Principal Engineer AI - Capital Markets

Finance & Insurance
11 - 15 years of experience
Job Overview by Ladders

Qualifications

  • 12+ years in software engineering, focusing on Fixed Income and Capital Markets front office systems.
  • Experience in designing and implementing AI/ML or LLM solutions, including agentic architectures and natural language interfaces.
  • Understanding of trade lifecycle, including capture, risk/P&L, settlements, and regulatory reporting.
  • Proficient in Python and AI frameworks like LangChain and Vertex AI for enterprise solutions.
  • Expertise in microservices and cloud-native development for enterprise architecture.
  • Ability to design scalable data pipelines across multiple systems.
  • Experience integrating AI into legacy ecosystems for workflow automation and efficiency.
  • Strong leadership and collaboration skills with trading desks and risk teams.

Responsibilities

  • Lead the transformation of fixed income front office platforms using AI.
  • Design and deliver AI/ML solutions to improve trading and risk workflows.
  • Translate complex trade lifecycle processes into intelligent automation.
  • Architect AI capabilities within the FICC technology ecosystem.
  • Implement scalable, cloud-native architectures for core platforms.
  • Drive engineering leadership and establish AI engineering standards.
  • Ensure alignment of AI initiatives with business priorities and regulatory requirements.

Benefits

  • Flexible hybrid work model allowing work from home and office.
  • Participation in a supportive workplace culture.
  • Opportunities for professional development and collaboration within teams.
  • Involvement in cutting-edge AI/ML solutions development.
Full Job Description
Role Description

Own the end-to-end design and delivery of AI/ML and LLM-based solutions to enhance trading, risk, and client workflows across Fixed Income. Translate complex trade lifecycle processes (capture, P&L, risk, settlements, regulatory reporting) into intelligent, scalable solutions that drive automation, decision support, and business outcomes for front office stakeholders.

Role Objectives

  • Lead AI-Driven Transformation of FICC Front Office Platforms
  • Own the design and delivery of AI/ML and LLM-based solutions that enhance trading, pricing, and risk workflows across the FICC business.
  • Translate complex Fixed Income trade lifecycle processes into intelligent automation and decision-support capabilities that improve trader productivity, risk transparency, and client responsiveness within front office systems.
  • Architect AI Capabilities within FICC Technology Ecosystem
    Define and implement scalable, cloud-native architectures that embed AI into core FICC platforms, including trading, market data, and risk systems. Ensure seamless integration with legacy infrastructure, enabling real-time data processing, cross-asset interoperability, and consistent data models across FICC businesses while maintaining performance, resilience, and regulatory alignment.
  • Drive Engineering Leadership Across FICC Technology Teams
  • Provide technical leadership across engineering teams within the FICC technology organization, partnering closely with trading desks, risk, and product leaders. Establish AI engineering standards, promote reuse of platforms and services, and ensure alignment of AI initiatives to FICC business priorities, revenue drivers, and regulatory commitments.


Qualifications and Skills
• 12+ years of hands-on experience in software engineering, with strong expertise in Fixed Income and Capital Markets front office systems.
• Proven experience designing and implementing AI/ML or LLM-based solutions, including agentic architectures, RAG pipelines, and natural language interfaces.
• Deep understanding of trade lifecycle processes including trade capture, risk/P&L, settlements, and regulatory reporting (e.g., Dodd-Frank, SDR).
• Strong proficiency in Python and modern AI frameworks such as LangChain, Vertex AI, or similar platforms for enterprise AI solution delivery.
• Expertise in enterprise architecture patterns, including microservices, messaging systems (e.g., Solace, MQ), and cloud-native development.
• Demonstrated ability to design scalable data pipelines involving ingestion, transformation, and harmonization across multiple front office systems.
• Experience integrating AI solutions into legacy financial ecosystems, with a focus on automation of workflows, exception handling, and operational efficiency.
• Strong leadership skills, with experience guiding engineering teams and collaborating with trading desks, risk teams, and business stakeholders.
• Excellent problem-solving and communication skills, with the ability to translate complex financial and technical concepts into actionable solutions.

Additional Requirements

SMBC's employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required.

About Sumitomo Mitsui Financial Group, Inc.

Sumitomo Mitsui Financial Group, Inc. Careers

There has never been a more opportune time to join the dynamic team at Sumitomo Mitsui Financial Group, Inc. (SMFG)—a leading force in the financial services industry recognized for its leadership in innovation and diversity.

Explore Job Opportunities

Sumitomo Mitsui Financial Group, Inc. offers a plethora of job opportunities that cater to a variety of skills and interests. The company is renowned for its commitment to professional growth and leadership development, making it an ideal environment for ambitious individuals looking to advance their careers.

Experience Professional Growth

At SMFG, career advancement is not just a possibility but a priority. The company supports its team members with extensive training programs, including leadership development and diversity training, ensuring that every employee has the tools and knowledge necessary to succeed.

Join a Diverse and Inclusive Team

Diversity and inclusion are at the core of the company culture at Sumitomo Mitsui Financial Group, Inc. With a global team that values unique perspectives and fosters a collaborative and inclusive environment, SMFG is a place where everyone can thrive.

Internship Programs

For those starting their career journey, SMFG offers internship programs that provide a robust foundation in the financial sector. Interns gain invaluable experience, working alongside seasoned professionals and engaging in projects that offer real-world applications of their studies.

Benefits and Culture

Sumitomo Mitsui Financial Group, Inc. is dedicated to not only attracting but also retaining top talent by offering competitive benefits that enhance both personal and professional life. The company culture promotes work-life balance, employee well-being, and continuous learning.

Innovative Work Environment

Innovation is a key driver of SMFG’s success. Employees are encouraged to bring forward-thinking ideas to the table and are provided with the resources to transform these ideas into actionable solutions that drive the financial industry forward.

Networking and Career Development

Networking opportunities within SMFG are abundant. Employees are encouraged to connect with colleagues and industry leaders through various platforms and events, enhancing their professional network and opening doors to myriad career opportunities.

Apply for a Position

Sumitomo Mitsui Financial Group, Inc. is actively hiring and looking for talented individuals who are passionate, curious, and driven. Explore open positions that match your skills and interests on the SMFG careers page.

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Prepare for Your Interview

Aspiring to join SMFG? Prepare your resume to reflect your best self and gear up for the interview process where you can showcase your skills and passion for finance and innovation.

Career Opportunities Await

At Sumitomo Mitsui Financial Group, Inc., the potential for professional development and personal growth is limitless. Discover the exciting and rewarding career opportunities that await at SMFG, where every position contributes to the company’s global success and leadership in the financial industry.
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