About This RoleAnnaly is seeking an Onslow Bay Credit Analyst (Associate) who will be tasked with reviewing diligence reports from various TPRs as well as managing a pipeline of loans by partnering with our correspondent originators and other staff members.The ideal candidate would have 5+ years of relevant diligence experience in the residential mortgage whole loan market, preferably with experience and the ability to manage a pipeline, review diligence reporting to ascertain risk and help assist the Onslow Bay scenario desk all while closely interacting with our correspondent partners, senior staff and our custodian, when necessary.Essential Responsibilities - Main point of contact in conjunction with sales coverage and senior management for specific Reliance Letter originators.
- Review post close diligence reports in a timely manner ensuring all Onslow Bay criteria are met. A thorough understanding of securitization reporting is a requirement.
- Review credit exception requests/scenarios with the ability to determine to accept or deny a request as well as placing conditions if applicable.
- Ability to effectively communicate Onslow Bay's position relating to loan conditions and pipeline statuses.
Qualifications/RequirementsBasic Qualifications:- 5+ years of experience in whole loan transaction management with heavy involvement in reviewing of securitization diligence reports.
- Specific loan-level and process-level knowledge around the acquisition of mortgage loans.
- Non-Agency lending experience preferred (Non-QM, DSCR, Cross Collateralized, etc.)
- Bachelor's Degree required
Desired Characteristics:- Ability to manage multiple projects at a time and prioritize accordingly
- Ability to effectively communicate, both written and verbally, with Senior Management regarding the progress and results of projects and initiatives
- Ability to work effectively under time constraints
Eligibility Requirements:- Must be willing to work in Dallas, TX on-site four days a week.
- Must be willing to submit to a background investigation
- Must have unrestricted work authorization to work in the United States
- Must be willing to work additional hours as needed to complete deadline driven projects
Annaly is committed to equal employment opportunity and providing reasonable accommodations to qualified candidates and employees pursuant to applicable law. We value and encourage diversity and solicit applications from all qualified applicants without regard to race, color, gender, sex, age, religion, creed, national origin, ancestry, citizenship, marital status, sexual orientation, physical or mental disability, medical condition, military and veteran status, gender identity or expression, genetic information, or any other characteristic protected by federal, state, or local law. If you require reasonable accommodation as part of the application process, please contact our Human Resources department.To learn more about Annaly Capital Management, Inc. please visit https://www.annaly.com | LinkedIn: www.linkedin.com/company/annaly-capital-managementTo learn more about and Onslow Bay Financial, Inc., please visit https://www.onslowbayfinancial.com | LinkedIn: www.linkedin.com/company/onslow-bay-financial Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
