with 9+ years of experience
• Technical Expertise: 15+ years in software engineering with a strong
background in architecting large-scale, distributed systems. Proficiency in
languages like Java, Python, or GoLang, and frameworks such as Spring,
Node.js, React. Experience with RESTful and gRPC APIs, microservices, and
event-driven systems. Strong skills in inference systems.
• Generative AI & Agentic AI: Proven experience leveraging Generative AI and
Agentic AI to support productivity improvements and product innovation.
Familiarity with integrating AI solutions into existing platforms.
• Security Expertise: Strong understanding of API security, data encryption, and
Hardware Security Modules (HSMs). Experience in building secure
applications and implementing security-first practices.
• Database Skills: Proficiency in SQL and NoSQL databases (e.g., MSSQL,
MongoDB). Experience with distributed caching technologies like Redis.
• Cloud & DevOps: Hands-on experience with AWS, Azure, or GCP. Strong
understanding of DevOps practices, CI/CD pipelines, containerization (Docker),
and orchestration tools (Kubernetes).
• SSDLC Automation: Demonstrated ability to automate SSDLC phases to
improve efficiency and quality. Experience with automated testing frameworks,
code quality tools, and delivery pipelines.
• Architectural Leadership: Deep understanding of architectural patterns and
best practices. Ability to balance short-term and long-term technological
decisions aligned with business goals. Experience in designing and
maintaining highly available (99.999%), reliable, active active critical systems.
• Hands-On Attitude: Willingness to contribute directly to codebases and develop
to validate new ideas and integrate beneficial emerging technologies.
• Leadership & Communication: Proven ability to lead and mentor engineering
teams, fostering a collaborative environment. Excellent communication skills
to articulate complex technical concepts to diverse audiences.
• Additional Qualifications: Familiarity with compliance and regulatory
requirements in the payments industry is a plus. Passion for staying current
with industry trends and emerging technologies.

U.S. Applicants Only
The estimated salary range for this position is $217,900.00 to $ 349,000.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Work Hours

Varies upon the needs of the department.

Travel Requirements

This position requires travel 5-10% of the time.

Mental/Physical Requirements

This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

About Visa Inc

Visa Bureau is an independent immigration information service providing information to individuals, families and businesses wishing to live and work or relocate staff to America, Australia, Canada, New Zealand and the UK. Based in California, Visa Bureau ensures readers are given the most up to date information concerning immigration and visa policy. VisaBureau.Co is the most popular Global Migration resources families and individuals dreaming of Immigrating to a New Country. Visa Bureau contains information on making a successful move to including Eligibility, Visas, Jobs, Timeframe & Cost.

Visa Inc Careers

Join the global team at Visa Inc, a leader in digital payments, and propel your career forward with a company known for innovation, leadership, and a commitment to diversity and growth. At Visa, we are not just a payments company; we are an engine for progress, powering inclusive and sustainable commerce worldwide.

Work You'll Do

At Visa Inc, you'll be part of a dynamic team that's dedicated to making a difference. Whether you're looking for job opportunities in technology, marketing, finance, or customer service, Visa offers a range of positions that allow you to contribute to our mission of connecting the world through the most innovative, reliable, and secure payment network.

Innovate and Lead

Join a culture of innovation where your ideas can change the way the world pays and moves money. With Visa, you'll work alongside industry experts to develop solutions that enhance customer experiences and drive economic growth. Our leadership is committed to providing you with the tools and training needed to excel.

Grow Your Career

Visa Inc is committed to the professional growth of every team member. With comprehensive benefits, competitive employment packages, and opportunities for advancement, Visa empowers you to shape your career path. From internships to leadership roles, the potential for growth is limitless.

Diversity and Inclusion

At Visa, we believe our strength lies in our diversity. We are dedicated to fostering an inclusive environment where everyone is respected, and every voice is heard. Through diversity training and a commitment to equitable hiring practices, we ensure that all team members have the opportunity to succeed.

Networking and Professional Development

Enhance your skills and expand your professional network through Visa’s global community. Participate in networking events, workshops, and seminars that are designed to bolster your industry knowledge and connect you with professionals across the globe.

Benefits and Culture

Visa Inc values the well-being of its employees. Enjoy a robust package of health, financial, and lifestyle benefits that support you and your family. Our culture promotes work-life balance, encourages curiosity, and supports the continuous pursuit of knowledge and excellence.

Join Our Team

Explore the exciting job opportunities at Visa Inc and discover how your skills and passions align with our mission. Prepare your resume, sharpen your interview skills, and get ready to embark on a rewarding career journey.

Stay Connected

Keep up to date with the latest at Visa Inc: - **Search Visa Jobs**: Find open positions that match your skills and interests. We look for passionate, curious, creative, and solution-driven team players. - **Read Careers Blog**: Stay ahead with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. - **Job Alert Emails**: Personalize your subscription to receive job alerts, latest news, and insider tips tailored to your preferences. See what exciting and rewarding opportunities await. At Visa Inc, your career is a journey of endless possibilities. Join us and be part of a team that is transforming the future of payments.
Learn more about Visa Inc
Size
21,500 employees
Market Cap
$387 billion
Industry
Net Income
$10.7 billion
Founded
1958
5 Year Trend
+9.8%
Revenue
$21.4 billion
NASDAQ

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