Moody's Investors Service

Let's begin! AVP-Ratings (CLO) (14459)

Moody's Investors Service • $161K — $234K *
New York, NY 10025In-Person
Finance & Insurance
Less than 5 years of experience
Today
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Job Overview by Ladders

Qualifications

  • 5-7 years of structured finance credit analysis experience, especially in CLOs and structured credit.
  • Expertise in financial modeling for cash flow evaluation under various scenarios.
  • Strong knowledge of credit and operational risks in structured finance.
  • Proven ability to lead discussions in rating committees and defend credit analyses.
  • Exceptional written and verbal communication skills for publication-ready outputs.
  • Ability to engage effectively with various stakeholders in the finance sector.
  • Experience in applying AI solutions for operational efficiency and risk management.

Responsibilities

  • Serve as the lead analyst for structured finance rating transactions.
  • Analyze collateral characteristics and structural features to make rating recommendations.
  • Model cash flows and assess performance outcomes through stress-testing.
  • Lead rating committee discussions, presenting transaction structures and risks.
  • Communicate with diverse stakeholders including issuers and investors.
  • Represent the team in operational reviews and investor forums.
  • Produce high-quality research on market trends and sector commentary.

Benefits

  • Comprehensive medical, dental, and vision coverage.
  • Generous parental leave and paid time off.
  • 401(k) plan with both employee and company contributions.
  • Life, disability, and accident insurance options.
  • Discounted employee stock purchase plan.
  • Tuition reimbursement for ongoing education.
Full Job Description
Skills and Competencies
  • Demonstrated expertise in structured finance credit analysis, with a strong command of CLOs, structured credit, corporate ABS, and related asset classes
  • Strong financial modeling skills, including the ability to build and stress-test cash flow models to evaluate transaction performance under various scenarios
  • Solid understanding of credit, structural, legal, and operational risks inherent in structured finance transactions
  • Ability to independently lead rating committee discussions, articulate credit opinions clearly, and defend analytical conclusions
  • Excellent written and verbal communication skills, with the ability to produce publication-ready research including presale reports, surveillance commentary, and market analyses
  • Strong stakeholder engagement skills, with experience interacting with arrangers, issuers, investors, trustees, servicers, and legal counsel
  • Proven ability to manage multiple transactions and competing priorities in a fast-paced, deadline-driven environment
  • Demonstrated proficiency in artificial intelligence concepts, with hands-on experience using AI tools to streamline workflows and enhance operational efficiency. Proven ability to implement AI-powered solutions to solve business challenges. Demonstrates a growing awareness of AI risk management and a commitment to responsible and ethical AI use

Education
  • Bachelor's degree in Finance, Economics, Applied Mathematics, Statistics, Financial Engineering, or a related quantitative field required
  • Minimum of three years of experience in credit analysis for structured finance transactions, or five years of experience in general credit analysis
  • Master's degree preferred

Responsibilities

The AVP-Ratings Analyst plays a lead role in the rating and monitoring of structured finance transactions, with a focus on CLOs, structured credit, and corporate ABS, delivering high-quality credit opinions and engaging actively with market participants.
  • Serve as lead analyst for structured finance transactions, including analysis of credit, structural, operational, and legal risks
  • Analyze transaction performance, collateral characteristics, and structural features to formulate rating recommendations and credit opinions
  • Model cash flows and review transaction documentation to assess the impact of stress scenarios and performance outcomes
  • Lead rating committees and present analysis of transaction structures, legal considerations, and key credit risks
  • Communicate effectively with arrangers, issuers, investors, trustees, servicers, and external advisors
  • Represent the team in operational reviews, issuer meetings, and investor forums
  • Produce publishable research including transaction reports, sector commentary, market trend analyses, and thought leadership pieces related to structured finance
  • Monitor outstanding ratings and identify emerging risks and performance trends across structured finance sectors
  • Participate in special projects to enhance analytical frameworks, operational efficiency, and digital enablement initiatives

About the Team

The Structured Finance Ratings Team within Moody's Structured Finance Group is responsible for the analysis, rating, and surveillance of a broad range of structured finance transactions across multiple asset classes. The team delivers timely, high-quality research on market developments and emerging risks, engages actively with issuers and investors, and contributes to industry dialogue through conferences, research publications, and thought leadership. Team members work in a collaborative environment focused on analytical excellence, innovation, mentorship, and long-term career growth - including the continued adoption of data-driven and AI-enabled analytical tools.

For US-based roles only: the anticipated hiring base salary range for this position is $161,500.00 - $234,250.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody's also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

About Moody's Investors Service

Moody's Investors Service is a bond credit rating business that provides research, credit rating, and financial risk analysis services. The company’s ratings and analysis track debt that covers various countries, corporate issuers, public finance issuers, and structured finance obligations. Additionally, the company also offers predictive ratings, research and investor briefings, pricing and valuation tools, and credit opinions. The company’s primary goal is to help investors analyze the credit risks associated with fixed-income securities. Moody’s Investor Service rates debt securities in several market segments related to public and commercial securities in the bond market. These include government, municipal and corporate bonds; managed investments such as money market funds, fixed-income funds, and hedge funds; financial institutions that include banks and non-bank finance companies; and asset classes in structured finance. Considered one of the Big Three credit rating agencies, Moody’s Investor Service employs approximately 6,100 people worldwide and maintains a presence in 28 countries. Moody’s Investor Service was founded by John Moody in 1999 and is headquartered in New York City, United States.

Moody's Investors Service Careers

Join the esteemed team at Moody's Investors Service, a leading global provider of credit ratings, research, and risk analysis. This is a prime opportunity to be part of a company that values professional growth, leadership, and innovation in the financial industry.

Work You’ll Do

At Moody's Investors Service, the focus is on empowering the financial community to make better decisions through high-quality, independent, and rigorous analytics. The team at Moody's Investors Service is dedicated to maintaining and enhancing the transparency, integrity, and efficiency of global markets.

Explore Job Opportunities and Internships

Moody's Investors Service offers a variety of career paths, including full-time positions and internships that provide valuable industry experience. The company is committed to fostering a culture of excellence where skilled, passionate, and solution-driven team players thrive.

Innovative Work Environment

Engage in work that matters with a team that combines deep industry expertise with innovation to deliver insights that matter to global markets. Moody's Investors Service is at the forefront of integrating cutting-edge technology and data analysis in the financial sector.

Professional Growth and Development

Moody's Investors Service believes in future-proofing careers by offering unmatched opportunities for professional development and advancement. Whether through leadership programs, diversity training, or networking events, employees are equipped to excel in their careers and contribute to the company's success.

Benefits and Culture

The culture at Moody's Investors Service is built on a foundation of respect, integrity, and inclusion. Employees enjoy comprehensive benefits designed to support their health, well-being, and financial security. The company's commitment to diversity and inclusive growth makes it a leader not just in financial services, but also as an employer of choice.

Join the Team

Discover the range of positions available, from analyst roles to leadership opportunities. Moody's Investors Service is actively hiring and looking for individuals who bring creativity, teamwork, and a strong work ethic to the table.

Prepare for Your Interview

To join Moody's Investors Service, start by tailoring your resume to highlight relevant skills and experiences. Prepare for your interview by researching the company's impact on the financial industry and come ready to discuss how your background aligns with the company's goals and values.

Stay Connected

Keep up to date with the latest from Moody's Investors Service by following their career blog. Gain insights from insiders, and stay informed about new job openings and industry news.

Career Advancement at Moody's Investors Service

With a steadfast commitment to nurturing talent and a clear path for career advancement, Moody's Investors Service remains a top choice for professionals aiming to excel in the financial sector. Explore how you can contribute to and benefit from the company's legacy of success.

Search Moody's Investors Service Jobs

Find the position that matches your skills and interests. Moody's Investors Service is looking for dedicated, curious, and innovative professionals to join their team. Explore the exciting and rewarding opportunities that await at Moody's Investors Service.
Learn more about Moody's Investors Service
Industry
Finance & Insurance
Founded
1900
* Ladders Estimates

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