JP Morgan Chase & Co.

J.P. Morgan Wealth Management - Executive Director, Credit Decisioning Unit

JP Morgan Chase & Co.$150K — $200K *
Finance & Insurance
11 - 15 years of experience
Job Overview by Ladders

Qualifications

  • Undergraduate degree
  • 12+ years analytical experience in capital markets
  • Broad knowledge of financial products
  • Practical Python and data analytics experience
  • Experience with Tableau or BI tools and Microsoft Office
  • Strong communication skills for technical concepts
  • Team-oriented with ownership mindset

Responsibilities

  • Manage lending portfolio risks using the Marginal Decisioning Framework (MDF)
  • Lead the development of margin adequacy framework in collaboration with risk partners
  • Design quantitative models and metrics while ensuring necessary governance
  • Ensure analytics quality for decisioning framework credibility
  • Collaborate with frontline teams on innovative asset lending solutions
  • Assist frontline teams with complex queries and publish market commentary
  • Create compliant policies and manage governance and reporting

Benefits

  • Opportunity to lead a high-impact initiative within JPMorgan Wealth Management
  • Engagement with senior stakeholders across various divisions
  • Access to a fast-paced and dynamic work environment
  • Collaboration with technical and risk-focused teams to influence decision-making
  • Chance to innovate in credit decisioning and analytics frameworks
Full Job Description
JOB DESCRIPTION

Be at the center of a Line of Business wide Initiative to build a new Credit Decisioning Unit that helps manage risk and reward across bank and broker-dealer credit products. You’ll help define innovative decisioning frameworks and mature them into scalable, well-governed processes.

In this individual contributor Executive Director role within JPMorgan Wealth Management, you will lead foundational build-out initiatives for the Credit Decisioning Unit (a First Line Unit) and drive the transition into mature portfolio, analytics, product partnership, and governance routines. You will bring deep capital markets expertise, thrive in a fast-paced environment, and influence across senior stakeholders, front line teams, Product, Independent Risk (2LOD), Technology, and support functions.

Job responsibilities
  • Manage risk-taking across lending portfolios using the Marginal Decisioning Framework (MDF)
  • Lead the margin adequacy framework, coordinating market coverage and market-driven actions with 1LOD and 2LOD partners
  • Design and/or extend quantitative models, frameworks, and metrics, including governance where needed
  • Maintain analytics quality to ensure credibility and robustness of decisioning frameworks
  • Partner with front line teams and 2LOD to structure and support innovative and non-standard asset lending solutions
  • Support front line teams with complex queries, learning forums, and client discussions; publish market-facing commentary and research as needed
  • Produce compliant policies, model documentation, procedures, and reporting; manage governance, escalations, and presentations to relevant forums
Required qualifications, capabilities, and skills
  • Undergraduate degree
  • 12+ years in an analytical, technical, trading, or research-oriented role in capital markets
  • Broad financial product knowledge
  • Practical Python experience and familiarity with data analytics packages in a professional environment
  • Practical experience with Tableau or other BI/data visualization tools and Microsoft Office (Excel, PowerPoint, Word)
  • Strong communication and interpersonal skills, including explaining technical capital markets concepts to non-technical audiences
  • Team-oriented mindset with a strong sense of ownership
Preferred qualifications, capabilities, and skills
  • Academic concentration in a technical discipline
  • Graduate degree and/or professional designations
  • Background in (or experience with) financial mathematics, financial engineering, quantitative risk methodologies, and/or data science
  • Experience in credit risk/market risk, derivatives/hedging strategies, credit portfolio management or lending businesses, and/or JPMorgan proprietary risk methodologies/models/frameworks

About JP Morgan Chase & Co.

JP Morgan Chase & Co. stands at the forefront of the global financial services industry. They offer an expansive array of products and services to a diverse clientele, including individuals, corporations, governments, and institutions. Ever since the merger of J.P. Morgan & Co. and Chase Manhattan Corporation in 2000, this industry-leading entity has become renowned for its comprehensive portfolio encompassing consumer and community banking, corporate and investment banking, commercial banking, as well as asset and wealth management. Headquartered in the vibrant city of New York, JP Morgan Chase & Co. boasts a formidable presence across over 100 countries worldwide.

Unveiling Employment Opportunities at JP Morgan Chase & Co.

Vacancies and Hiring Initiatives

JP Morgan Chase & Co. is continuously on the lookout for talented individuals eager to contribute to its legacy of excellence. The company's recruitment efforts are geared towards identifying candidates with the right blend of skills and qualifications to drive forward its various business segments. Whether you are a seasoned professional or a recent graduate, JP Morgan Chase offers a plethora of job openings across multiple disciplines.

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For job seekers aiming to tap into the opportunities at JP Morgan Chase, staying updated through job portals and subscribing to job alerts is crucial. These tools can provide timely information about job openings, job fairs, and recruitment events, enabling candidates to apply promptly and prepare adequately for interviews.

Preparing Your Job Application

Your job application, comprising your resume and cover letter, is your ticket to securing an interview at JP Morgan Chase. Highlight your qualifications, skills, and experiences that align with the job listing, ensuring you stand out in the competitive job market.

Acing the Interview

Preparation is key to succeeding in your interview with JP Morgan Chase. Familiarize yourself with the company's business segments, values, and recent achievements. Demonstrating how your background and aspirations match the company's goals can significantly increase your chances of employment. A World of Job Opportunites in the Financial Services Industry JP Morgan Chase & Co. offers a world of job opportunities for those seeking to make their mark in the financial services industry. With competitive salaries, comprehensive benefits, and endless possibilities for growth, positions at JP Morgan Chase are highly coveted. By staying informed through job sites, tailoring your applications, and preparing thoroughly for interviews, you can enhance your prospects of joining the esteemed ranks of JP Morgan Chase employees. Explore the job board, seize the job opportunities, and embark on a rewarding career journey with one of the world's leading financial institutions.
Learn more about JP Morgan Chase & Co.
Size
661 employees
Market Cap
$384.5 billion
Industry
Net Income
$29.1 billion
Founded
1823
5 Year Trend
+0.7%
Revenue
$261.5 million
NASDAQ

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