OneMain Financial

Lead Analyst, Originations Strategy and Analytics

OneMain Financial$85K — $110K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's Degree in a quantitative discipline; Graduate degree preferred.
  • 3+ years of relevant analytical experience in data-driven environments.
  • Strong skills in SQL, Python, and Excel; familiarity with BI tools and other programming languages is a plus.
  • Proven ability to solve complex problems analytically and innovatively.
  • Experience in the lending or consumer finance industry is preferred.

Responsibilities

  • Drive improvements in loan economics and customer experience through data analytics.
  • Create insights into current strategies and identify opportunities for enhancement.
  • Develop business cases and testing plans based on analytical findings.
  • Execute origination strategies by analyzing customer performance data from various sources.
  • Summarize and present analytical results and insights effectively to management.

Benefits

  • Comprehensive health and wellbeing options including medical, dental, and vision insurance.
  • 401(k) plan with up to 4% matching.
  • Employee Stock Purchase Plan with a 10% discount.
  • Tuition reimbursement for educational advancement.
  • Generous paid time off policies including vacation, sick leave, holidays, and volunteer days.
Full Job Description
Lead Analyst - Originations Analytics

Location: Hybrid (Wilmington, DE)

We are looking for a Lead Analyst to join our Originations Strategy and Analytics team in Wilmington, DE. This is an exciting opportunity to learn and drive significant loan growth via verification and product sales improvements.

In the Role

Through data analytics and a hypothesis-driven test and learn focus, this individual will help drive material improvements to the economics and customer experience within Originations, with a particular focus on the verification and product sales components of the originations journey. Working within cross-functional teams, they will create important insights into the effectiveness of our current strategies, identify key opportunities for improvement and develop business cases and testing plan to execute against those opportunities.

This individual will expand their competencies and grow their business and industry acumen, as well as demonstrate the ability to work on complex processes or projects across the end-to-end project cycle.

They will gain knowledge to suggest new answers to old questions, develop insights and push the traditional boundaries of the lending industry.

Design, recommend, document, and execute origination strategies via extracting and analyzing requisite historical customer performance data from multiple disparate systems.

Utilize data query tools (i.e., SQL, Python, R, etc...) and decision tree analytical software to develop, test and execute new strategies and segmentation schemes.

Leverage traditional regression model and machine learning algorithm to understand the key drivers and estimate customer behaviors by different strategy treatment.

Implement Quality Control processes to ensure data accuracy.

Continually enhance existing processes and reporting through automation, quality control, presentation and insights.

Effectively summarize and present results and insights to management.

Requirements
  • Bachelor Degree (Graduate Preferred) in a quantitative discipline such as Engineering, Statistics, Economics, or Computer Science and 3+ years of relevant analytical experience.
  • Strong SQL, Python and Excel skills required; experience with multiple types of relational databases, BI tools/platforms, and/or additional programming languages is a plus.
  • 3+ years of experience in a complex, data-driven problem solving environment
  • Innovative and capable of developing a highly analytical approach to solving problems
  • Lending or consumer finance industry experience preferred


Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That's why we've packed our comprehensive benefits package for full- and some part-timers with:
  • Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
  • Up to 4% matching 401(k)
  • Employee Stock Purchase Plan (10% share discount)
  • Tuition reimbursement
  • Paid time off (15 days vacation per year)
  • Paid sick leave as determined by state or local ordinance, prorated based on start date
  • Paid holidays (11 days per year, based on start date)
  • Paid volunteer time (3 days per year, prorated based on start date)


About OneMain Financial

OneMain Financial is a consumer finance company that provides personal loans and other financial services. The company was founded in 1912 and is headquartered in Evansville, Indiana. OneMain Financial offers loans for a variety of purposes, including debt consolidation, home improvement, and auto financing. The company operates more than 1,500 branches across the United States. OneMain Financial is a subsidiary of Springleaf Holdings, Inc.
Learn more about OneMain Financial
Size
8,800 employees
Market Cap
$4 billion
Industry
Net Income
$730 million
Founded
1912
5 Year Trend
+5%
Revenue
$4.9 billion
NASDAQ

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