Requisition ID: 267541
Contributes to the overall success of AML Investigations by conducting and leading investigations into potential money laundering, terrorist financing, sanctions evasion, and related risks. Supports management oversight of the investigative function to ensure consistent, high-quality outcomes, timely disposition of cases, and effective risk mitigation. Ensures all activities are performed in compliance with applicable regulations and in alignment with internal policies, standards, and approved procedures.
Is this role right for you? In this role, you will:Conduct and Lead AML Investigations
• Perform and oversee investigations, including complex and high-risk cases, to assess potential suspicious activity.
• Analyze client profiles, account activity, and transactional behavior to determine risk and identify potential Reasonable Grounds to Suspect (RGS).
• Ensure investigative outputs are clear, accurate, and aligned to established standards.
Risk Identification and Reporting
• Identify and escalate higher-risk cases, including PEPs, sanctions exposure, and other elevated risk indicators.
• Ensure timely identification and escalation of suspicious activity for regulatory reporting (e.g., STRs).
• Recommend and validate risk mitigation actions and client management outcomes.
• Advisory and Escalation
• Provide guidance and recommendations to management on investigative outcomes, risk materiality, and appropriate disposition.
• Act as a key escalation point for complex, high-impact, or sensitive cases.
Management Support and Team Oversight
• Support managers in overseeing day-to-day investigative activities, including prioritization and workload management.
• Monitor team performance against quality, productivity, and timeliness expectations, and escalate issues as required.
• Act as delegate or back-up to management, as required.
Quality Assurance and Approval Accountability
• Review and approve investigative outputs and regulatory reporting, ensuring consistency, accuracy, and adherence to standards.
• Identify systemic issues, trends, and control gaps, and drive corrective actions.
Coaching and Team Development
• Provide ongoing coaching, performance feedback, and mentorship to investigators.
• Reinforce standards, expectations, and investigative best practices across the team.
• Identify and support capability development and training needs based on observed trends.
Operational Leadership and Execution
• Support workflow oversight, including prioritization, capacity management, and escalation of bottlenecks.
• Contribute to the execution of operational plans and performance objectives for AML Investigations.
• Drive continuous improvement initiatives to enhance efficiency, quality, and control effectiveness.
Collaboration and Stakeholder Engagement
• Partner with internal stakeholders (e.g., Sanctions, Fraud, Business Lines) to support investigations and risk mitigation.
• Communicate key findings, trends, and emerging risks to relevant stakeholders.
Governance and Controls
• Ensure adherence to all internal policies, frameworks, and approved procedures related to AML, operational risk, and regulatory compliance.
• Promote consistent application of risk appetite and risk culture across the team.
Team Contribution
• Contribute to a high-performance and inclusive work environment.
• Support team objectives and broader AML Investigations priorities.
Do you have the skills that will enable you to succeed in this role? - We'd love to work with you if you have:- University degree or equivalent experience in AML, financial crime, risk management, or related disciplines.
- Demonstrated experience in AML/TF investigations, including complex or high-risk cases, and prior experience at a Senior Investigator level or equivalent.
- Strong analytical, investigative, and critical thinking skills, with the ability to assess complex financial activity.
- Proven ability to exercise sound judgment, assess materiality, and guide risk-based outcomes.
- Demonstrated ability to provide coaching, oversight, and performance guidance in a team environment.
- Strong understanding of AML regulations, policies, and frameworks.
- Effective communication skills, with the ability to clearly present findings, trends, and recommendations.
- Proficiency with standard business applications and investigative tools.
- Professional certifications (e.g., CAMS) considered an asset.
- Demonstrates integrity, accountability, and attention to detail.
What's in it for you?- An inclusive & collaborative working environment that encourages creativity, curiosity, and celebrates success!
- We offer a competitive rewards package: Performance bonus, Employee Share Ownership Program, and Pension Plan Matching, Health Benefits from day one!
- Your career matters! You will have access to career development and progression opportunities.
Location(s): Canada : Ontario : Toronto
