American Express

Manager - Risk Management

American Express$120K — $150K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Credit risk management experience or similar role
  • Strong analytical skills with a risk-reward control perspective
  • Experience with data-driven analytical tools (SQL, SAS, HIVE/HADOOP, R, Python)
  • Ability to communicate oversight findings clearly
  • Courage to challenge the status quo
  • Ability to manage multiple priorities under pressure
  • Proven collaboration skills across teams
  • Self-starter with problem-solving curiosity
  • Advanced degree in a quantitative field preferred

Responsibilities

  • Implement remediation for credit and enterprise gaps identified in project Guardian
  • Provide analytical support for credit risk policy and standards
  • Conduct independent reviews of consumer and small business risk processes
  • Prepare risk appetite framework metrics and risk assessment files
  • Own exceptions and smart monitoring KRIs; produce and analyze monitoring MIS
  • Monitor portfolio concentrations and recommend actions to mitigate risk
  • Identify emerging risks by tracking macroeconomic and market trends

Benefits

  • Opportunity to oversee credit risk management activities
  • Engagement in high-impact projects with direct influence
  • Collaboration with diverse teams across an esteemed organization
  • Access to advanced analytical tools and methodologies
  • Potential for professional development in risk strategies and policies
Full Job Description
Job Description

How will you make an impact in this role?

The Credit Risk Oversight organization within Global Risk and Compliance (GRC) is responsible for independently overseeing and challenging the company's credit risk taking and credit risk management activities, including the comprehensive identification, management, and mitigation of credit risks within the company's risk appetite.

This person is responsible for providing credible challenge to US & International consumer and small business new accounts and initial line risk strategies and processes within AMEX. The candidate should have experience in credit risk management, data & analytics, risk appetite limit setting, portfolio monitoring and relevant regulatory regulations and guidance.

The incumbent will report to the Director, Global Credit Risk Oversight.

Responsibilities

  • Help implement remediation for credit and enterprise gaps as identified in project Guardian
  • Provide analytical support for Credit risk policy and Standards for new account and limit management & customer management and collections
  • Conduct independent reviews of the consumer & small business risk processes and strategies
  • Prepare risk appetite framework metrics along with other risk assessment files
  • Own Exceptions and Smart Monitoring KRIs and action appropriately. Produce, analyze and publish functional and exception monitoring MIS
  • Monitor concentrations in the consumer & small business portfolios and recommend actions to mitigate risk
  • Identify emerging risks by tracking macroeconomic and markets trends


Qualifications

  • Credit risk management experience or a similar role;
  • Strong analytical skills and business acumen with a risk-reward control perspective;
  • Experience with data-driven analytical tools (e.g. SQL, SAS, HIVE/HADOOP, R, Python);
  • Ability to clearly communicate oversight findings to credit risk peers, business partners, and senior leaders;
  • Demonstrates the courage to challenge the status quo;
  • Demonstrates the ability to successfully manage multiple priorities under pressure;
  • Proven ability to collaborate with colleagues across the Company;
  • Self-starter with natural curiosity to solve problems;
  • Advanced degree in quantitative field is preferred

About American Express

Amex provides industrial services to the coatings and linings sector, providing support for commercial, industrial, and maritime projects such as petrochemical, power, and water treatment industries. They offer painting services for steel structures, storage tank linings and coatings, pipelines, floors, and marine vessels such as ships, tugboats, and barges.

American Express Careers

Join the vibrant team at American Express, a global leader in financial services, and be part of a company that values innovation, leadership, and diversity. At American Express, we offer more than just job opportunities; we provide a platform for professional growth and a chance to be part of a culture that is committed to excellence and inclusive growth. Work You’ll Do At American Express, we are dedicated to helping our employees reach their full potential. With a variety of career paths available in areas such as technology, marketing, finance, and customer service, American Express is the perfect place to advance your career. Our team is composed of highly skilled professionals who thrive on innovation and collaboration. Join our team and contribute to a company known for its prestigious history of leadership in the credit card industry. Engage in meaningful work that makes a real impact on our global scale business operations. American Express Leadership and Development Programs We believe in nurturing the leadership skills of our employees with extensive training programs and leadership development opportunities. Our commitment to professional growth is evident in our comprehensive benefits package that supports both personal and professional development. Internship Opportunities Start your career with an internship at American Express and gain valuable industry experience. Our internships offer a chance to develop skills, work on challenging projects, and learn from leaders in the industry. Interns at American Express are considered integral members of the team and are given responsibilities that provide a real insight into their future career paths. Diversity and Inclusion At American Express, diversity and inclusion are at the core of our company culture. We are committed to building a diverse workforce and inclusive environment where every employee feels valued and inspired. We offer diversity training programs that empower our employees to thrive and lead in a global marketplace. Networking and Innovation Our employees enjoy unparalleled opportunities for networking and personal growth through our global connections and innovative projects. American Express encourages a culture of innovation that helps propel our company and your career forward. Career Benefits and Growth American Express is dedicated to the growth of its employees. We offer competitive benefits, including health, retirement plans, and family leave, ensuring that our team members have the support they need to succeed both at work and in their personal lives. Join Our Team Explore the job opportunities and open positions at American Express. We are continuously hiring talented individuals who are passionate about their careers and interested in working for a company that offers a dynamic and supportive environment. Stay Connected Keep up to date with the latest from American Express Careers by following our career blog and signing up for job alert emails. Tailor your subscription to receive updates that match your skills and interests. Discover the exciting and rewarding career opportunities that await at American Express. SEARCH AMERICAN EXPRESS JOBS Whether you are looking for a full-time position, an internship, or a leadership opportunity, American Express offers a path to a rewarding career. Join us and make a difference with your passion, creativity, and drive.
Learn more about American Express
Size
64,000 employees
Market Cap
$108.1 billion
Industry
Net Income
$3.1 billion
Founded
1850
5 Year Trend
+3.5%
Revenue
$37 billion
NASDAQ

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