Banner Bank

Mortgage Operations Manager (WFH - WA, ID, CA, OR)

Banner Bank • $88K — $116K *
US-AnywhereRemote in Idaho, US
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's Degree in Accounting, Business, Economics, Law, Computer Science, or related field; equivalent experience may apply.
  • 6+ years in mortgage operations with leadership and process oversight experience.
  • 4+ years of supervisory or management experience leading teams or projects.
  • Deep knowledge of mortgage processing and underwriting workflows.
  • Strong understanding of regulatory and internal lending requirements.

Responsibilities

  • Lead mortgage processing and underwriting operations for accurate and efficient loan reviews.
  • Resolve complex loan application and operational issues while prioritizing customer experience.
  • Review and approve complex loan scenarios within authority; escalate high-risk requests as needed.
  • Ensure compliance with investor, agency, and internal lending guidelines consistently.
  • Oversee loan data integrity and operational processes for effective compliance.
  • Manage daily workflow and pipeline performance in processing and underwriting teams.
  • Analyze metrics and trends to identify risks and implement process improvements.

Benefits

  • Comprehensive employee benefits including medical, dental, vision, and life insurance.
  • Paid vacation and sick time, plus 11 company-paid holidays.
  • 401(k) plan with up to 4% company match.
  • Tuition reimbursement for continued education.
  • Annual incentive potential based on performance.
Full Job Description
As a Mortgage Operations Manager, you'll play a critical role in leading the teams and processes that help deliver a seamless mortgage experience from application through underwriting. This position offers the opportunity to drive operational excellence, strengthen risk management practices, and develop high-performing teams while helping customers achieve their homeownership goals.

In this role you'll

  • Lead mortgage processing and underwriting operations, ensuring loans are reviewed accurately, efficiently, and in accordance with credit and documentation requirements.
  • Guide teams in resolving complex and escalated loan application, underwriting, and operational issues while delivering an exceptional customer experience.
  • Review and approve complex loan scenarios and underwriting decisions within delegated authority and appropriately escalate high-risk or non-standard requests.
  • Ensure consistent interpretation and application of investor, agency, regulatory, and internal lending guidelines.
  • Oversee loan data integrity, documentation quality, and operational processes to maintain compliance and operational effectiveness.
  • Manage daily workflow distribution and pipeline performance across processing and underwriting teams to meet service level expectations.
  • Analyze operational metrics, production trends, and reporting to identify risks and implement process improvements.
  • Partner closely with loan production, closing, secondary marketing, quality control, and other key stakeholders to resolve loan challenges and improve loan flow.
  • Promote adherence to policies, procedures, regulations, and internal controls while supporting audit readiness and quality assurance efforts.Lead, coach, and develop mortgage operations team members, supporting performance management, workforce planning, and employee growth.


What we're looking for

  • You have a Bachelor's Degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required). An equivalent combination of education and experience can be considered in lieu of a degree.
  • You have 6+ years of experience in mortgage operations, operational leadership, process oversight, and team management (Required).
  • You have 4+ years of supervisory or management experience leading a team, process, or project (Required).


What helps you shine

  • You bring deep knowledge of mortgage operations, including processing, underwriting, and cross-functional workflow management.
  • You understand regulatory, investor, and internal lending requirements and can apply them consistently across operations.
  • You proactively identify operational and credit risks and take action to mitigate them.
  • You use data, reporting, and performance trends to evaluate results and drive continuous improvement.
  • You communicate effectively with leaders, stakeholders, and team members to influence outcomes and align priorities.
  • You build strong partnerships across departments to support business goals and customer success.
  • You thrive in changing environments and can effectively guide teams through evolving priorities.
  • You are passionate about coaching, developing, and empowering employees to achieve their full potential.
  • You excel at balancing quality, compliance, efficiency, and customer experience in a fast-paced environment.


Our Company Values

  • Do the right thing
  • Teamwork
  • Accountability
  • Quality


What Our Team Says

"I have the opportunity to learn and grow every day in my current role. I love the work life balance, knowing that we work hard, and strive for high performance but we are celebrated." - Glassdoor Review

Compensation & Benefits

  • Targeted starting salary range (based on experience and geography): $88,657 - $116,819
  • Annual incentive potential
  • Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
  • Paid vacation time, sick time and 11 company paid holidays
  • 401k (with up to 4% match)
  • Tuition reimbursement


Review Banner's employee benefits at: Employee Benefits | Banner Bank

Please take time to reviewBanner Bank's Consent & Privacy notice before applying.

About Banner Bank

Valley National Bancorp, doing business as Valley Bank, is a regional bank holding company headquartered in Wayne, New Jersey, with approximately $42 billion in assets. Its principal subsidiary, Valley National Bank, currently operates over 230 branch locations in northern and central New Jersey, the New York City boroughs of Manhattan, Brooklyn, and Queens, as well as Long Island, Florida, and Alabama. Valley Bank holds approximately $29 billion in assets. Valley Bank is one of the largest commercial banks headquartered in New Jersey.
Learn more about Banner Bank
Industry
Founded
1890

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