Qualifications

• Bachelor's degree in Finance, Accounting, Business, Economics, or related field
• Minimum of 3 years managing credit or operational risk in finance
• Strong financial statement analysis skills
• Proficiency in Excel and financial modeling tools
• Ability to synthesize complex data for stakeholder communication
• Familiarity with risk rating methodologies

Responsibilities

• Monitor portfolio performance metrics, including delinquency and default trends
• Conduct ongoing risk assessments to identify early warning indicators
• Develop and execute action plans to mitigate risks
• Review financial statements to assess borrower creditworthiness
• Recommend risk rating adjustments
• Collaborate with internal teams to align on portfolio strategy
• Participate in credit committee discussions as needed
• Prepare performance reports for senior leadership
• Maintain documentation per company policy and audit standards

Benefits

• Comprehensive health and wellness programs
• Professional development opportunities
• Collaborative work environment
• Flexible work arrangements
• Employee recognition programs