Wells Fargo

Principal Architect - Enterprise, Risk, Finance and Audit Technology

Wells Fargo$191K — $305K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 7+ years of architecture experience in financial services
  • 7+ years as a Lead/Principal Architect for large-scale platforms
  • 5+ years focusing on Treasury and Liquidity Management domains

Responsibilities

  • Define and execute the architecture strategy for Treasury and Liquidity technology
  • Act as an advisor to senior leadership on complex architectural frameworks
  • Lead the strategy for resolving unique challenges across enterprise architecture
  • Develop and influence strategic plans for modernization initiatives
  • Own the end-to-end architecture strategy and design for Treasury tech platforms

Benefits

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance and critical illness insurance
  • Parental leave and critical caregiving leave
  • Tuition reimbursement
  • Adoption reimbursement
Full Job Description

About this role:

Wells Fargo is seeking a highly experienced Principal Architect within the Risk, Finance and Audit Technology portfolio. The principal architect will focus on the Treasury and Liquidity technology architecture and bring broader architecture leadership to the technology of Risk Management, Corporate Finance and Internal Audit.

This role is responsible for defining and executing the architecture strategy for one of the firm's most critical and highly regulated business domains, ensuring technology investments support business growth, regulatory commitments, operational resilience, and long-term modernization objectives.  As the senior architecture authority for the portfolio, you will drive the evolution of Treasury and Liquidity capabilities across applications, data, integrations, cloud platforms, and emerging technologies. You will partner closely with business executives, product owners, engineering leaders, risk partners, and enterprise architecture teams to develop target-state architectures and deliver transformational technology solutions that enable scalability, agility, and regulatory compliance. This role requires a rare combination of deep business domain expertise, enterprise architecture leadership, and hands-on technical mastery. The successful candidate will be equally comfortable engaging with senior executives on strategic direction, leading architecture governance and technology roadmaps, and working directly with engineering teams to solve complex design and implementation challenges.

You will lead large-scale modernization initiatives, drive simplification and rationalization of complex technology ecosystems, establish enterprise data and integration patterns, and advance the firm's adoption of cloud-native architectures, AI-enabled capabilities, intelligent automation, and next-generation engineering practices. You will play a critical role in shaping the future-state architecture for Treasury and Liquidity while helping establish reusable patterns and standards that can be leveraged across the broader Risk and Finance technology landscape.

In this role, you will:

  • Bring a unique combination of deep Treasury and Liquidity domain expertise, enterprise architecture leadership, data and integration strategy experience, modern AI and engineering skills, and the ability to remain actively engaged in hands-on solution architecture and execution

  • Act as an advisor to senior leadership to develop the architectural framework & delivery for highly complex business and technical needs across multiple groups

  • Lead the strategy and resolution of highly complex and unique challenges requiring in-depth evaluation across multiple areas or the enterprise, delivering products and solutions that are long-term, large-scale, and require vision, creativity, innovation, advanced analytical and inductive thinking

  • Provide vision, direction, and expertise to senior leadership on implementing the transformation strategy describing the current state, target state, and transition architecture

  • Develop and influence strategic plans, investment planning, and execution on cutover strategies to target

  • Own the end-to-end architecture strategy, roadmap, and target-state design for Treasury and Liquidity technology platforms, ensuring alignment with business objectives, regulatory commitments, and enterprise technology strategy.

  • Serve as the lead architect and trusted advisor for Treasury, Liquidity Risk, Balance Sheet Management, Funding, Regulatory Reporting, and related Risk and Finance capabilities.

  • Partner with senior business, product, engineering, risk, and technology leaders to define strategic technology investments and drive long-term modernization initiatives.

  • Lead architecture for complex transformation programs, including application modernization, cloud adoption, platform consolidation, data modernization, and legacy technology retirement.

  • Define and implement scalable architecture patterns across data, applications, integrations, APIs, event-driven platforms, cloud services, and enterprise technology ecosystems.

  • Establish enterprise data architecture standards, including canonical models, data products, metadata management, lineage, controls, and trusted data consumption patterns.

  • Drive adoption of API-first, event-driven, and domain-oriented architecture patterns to improve agility, resiliency, and business responsiveness.

  • Provide deep hands-on technical leadership by reviewing solution designs, guiding engineering teams, resolving complex architecture challenges, and ensuring successful implementation of strategic solutions.

  • Evaluate, architect, and enable emerging technologies including Artificial Intelligence (AI), Agentic AI, intelligent automation, advanced analytics, and next-generation decisioning capabilities within the Risk and Finance ecosystem.

  • Lead architecture governance activities including Solution Reviews, AI Reviews, ARB, security reviews, and enterprise technology standards compliance.

  • Develop reusable reference architectures, prototypes, design patterns, engineering standards, and implementation frameworks that accelerate delivery and improve consistency across programs.

  • Influence architectural decisions across multiple organizations while balancing business priorities, technology strategy, operational resiliency, risk management, and regulatory requirements.

  • Mentor architects, engineers, and technology leaders, fostering architectural excellence, innovation, and strong engineering discipline.

  • Drive technology simplification and rationalization by reducing complexity, eliminating redundant capabilities, improving platform efficiency, and maximizing strategic investment value.

  • Continuously assess emerging industry trends, technologies, and architecture practices to strengthen Wells Fargo's Treasury and Liquidity technology capabilities and long-term competitive position.

Required Qualifications:

  • 7+ years of architecture experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

  • 7+ years of experience serving as a Lead Architect, Principal Architect, Distinguished Engineer, or Chief Engineer for large-scale financial services platforms.

  • 5+ years of deep expertise in Treasury, Liquidity Management, Balance Sheet Management, Funding, Asset Liability Management (ALM), Regulatory Reporting, Capital Planning, and Finance data ecosystems.

Desired Qualifications:

  • 7+ years of architecture leadership within a Tier-1 global financial institution.

  • Deep knowledge of Treasury technologies and regulatory reporting ecosystems supporting LCR, NSFR, 2052a, ILST, Liquidity Forecasting, Funding, and Balance Sheet Management.

  • Experience building enterprise AI platforms utilizing: Vector Databases, Knowledge Graphs, Semantic Search, Agent Frameworks, Intelligent Workflow Automation

  • Experience architecting real-time decisioning and signal-based architectures for proactive risk identification and operational intelligence.

  • Experience with graph technologies, metadata-driven architectures, and enterprise knowledge management platforms.

  • Experience leading application rationalization, platform modernization, and cloud transformation initiatives across complex enterprise portfolios.

  • Familiarity with modern engineering toolchains including: GitHub Enterprise, Jenkins, Terraform, OpenShift, Kubernetes, etc

  • Demonstrated innovation through patents, publications, architecture frameworks, enterprise reference architectures, or adoption of emerging technologies.

  • Strong understanding of emerging technology trends including multi-agent systems, AI-native architectures, digital twins, advanced optimization, and quantum computing applications within financial services.

Job Expectations:

  • This position offers a hybrid work schedule - ability to work in office is required

  • Relocation assistance is not available for this position

Iselin, NJ Pay Range: $191,000 - $248,000 - $305,000

Pay Range
 

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

$159,000.00 - $305,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

Posting End Date:

14 Aug 2026

About Wells Fargo

Wells Fargo Careers

Joining Wells Fargo means becoming part of a distinguished financial institution that has been a cornerstone of innovation and leadership in the banking industry. At Wells Fargo, we offer a plethora of job opportunities designed to empower your career growth and development in a diverse and inclusive environment.

Work You’ll Do

At Wells Fargo, you will be part of a team that values diversity and is committed to fostering an inclusive culture. We are looking for professionals who are eager to drive innovation and lead with integrity. Our employees are our greatest asset, and we invest in their professional growth through comprehensive leadership and diversity training programs that are recognized industry-wide.

Explore a Multitude of Career Paths

Whether you're interested in a position in finance, IT, customer service, or management, Wells Fargo has career opportunities in various fields. Our team members benefit from job stability, competitive benefits, and a culture that values and rewards performance and dedication.

Internship Programs

Kickstart your career with a Wells Fargo internship. Our programs provide invaluable industry exposure, professional skills development, and networking opportunities that often lead to full-time employment offers. Interns at Wells Fargo work on real projects, solve actual challenges, and gain the mentorship of seasoned professionals.

Professional Growth and Development

We believe in nurturing the potential of our employees. Wells Fargo offers robust training programs and resources to help every team member excel in their current roles and prepare for future challenges. Growth at Wells Fargo is not just about climbing the career ladder but expanding your skills and expertise to add value to our team and customers.

Benefits and Rewards

Wells Fargo is committed to the well-being of our team members. We offer a comprehensive benefits package that includes health care, retirement plans, and generous paid time off. Additionally, we provide unique perks like employee discounts, adoption assistance, and tuition reimbursement.

Join Our Team

Discover the opportunities waiting for you at Wells Fargo by exploring open positions that match your skills and interests. We are continuously hiring and looking for individuals who bring creativity, passion, and a drive to serve our customers.

Stay Connected

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Networking and Innovation

At Wells Fargo, networking and innovation go hand in hand. We encourage our employees to connect across departments and roles to foster new ideas and strategies that lead to groundbreaking solutions.

Empower Your Career

Step into a role at Wells Fargo where your skills will be honed, your achievements recognized, and your career can flourish. We're not just filling positions; we're building leaders who are equipped to navigate the complexities of the financial world. Join Wells Fargo today and be part of a team that’s redefining the future of banking.
Learn more about Wells Fargo
Size
246,577 employees
Market Cap
$155.2 billion
Industry
Net Income
$3.3 billion
Founded
1852
5 Year Trend
-5.9%
NASDAQ

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