About Yendo

Hi there, we're Yendo, and our vision is to empower everyday people to build a stronger financial future. In less than 2 years, we've saved customers over $100 million in unnecessary interest and fees. We are using AI to unlock the $1.1 Trillion in vehicle equity trapped within cars owned by Americans in the form of a high limit, standard rate credit card for those traditionally excluded from mainstream financial offerings.Yendo Credit Cards have similar APRs to those issued for prime borrowers with no hidden fees or overdraft charges and help build their customers' credit score. Yendo's credit limits are 4x higher than cards typically available for non-prime borrowers.
Role Overview

We're looking for a Human Resources Director to join our growing team and build a world-class people function that reflects our values of trust, ownership, and inclusion. You'll be responsible for the full employee lifecycle-from recruiting and onboarding to performance management, culture, compliance, and everything in between.

You'll work closely with leadership to shape Yendo's people strategy, create scalable systems that support a high-growth environment, and ensure we attract, retain, and develop top-tier talent across the country. This is a unique opportunity to build the HR function from the ground up at one of the fastest-growing fintech companies in the country.

You'll thrive in this role if you're proactive, empathetic, detail-oriented, and ready to roll up your sleeves to support a mission-driven team.
Responsibilities

• Lead and evolve all core people operations including recruiting, onboarding, compliance, compensation, benefits, and performance reviews
• Act as a strategic thought partner to leadership on organizational design, DEIB, team health, and employee engagement
• Champion Yendo's culture and values-helping us scale in a way that remains authentic, diverse, and mission-aligned
• Create systems and policies that are efficient, equitable, and legally sound
• Design and implement scalable programs for professional development, feedback, and career progression
• Own our HR tech stack and ensure seamless employee experiences through best-in-class tools and processes
• Maintain compliance with federal, state, and local employment laws and regulations across a distributed workforce
• Facilitate and guide effective hiring practices to ensure we attract top, mission-aligned talent
• Serve as a trusted advisor to employees across all levels, resolving issues with discretion and empathy
• Analyze people metrics to identify trends and inform decision-making

What You'll Need

• 7+ years experience in human resources, people operations, or organizational development-ideally in high-growth startups
• Proven ability to operate as both a strategic leader and hands-on executor
• Deep understanding of employment law, HR compliance, and benefits administration
• Exceptional communication and interpersonal skills; low ego and high EQ
• A bias for action and ability to thrive in ambiguity
• Strong project management and change management capabilities
• Experience building inclusive, scalable HR systems and programs
• A passion for helping people do the best work of their lives
• Prior experience with HR platforms like Rippling, Justworks, or similar tools is a plus

Why join us

You can make a real impact in the lives of our customers.

100 million Americans lack access to sustainable credit and are forced to use predatory loans like Auto Title, Payday, Pawn, and Personal Loans. Each year almost 25% of adults are excluded from the mainstream credit system, severely inhibiting their chances of accessing affordable borrowing, getting a mortgage, or even an auto loan.

Our executive team previously built a business that scaled to $100M ARR and has extensive experience in collateralized lending in under-developed credit markets.

We are backed by leading VCs, accomplished entrepreneurs, respected philanthropists, and founders from across the U.S. Our backers are the minds and investors behind the success of the Apple Card, Brex, Dave, Scribd, Parse, Canva, Robinhood, Flexport, Gusto, Reddit, Notion, LinkedIn, among others.

Stage: Series B

Yendo is based in Dallas, Texas with a nationwide team. This role is remote or in our office in the Deep Ellum area of Dallas.

Competitive Compensation

Equity

🍎Insurance

401K

Unlimited PTO

Yendo's core values

1. Our customers are our compass - We prioritize our customers' needs in every decision, guiding our work to solve real problems and create meaningful solutions. We make a positive impact by enhancing their experiences and addressing what truly matters to them.
2. Trust is earned, not assumed - We communicate openly, honestly, and with humility, earning trust through integrity and clarity in all interactions. By prioritizing straightforward communication and actions, we build strong relationships and ensure our intentions are always understood.
3. Diverse perspectives, stronger outcomes - We serve diverse customers and believe that different perspectives make us stronger. Committed to equity, we value each team member, ensuring all voices are heard and respected. By fostering an inclusive culture, we empower fair and meaningful contributions to drive our success.
4. Embrace Growth Together - We are drivers, we move with urgency, and we strive for excellence in everything we do. Our customers deserve the best, so we hold ourselves accountable to high standards. Through proactive ownership, thoughtful execution, and a commitment to bettering ourselves and our work every day, we deliver results that make a lasting impact.
5. Own every outcome - Rooted in expertise and creativity, innovation is at our core. We challenge norms, push past limitations, and seek to redefine boundaries. Yesterday's plan may be outdated given today's information and by questioning assumptions and challenging one another, we stay agile and open-minded, turning every situation into an opportunity to delight our customers.
6. Courage to challenge - Low ego, coaching, and mutual respect are the foundation of our teamwork. We empower each other and solve problems collaboratively without blame, creating a space for everyone to thrive and contribute to our collective success.