Moody's Investors Service

Let's begin! Associate Lead Analyst 1 (14450)

Moody's Investors Service • $87K — $189K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Finance, Business Administration, or a related quantitative field required
  • Two years of experience as an Analyst or in a related position at a credit ratings agency or financial services firm
  • Experience performing credit analysis on asset-backed securities, specifically auto loans and unsecured consumer loans
  • Proficiency in quantitative financial modeling and statistical analysis
  • Demonstrated ability to lead credit committee discussions and present analyses internally and externally

Responsibilities

  • Derive credit ratings for various classes of asset-backed securities
  • Assign new ratings on securitizations including auto loans, consumer loans, and student loans
  • Analyze asset portfolios, transaction structures, and legal documents to provide independent credit opinions
  • Produce publishable research examining structured finance transactions
  • Lead special projects to enhance Moody's thought leadership and operational efficiencies
  • Facilitate communication with customers around transaction credit analysis and market dialogue
  • Develop cross-industry knowledge through credit analysis and collaborative teamwork

Benefits

  • Comprehensive medical, dental, and vision coverage
  • Parental leave and paid time off
  • 401(k) plan with employee and company contributions
  • Life, disability, and accident insurance
  • Discounted employee stock purchase plan
  • Tuition reimbursement opportunities
Full Job Description
#ind-dnp

Employer: Moody's Investors Service, Inc.

Title: Associate Lead Analyst 1

Location: 7 World Trade Center, 250 Greenwich Street, New York, NY 10007

Duties: Derive credit ratings for multiple classes of asset backed securities. Assign new ratings on securitizations backed by auto loans/leases, unsecured consumer loans, student loans and similar asset classes. Develop strong cross-industry knowledge through hands-on credit analysis, methodology training, and collaborative engagement with new ratings and surveillance teams. Analyze the underlying asset portfolio, transaction structure, legal documents, deal-level financial modeling to formulate and substantiate independent credit opinions and credit aspects of new structured finance transactions across multiple asset classes and producing publishable research. Undertake special projects intended to enhance Moody's thought leadership in credit markets and operational efficiencies, including digital enablement projects. Lead rating committees and off er their analysis of the credit risk of the transactions, potential credit impact of the terms of the transaction documents and communicate effectively with customers, including arrangers, issuers, investors, and outside legal experts, conducting appropriate market dialogue around transaction credit analysis.

Requirements: Must have a Bachelor's degree or foreign equivalent in Finance, Business Administration, or a related quantitative field plus two (2) years of experience as an Analyst or in a related position working at a credit ratings agency or financial services firm. Experience must include the following: perform credit analysis on securitizations backed by auto loans/leases, and unsecured consumer loans; conduct quantitative financial modeling and statistical analysis; analyzing credit impact of macro-economic events; presenting credit analyses internally and externally; leading credit committee discussions; analyzing deal documents
and authoring credit opinions, issuer analyses, or internal research memos; applying knowledge of capital markets and structures and consumer asset-backed securities (ABS); and reviewing legal documents, including indentures or loan documents.

For US-based roles only: the anticipated hiring base salary range for this position is $87,838 to $189,600/yr, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody's also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

To apply, please submit resume through careers.moodys.com or via e-mail at [email protected]. Please refer to Job Ref. 14450.

For US-based roles only: the anticipated hiring base salary range for this position is $87,838 to $189,600, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody's also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

About Moody's Investors Service

Moody's Investors Service is a bond credit rating business that provides research, credit rating, and financial risk analysis services. The company’s ratings and analysis track debt that covers various countries, corporate issuers, public finance issuers, and structured finance obligations. Additionally, the company also offers predictive ratings, research and investor briefings, pricing and valuation tools, and credit opinions. The company’s primary goal is to help investors analyze the credit risks associated with fixed-income securities. Moody’s Investor Service rates debt securities in several market segments related to public and commercial securities in the bond market. These include government, municipal and corporate bonds; managed investments such as money market funds, fixed-income funds, and hedge funds; financial institutions that include banks and non-bank finance companies; and asset classes in structured finance. Considered one of the Big Three credit rating agencies, Moody’s Investor Service employs approximately 6,100 people worldwide and maintains a presence in 28 countries. Moody’s Investor Service was founded by John Moody in 1999 and is headquartered in New York City, United States.

Moody's Investors Service Careers

Join the esteemed team at Moody's Investors Service, a leading global provider of credit ratings, research, and risk analysis. This is a prime opportunity to be part of a company that values professional growth, leadership, and innovation in the financial industry.

Work You’ll Do

At Moody's Investors Service, the focus is on empowering the financial community to make better decisions through high-quality, independent, and rigorous analytics. The team at Moody's Investors Service is dedicated to maintaining and enhancing the transparency, integrity, and efficiency of global markets.

Explore Job Opportunities and Internships

Moody's Investors Service offers a variety of career paths, including full-time positions and internships that provide valuable industry experience. The company is committed to fostering a culture of excellence where skilled, passionate, and solution-driven team players thrive.

Innovative Work Environment

Engage in work that matters with a team that combines deep industry expertise with innovation to deliver insights that matter to global markets. Moody's Investors Service is at the forefront of integrating cutting-edge technology and data analysis in the financial sector.

Professional Growth and Development

Moody's Investors Service believes in future-proofing careers by offering unmatched opportunities for professional development and advancement. Whether through leadership programs, diversity training, or networking events, employees are equipped to excel in their careers and contribute to the company's success.

Benefits and Culture

The culture at Moody's Investors Service is built on a foundation of respect, integrity, and inclusion. Employees enjoy comprehensive benefits designed to support their health, well-being, and financial security. The company's commitment to diversity and inclusive growth makes it a leader not just in financial services, but also as an employer of choice.

Join the Team

Discover the range of positions available, from analyst roles to leadership opportunities. Moody's Investors Service is actively hiring and looking for individuals who bring creativity, teamwork, and a strong work ethic to the table.

Prepare for Your Interview

To join Moody's Investors Service, start by tailoring your resume to highlight relevant skills and experiences. Prepare for your interview by researching the company's impact on the financial industry and come ready to discuss how your background aligns with the company's goals and values.

Stay Connected

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Career Advancement at Moody's Investors Service

With a steadfast commitment to nurturing talent and a clear path for career advancement, Moody's Investors Service remains a top choice for professionals aiming to excel in the financial sector. Explore how you can contribute to and benefit from the company's legacy of success.

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Find the position that matches your skills and interests. Moody's Investors Service is looking for dedicated, curious, and innovative professionals to join their team. Explore the exciting and rewarding opportunities that await at Moody's Investors Service.
Learn more about Moody's Investors Service
Industry
Founded
1900

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