Bodily Injury Adjuster (IHBI)

Allstate Insurance Company

$50K — $124K *
US-Anywhere
+ 20 other locationsRemote
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of experience in auto claims adjusting
  • Exposure to homeowner liability claims preferred
  • Strong understanding of insurance policies and industry practices
  • Excellent customer service and negotiation skills
  • Ability to independently assess coverage and damages

Responsibilities

  • Investigate and confirm facts of auto accidents
  • Collaborate with fraud or subrogation reps for optimal outcomes
  • Identify vehicle damage and related customer needs
  • Assess subrogation or fraud potential
  • Exercise discretion while handling auto claims investigations
  • Negotiate claims within assigned authority limits

Benefits

  • Comprehensive technology setup for remote work
  • Monthly reimbursement for home internet costs
  • Flexibility to work from home with specific workspace requirements
Full Job Description
Job Description
Responsible for investigating and confirming the facts of loss for basic to advanced automobile accidents. Determines coverage, liability, damages and otherwise adjusts and negotiates claims within limit of authority.

We are seeking an Initial Handler Bodily Injury Adjuster with exposure to Homeowner Liability claims. This team handles claims in the Northeastern states. If you're eager to grow your adjuster career across multiple lines of business, we encourage you to apply today!

Key Responsibilities
• For claims involving fraud or subrogation, partners with assigned reps from those areas to achieve best outcome
• Recognizes and identifies body parts of a vehicle and understanding of other potential property damage
• Identifies customer needs and works to meet those needs using appropriate customer service skills
• Determines subrogation or fraud potential and how to handle
• Applies intermediate understanding of insurance policies written by the company, the industry, and organizational relationships within the company and department
• Handles investigation regarding all aspects of auto claims (coverage, damages, subrogation) with the exercise of discretion and independence within increased level of authority

Supervisory Responsibilities
• This job does not have supervisory duties.

#LI-KR1

Skills
Auto Insurance Claims, Automobile Accidents, Bodily Injury Claims, Case Management, Claims Administration, Claims Resolution, Claims Review, Claims Settlement, Customer Service, Injury Assessment, Insurance Claims Investigations, Insurance Coverage, Insurance Policies, Investigative Skills, Negotiation, Personal Injury Claims, Soft Tissue, Soft Tissue Injuries

Compensation
Base compensation offered for this role is:

BI Adjuster Cons I: $50,000 - $74,120
BI Adjuster Cons II: $56,000 - $82,500
BI Adjuster Sr Cons I: $68,500 -104,100
BI Adjuster Sr Cons II: $ 70,100 - $ 124,500

And is based on experience and qualifications. Total compensation for this role is comprised of several factors, including the base compensation outlined above, plus incentive pay (i.e. commission, bonus, etc.) if applicable for the role.

Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse. Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs.

When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating. Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload.

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