Demonstrated ability to actively fund at least 2 loans per month, complete Xinnix Training, or have a mentor assigned who meets funding criteria.
Strong judgment in resolving funding and post-close issues is essential.
Excellent communication and organizational skills are necessary for success.
Responsibilities
Develop and implement strategies to meet customer needs with various mortgage products and services.
Ensure uninterrupted business flow through effective coordination and decision-making.
Serve as a liaison between customers and internal departments for smooth communication.
Verify and compile application information for mortgage loans accurately.
Advise clients on their home loan options and navigate application processes.
Identify and report discrepancies in title or survey to supervisors.
Perform additional duties as assigned to support the team's objectives.
Benefits
Work primarily outside of a fixed office location, providing flexibility to meet clients directly.
Opportunity for professional growth and mentoring in the mortgage sector.
Full Job Description
Responsibilities
Essential Job Functions:
Organization: Develops and implements strategies, satisfying customer needs through a full array of products and services.
Coordination: Uses judgment and discretion to ensure uninterrupted flow of business.
Communication: Communicates well verbally and in writing with co-workers and customers acting as liaison between customer and Company's internal departments to ensure cohesive business flow.
Equipment: Uses such office equipment as computer terminals, copiers, and FAX machines.
Physical: Sits and stands for extended time periods. Hearing and vision within normal ranges. Must devote substantially more than 50 percent of working hours outside of any Company office, home office, and any other fixed site, meeting with customers and potential customers seeking residential mortgage financing.
Responsibilities:
Verifies, compiles, and inputs application information for mortgage loans.
Discuss and advise the client of their home loan options.
Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment.
Informs supervisor of discrepancies in title or survey.
Performs other related duties as assigned.
Current, valid NMLS license or appointment in good standing.
Qualifications
Must have applicable state licensing.
Two to five years' experience are preferred.
Must also meet one of the following 3 options:
Actively funding more than 2 loans/month, or
Xinnix Training completion for Loan Origination required, or
Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month (see PRMG Loan Officer Mentor Agreement).
Skills:
Ability to make sound judgments on the resolution of service, credit decision, funding, and post-close issues.
Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative.
Ability to handle detailed assignments and maintain confidentiality.
Excellent communication and interpersonal skills.
Organizational skills necessary to prioritize workload and delegate responsibility.
