Full Job Description
Job Description
The Senior Consultant II is responsible for granting settlement authority on highly complex claims valued in excess of Market Claim Office (MCO) and Regional Claim Office (RCO) limits, providing recommendations on requests to go to trial on cases where the gross exposure is in excess of MCO authority, and general oversight of all large losses for a specific CSA or CSAs. The individual may also provide discretionary referrals on coverage issues, opinions and research. In addition, the Sr Cons II may provide approval on Closed Without Payment (CWP) requests where liability is disputed, and the value is in excess of Field authority.
We are seeking an experienced Large Loss Bodily Injury Adjuster to manage complex casualty claims in the Western region for policies ranging from state minimum limits to 100/300 coverage. Responsibilities include investigating, evaluating, negotiating and resolving high exposure BI claims involving injuries from fractures to fatalities. The ideal candidate will have strong analytical and negotiation skills, extensive bodily injury claims experience and a proven background handling litigated claims through resolution.
Key Responsibilities
• Performs file reviews for various complex projects or for cases in litigation, analyzes data, and reports findings
• May review cases to determine if CWP is appropriate given gross tort value exposure
• Supports the Field with discretionary referrals on complex coverage issues and engages Home Office Claim litigation for involvement and direction as needed
• Reviews coverage, liability, and/or damages on highly complex cases referred for authorization and collaborates with Field leadership on addition steps to be taken and other feedback and direction
• Collaborates with Frontline Performance Experts (FPEs), Frontline Performance Leaders (FPLS), and Claim Process Specialists (CPSs) to share experience and trends identified in referred cases
• Works with Product, Protection, Law, and Claims on new products introduced to the Field and the sales force, and develops Claim Bulletins to provide new forms and/or endorsements that impact claim handling practices
Supervisory Responsibilities
• This job does not have supervisory duties.
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Skills
Bodily Injury Claims, Casualty Insurance, Client Counseling, Complex Claims, Conflict Management, Industry Trend Analysis, Insurance Claims, Liability Insurance, Litigation, Negotiation, Personal Injury Claims, Prioritization, Torts
Compensation
Compensation offered for this role is 85,000.00 - 145,075.00 annually and is based on experience and qualifications.
Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse. Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs.
When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating. Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload.