Qualifications

• Minimum three years of mortgage underwriting experience with in-depth knowledge of guidelines.
• Experience with underwriting private investor and mortgage insurance guidelines.
• Strong interpersonal, communication, and relationship management skills.
• Detail-oriented with strong organizational and follow-through capabilities.
• Excellent analytical, written, and verbal communication skills.
• Proficient in technology and underwriting software.
• Bachelor's degree in a relevant field or equivalent professional experience.

Responsibilities

• Conduct thorough analysis of loan files for compliance with guidelines.
• Underwrite credit packages and collateral to ensure quality loan products.
• Verify accuracy of all calculations and data in underwriting worksheets.
• Train new underwriters and recommend loan dispositions to management for large amounts.
• Maintain productivity standards and adhere to turnaround times for underwriting.
• Make three underwriting decisions per day while communicating results effectively.
• Keep detailed underwriting activity logs and generate monthly reports to management.

Benefits

• Comprehensive training and orientation program for new employees.
• Opportunities for ongoing professional development and skill enhancement.
• Flexible work environment catering to work-life balance.
• Access to advanced underwriting software and technology.
• Supportive team atmosphere with open communication channels.