American Express

Manager - Compliance

American Express$110K — $130K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's Degree in statistics, mathematics, economics, or a related field
  • Proficient experience in Python and data manipulation
  • Technical skills in analytic coding, visualization tools, and reporting dashboards
  • Strong aptitude for data interpretation and business intelligence

Responsibilities

  • Conduct fair lending statistical testing using Python
  • Collaborate with business partners to understand technical systems and data structures
  • Obtain and scope data with affiliate partners, ensuring quality control
  • Summarize statistical analysis results in writing
  • Present findings to Compliance and Affiliate Management leaders
  • Review new initiatives for fair lending guidance
  • Support Fair Lending team development and ad hoc regulatory activities

Benefits

  • Collaborative work environment
  • Opportunities for professional development
  • Engagement with cross-functional teams
  • Involvement in regulatory compliance and risk management
  • Focus on fair lending practices
Full Job Description
Job Description

The Fair Lending Quantitative Manager role is part of a centralized team responsible for administering a comprehensive Fair Lending regulatory compliance program for American Express. The Fair Lending Program Office (FLPO) is responsible for performing quantitative analysis, business process reviews, and other activities in to ensure American Express' impartiality in lending in accordance with fair lending laws and regulations. The incumbent will play a critical role in ensuring that compliance risks are adequately identified, assessed, monitored, and controlled, and will be expected to build collaborative relationships within Compliance as well as with affiliate partners such as Credit and Fraud Risk, Marketing, and Product teams.

Responsibilities

How will you make an impact in this role?
  • Conducting fair lending statistical testing in Python (including t-tests, linear and logistic regression models) to analyze fair lending risk within the end-to-end credit lifecycle (marketing/solicitation, underwriting, line management, servicing, loss mitigation, and collections)
  • Collaborating with business partners to understand complex, technical systems, business processes, data structures, and AI/ML modeling methodologies to facilitate effective fair lending analysis
  • Work with affiliate partners to obtain data, including appropriate data scoping and executing quality control measures
  • Summarize in written form the results of statistical analysis
  • Present results of statistical analysis to key partners and leaders in Compliance, the Bank, and Affiliate Management
  • Review new or revised business initiatives to provide fair lending guidance (such as credit risk rules, marketing rules, and model adjustments)
  • Support the ongoing development and activities of the Fair Lending team and perform other duties as assigned, including ad hoc support of regulatory exams and internal audits.


Qualifications

Minimum Qualifications
  • Bachelor's Degree or equivalent experience in statistics, mathematics, economics (or related field)
  • Strong experience with Python environment and libraries including experience in manipulating large datasets and samples
  • Technical experience with analytic coding techniques, visualization tools, and creating reporting dashboards
  • Aptitude for working with data, interpreting results, business intelligence, and analytic best practices

Preferred Qualifications
  • Master's Degree or equivalent experience in statistics, mathematics, economics (or related field)
  • Fair lending analytical experience is preferred, but not required
  • Working knowledge of statistical/data mining analysis tools, relationship databases and programming languages within the Big data environment
  • Visualization tools like Tableau and Power BI; excellent MS Word, Excel, and PowerPoint skills.
  • Ability to break-down a complex problem into components, solve them using data analysis, process knowledge and risk/control knowledge, and communicate data analysis results with transparency and integrity
  • Strong written and verbal communication skills and ability to lead and manage multiple projects


Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

The below represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

About American Express

Amex provides industrial services to the coatings and linings sector, providing support for commercial, industrial, and maritime projects such as petrochemical, power, and water treatment industries. They offer painting services for steel structures, storage tank linings and coatings, pipelines, floors, and marine vessels such as ships, tugboats, and barges.

American Express Careers

Join the vibrant team at American Express, a global leader in financial services, and be part of a company that values innovation, leadership, and diversity. At American Express, we offer more than just job opportunities; we provide a platform for professional growth and a chance to be part of a culture that is committed to excellence and inclusive growth. Work You’ll Do At American Express, we are dedicated to helping our employees reach their full potential. With a variety of career paths available in areas such as technology, marketing, finance, and customer service, American Express is the perfect place to advance your career. Our team is composed of highly skilled professionals who thrive on innovation and collaboration. Join our team and contribute to a company known for its prestigious history of leadership in the credit card industry. Engage in meaningful work that makes a real impact on our global scale business operations. American Express Leadership and Development Programs We believe in nurturing the leadership skills of our employees with extensive training programs and leadership development opportunities. Our commitment to professional growth is evident in our comprehensive benefits package that supports both personal and professional development. Internship Opportunities Start your career with an internship at American Express and gain valuable industry experience. Our internships offer a chance to develop skills, work on challenging projects, and learn from leaders in the industry. Interns at American Express are considered integral members of the team and are given responsibilities that provide a real insight into their future career paths. Diversity and Inclusion At American Express, diversity and inclusion are at the core of our company culture. We are committed to building a diverse workforce and inclusive environment where every employee feels valued and inspired. We offer diversity training programs that empower our employees to thrive and lead in a global marketplace. Networking and Innovation Our employees enjoy unparalleled opportunities for networking and personal growth through our global connections and innovative projects. American Express encourages a culture of innovation that helps propel our company and your career forward. Career Benefits and Growth American Express is dedicated to the growth of its employees. We offer competitive benefits, including health, retirement plans, and family leave, ensuring that our team members have the support they need to succeed both at work and in their personal lives. Join Our Team Explore the job opportunities and open positions at American Express. We are continuously hiring talented individuals who are passionate about their careers and interested in working for a company that offers a dynamic and supportive environment. Stay Connected Keep up to date with the latest from American Express Careers by following our career blog and signing up for job alert emails. Tailor your subscription to receive updates that match your skills and interests. Discover the exciting and rewarding career opportunities that await at American Express. SEARCH AMERICAN EXPRESS JOBS Whether you are looking for a full-time position, an internship, or a leadership opportunity, American Express offers a path to a rewarding career. Join us and make a difference with your passion, creativity, and drive.
Learn more about American Express
Size
64,000 employees
Market Cap
$108.1 billion
Industry
Net Income
$3.1 billion
Founded
1850
5 Year Trend
+3.5%
Revenue
$37 billion
NASDAQ

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